Cash Advance

Need a cash advance today? We really want to help! Cashfloat is an FCA authorised direct lender for cash loans. If approved you can get your instant decision cash loan funded today. Our loans range from £200 and £1100. Cashfloat welcomes applicants with bad credit too.

Your Cash Advance Information Card
  • You can get a cash advance from £200 to £1100
  • Feel free to apply, even with a bad credit score
  • You can repay your cash advance in up to 4 instalments
How Much Can I Borrow?
  • 3 minutes to complete the online application form
  • 90 seconds instant lending decision
  • 1 hour from approval, the money should be in your bank account

* Average numbers

How Fast Can I have the Money?
  • We are an FCA authorised cash advance direct lender.
  • We welcome people with bad-credit
  • Unsecured loans, no guarantor needed
Why Cashfloat?
FAQs about Cash Advances

Cash loans

Cash Advance Definition: Cash advance loans are short term loans designed to help you cover your expenses at the end of the month. Everyone has those months when you just wish your paycheck would miraculously appear in your bank just a week early. With a cash advance, you are buying money to help you pay other expenses until the next wage day.

How do Cash Advance Loans Work?

A cash advance is a small cash loan available for you to borrow at an agreed price. If you ran out of money before payday and some important bills or unexpected expenses are piling up, you can consider taking an instant cash loan. We always recommend our customers to ensure that the cost of money you get as cash advance loan, is lower than paying interest on your bills. Cash advances should not become a way of living. It is a very sophisticated credit instrument designed to help people in particular moments, but by no means, a way of living.

Cash Advance Online

You can easily apply for cash advance online loans on our secure website. One of the main benefits of applying online is that you get your loan decision instantly. Many direct lenders would even transfer the money within the hour to your bank account.

But take care when using the internet to get fast cash. There are many predatory lenders out there that hide behind the mask that their website interface conveniently provides. When you apply via a direct lender like Cashfloat, you can bank on a secure and discrete experience. At Cashfloat, we will never share your private details with anyone unless you explicitly give us permission.

How do I know if I am applying with a direct lender?

If you are looking at a website and you are not sure whether you are looking at a direct lender or broker, it is almost certainly a broker, or worse. Cash loans direct lenders are proud of it, so they will tell you loud and clear.

How much does a cash advance cost and how much can I get?

Each cash advance lender charges a different price. You can see which lender is cheapest by comparing the cash advance interest rate. This shows how much interest you are going to pay back on top of your loan. (If you can’t find the cash advance rate of interest, look instead for the cash advance APR. Many lenders will display the APR instead of the interest rate). We charge 997% in APR and our loans range from £200 and £1100.

Another tool to help you figure out how much your cash advance costs, is the representative example. It will look something like this:

It’s an FCA legal requirement to display a representative example so if you can’t find it, steer clear.

You can also opt for a cash advance installment loan. An installment loan works when you need your cash advance now, but you know that you are worried about how you are going to repay. With an installment loan, you repay in a few monthly installments, making the repayments more manageable. Overall, the total cash advance fee will be more because your loan will be gathering interest over a longer period.

Cash Float offers Instant Cash Loans for those in need of Quick Cash

We all have times in our lives where we need to raise money and have considered,Instant Cash Loans as a perfect solution to short term shortage of cash. If you find yourself in a situation where you need money now, then Cash Float offer a smart solution for your cash shortage. Whatever the reason why you may need a loan today Cash Float can help you out by getting you a cash loan extremely quickly.

We have provided thousands of people with a Cash Advance to help them out in their time of need. You get a quick decision by filling out our quick application form, and we can provide you with a cash loan today.

Choosing the Right Cash Advance

Finding the right cash advance is complicated. Often, you don’t have time to shop around for different cash advance lenders, but that doesn’t mean you have to go for a more expensive option. Instead, let our capable staff hold your hand throughout the process. Getting a cash advance shouldn’t cause you hassle.

At Cashfloat, we specialise in providing you with fast loans at an affordable price. We know that everyone hates red-tape, especially when you are worried about how you are going to make it to payday. So, we do our utmost to make the process as smooth and straight-forward as we can.

Cashfloat’s Cash Loans

Your car broke down, and you can’t get to work. Or your landlord is threatening to evict you unless you pay your rent. You need money, and you need it fast. You can consider applying for an instant cash loan. But we want to make sure that you know what your cheapest and fastest options are. Read on to find out.

How do I apply for instant cash loans?

Your best way of applying for a cash loan is online. When you apply via a direct lender’s website, like Cashfloat, you can have the money in your bank account within an hour of being approved. Search online for “Cash Loans Today” to find a lender’s website. Make sure that you are dealing with a direct lender who is fully authorised by the FCA. You then need to fill in the application form and submit it. This should only take about 5 minutes.

How long does it take to receive my cash advance?

Cashfloat is a fast lender that doesn’t waste any time. Our application takes 2-3 mintues to fill out and about 90 seconds before we will respond to you. If approved for a cash advance, we do our best to deposit the loan within an hour. In certain instances, this may take a little longer. This is often due to personal details that may need to be confrimed by our a team. Furthermore, your bank may not support a Faster Payment Service (FPS). In this case it can take up to more than a day for it to arrive into your bank account.

Cash Loans without a credit check

You have bad credit, but you are desperate for some extra cash. Are there any lenders that will still lend to you without checking your credit score?

More and more lenders are using affordability checks rather than basing their decision on your credit score. But, take care here. Credit checks are still incredibly important. In fact, it is an FCA requirement for all lenders to check your credit file before they give you a loan. So steer clear of any lenders that are advertising cash loans no credit check.

Why does my credit score matter?

Your credit report shows the history of all your previous credit. Cash advance lenders use your credit score to check whether you are reliable in paying back your loans on time. Think of it as a CV about your financial life. If you apply for a “job” or a loan, your lender needs to check what your past records look like.

Cash Loans for Poor Credit

But what happens when you have that rough financial period that leaves you looking untrustworthy? You normally can still get a cash advance for bad credit, but it might be harder than usual. You might have to co-sign with someone else or give a collateral to secure your re-payments.

At Cashfloat, when you apply for cash advance loans, bad credit scores often won’t be held against you. As long as you show us that you can pay back your loan, we are happy to consider your application. Apply now on our secure website.

– Cash loans for unemployed people

When you are unemployed, and large expenses come up, you might need an extra cash influx to help you cover your costs. Cash loans for unemployed people help you spread out large expenses over a longer period, making them more manageable. Make sure to choose a cash loan that has a multiple repayment option.

– Cash loans for pensioners

You have expenses that need to be covered now, and you can’t wait until your pension pot decides to pay up. Cash advances for pensioners give you extra cash in advance of your next payment. You can easily apply online via any direct lender’s website.

Can I find instant cash advance in the UK for bad credit?

You’ll be happy to know that instant cash loans for bad credit do exist in the UK. What’s more, you can apply for them online – making the process quicker and much easier. Even if you have bad credit, don’t worry! Lenders like Cashfloat will still offer you cash loans for bad credit if you fit all their other criteria. Our instant cash loans can help you get the immediate response you need when faced with an emergency – even with a poor credit score. Apply for one of our quick cash loans now – we don;t think you’ll be disappointed!

Do cash loans with no credit check paid in monthly instalments exist in the UK?

If you don’t want your credit report affected when you apply for loans, you may be looking for instant cash loans with no credit check. However, cash loans with no credit check are not legal in the UK. If a lender approaches you claiming to offer no credit check loans, you should avoid them and then report them to the FCA. For your safety, lenders in the UK must run a credit check on every application. At Cashfloat, we will do our best to approve you, even with bad credit. Our loans are user-friendly and can be repaid in up to 4 monthly instalments.

Can I get doorstep cash loans same day?

Cash in hand loans can be a very convenient and useful financial product. If you’re approved for a home cash loan, the money is delivered right to your doorstep. Then, a member of the company comes round to collect payments. While same day cash loans to your door can be a handy financial product, there are some obvious disadvantages. For example, it can be uncomfortable to have debt collectors knocking on your door – literally! At Cashfloat we offer same day online cash advance loan. Applying for cash loans today means you can still be funded today!

Can I get a business cash advance?

The good news is that there are lots of credit options for businesses nowadays. However, not all cash advance lenders offer loans for businesses. However, if you need cash loans in the UK for your company, some lenders specialise in this. When borrowing from a business cash advance lender, you may need to show the lender your business plans to prove that your business is real and your investments are serious. The lender will also want to reassure themselves that you can repay your loan. If you are only looking for small cash loans for your business, you can get cash loans online of up to £1,100 from Cashfloat.

Money Loans

Money loans can be pay-day loans or short term loans. They are just small amounts of money available for you to borrow, usually with interest. When looking for a cash loan, it’s important to consider the different types of loans available. Most money advance loans are paid straight into your bank account, or you can obtain them in a local money shop. To find shops offering money loans, search for “money loans near me” on Google. But even easier than that is to apply for money loans online.

Money Loans Online

Money loans in the UK are easily accessible online. The advantages of applying for your credit online is that you can get your money today.

Money loans are usually used to cover emergencies. We understand that in the heat of the moment you expect fast credit decisions. Our lending technology’s average decision time is less than 90 seconds, even for people with a poor credit score. Our affordability algorithms are optimized to check if the money loan would help you, and if you can afford to repay the loan, and not only if your credit score allows it.

Why should I choose Cashfloat?

Instant cash loans from Cashfloat are available for people in the UK and were designed to work as cash advances. While very fast and easy to apply, Cash Loans are not always the cheapest credit available for you. Even if you need cash now, we recommend that you always compare all the options available for you. We want to ensure our money loans would really help you and that you can conveniently afford the repayments. Our customers are constantly giving us five stars reviews and amazing feedbacks. We want you to be very happy with our instant cash loans product. Furthermore, we are FCA authorised which means we will only lend to people who we feel can make repayments. Consequently, we lend fairly and morally.

Conclusion: Cash Advance

Cashfloat ensures that you receive a cash advance at fair rates. Cashfloat offers instant decision loans of up to £1100. If approved, we do our best to fund you within an hour. We are an FCA authorised provider that lends responsibly. Is your bad credit score making you hesitant to apply? We specialise in cash advances for bad credit. Cashfloat wishes you continued financial success.

Written by: Becky Hall
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