Money on Demand

  • Direct Lender - Compare
  • Bad Credit Welcome
  • Safe and Secure
  • No Guarantor Needed
  • No Application Fees

Fast Decisions. Funding every hour.

Warning: Late repayments can cause you serious money problems. For help, go to

Representative example: Borrow £500 for 4 months. First monthly repayment of £172.09. Second and third monthly repayments of £229.45 Fourth monthly repayment of £114.75.
Total repayment £745.74, interest rate p.a. (fixed) 226%. RAPR 695%. Our APR includes all applicable fees. Daily interest is capped at 0.75%.


Are you using a mobile device?

Check out our ‘Money on Demand’ app!

You can download the app for free to: Quickly apply for a loan, easily manage your account and comfortably make repayments.

Just click to download!

Download on the App Store Get it on Google Play
Have used this company a number of times and have never had anything but perfect and consistent customer service. Thanks! – Ms Yolande
TransUnion - Cashfloat CCTA - Cashfloat

Small loans, Big solutions

We believe that credit is a business of mutual trust.

Cashfloat is a new loan company operating in the UK. We want our loans to be available for people with bad credit, so we assess your online loan application with a focus on affordability, not only on credit score. We are an authorised direct lender, and all our loans are no guarantor loans and require no security or collateral. You can use our loans for:

Why Cashfloat Loans?

Simply put, we care. Every person that we help is a success story for us, not just another statistic.
We strive to make your borrowing experience completely hassle-free and safe.
We’ve even made a brilliant mobile app to make your life easier.

Short term loans

We offer online credit with flexible instalments. We’ll notify you of all upcoming payments in advance. All our short term loans are debited using simple direct debit card solutions.

Payday Loans 2.0

Our brand new alternative to payday loans. Get your money fast and pay as much you want as early as you want to save money. Same day funding* and high acceptance rate.

Money on Demand

Do you need cash this instant? Download our FREE app to experience one of the quickest ways to borrow money in the UK! Using bank-grade security on every mobile device.

Ready for a Cashfloat loan?

Access up to £1,500 today
I liked the excellent no-nonsense application and speed of money delivery to my bank, happy days – Mr. Willis
TransUnion - Cashfloat CCTA - Cashfloat

How Are Cashfloat’s Loans Different?

We know that when you need money, you want it fast. We’ve streamlined our application and decision process and offer same day funding at no extra charge, provided you apply during work hours. Our customer login area is designed to help you take control of your loan, encouraging you to save money through early repayments. If you can’t meet a repayment, please speak to us! Our friendly and understanding customer support team will be happy to rearrange your repayment plan. We are always just a phone call away.

We set the bar high for ourselves, and refuse to offer a service that is anything less than perfect. That’s what makes Cashfloat’s premium payday UK loans different.

Apply Now
silicon review - cashfloat one of 50 most trusted companies
Named one of the 50 most
trustworthy companies of 2018
We’re proud to have helped over
40,000 people in the UK
to get a safe and flexible loan online
No Application Fee – Fast Decision
Please wait while we process your application.

This may take a few minutes. You will be redirected upon completion.


Complete our secure application

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You can apply if you are:

  • At least 18 years old
  • Employed with a regular income
  • A UK resident with a UK bank account
Direct Lender
Free to Apply
UK based
Secure site
01. YOUR LOAN DETAILS — No application fee
Our new feature gives you more time to pay your loan at no extra cost! Find out more about how 'Easy-Start' works here.
Personal APR:
You can always make additional payments early and reduce the amount of interest you pay.
02. Personal Details

Should start with 01, 02 or 07

Should start with 07

Or click here to enter your address manually
Other income includes any other income or benefits like: Child benefits, Tax Credits, Pension, Overtime, Bonus, Extra work.
Only include the portion of shared expenses you pay
05. Employment details

Should start with 01, 02, 03 or 08

Or click here to enter your address manually

Applicants will be credit checked prior to approval.

  • No application fee
  • We are a payday loans direct lender
  • People with bad credit are welcome to apply
  • No guarantor is required

*You can always compare Cashfloat to other lenders here.

Representative example
£500 for 4 Months
Interest rate
226% pa (fixed)
First monthly repayment of
Second and third monthly repayments of
Fourth monthly repayment of
695% RAPR
Total repayment
Same day funding
Warning: late repayment can cause you serious money problems. for help, go to -
Warning: late repayment can cause you serious money problems. for help, go to -
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