Cash Advance

Need a cash advance today? We really want to help! Cashfloat is an FCA authorised cash loans direct lender. If approved you can get your instant cash loan funded today.

Cash loans

Cash Advance Definition: Cash advance loans are short term loans designed to help you cover your expenses at the end of the month. Everyone has those months when you just wish your paycheck would miraculously appear in your bank just a week early. With a cash advance, you are buying money to help you pay other expenses until the next wage day.

How do Cash Advance Loans Work?

A cash advance is a small cash loan available for you to borrow at an agreed price. If you ran out of money before payday and some important bills or unexpected expenses are piling up, you can consider taking an instant cash loan. We always recommend our customers to ensure that the cost of money you get as cash advance loan, is lower than paying interest on your bills. Cash advances should not become a way of living. It is a very sophisticated credit instrument designed to help people in particular moments, but by no means, a way of living.

Cash Advance Online

You can easily apply for cash advance online loans on our secure website. One of the main benefits of applying online is that you get your loan decision instantly. Many direct lenders would even transfer the money within the hour to your bank account.

But take care when using the internet to get fast cash. There are many predatory lenders out there that hide behind the mask that their website interface conveniently provides. When you apply via a direct lender like Cashfloat, you can bank on a secure and discrete experience. At Cashfloat, we will never share your private details with anyone unless you explicitly give us permission.

How do I know if I am applying with a direct lender?

If you are looking at a website and you are not sure whether you are looking at a direct lender or broker, it is almost certainly a broker, or worse. Cash advance direct lenders are proud of it, so they will tell you loud and clear.

How much does a cash advance cost?

Each cash advance lender charges a different price. You can see which lender is cheapest by comparing the cash advance interest rate. This shows how much interest you are going to pay back on top of your loan. (If you can’t find the cash advance rate of interest, look instead for the cash advance APR. Many lenders will display the APR instead of the interest rate).

Another tool to help you figure out how much your cash advance costs, is the representative example. It will look something like this:

It’s an FCA legal requirement to display a representative example so if you can’t find it, steer clear.

You can also opt for a cash advance installment loan. An installment loan works when you need your cash advance now, but you know that you are worried about how you are going to repay. With an installment loan, you repay in a few monthly installments, making the repayments more manageable. Overall, the total cash advance fee will be more because your loan will be gathering interest over a longer period.

Cash Float offers Instant Cash Loans for those in need of Quick Cash

We all have times in our lives where we need to raise money and have considered,Instant Cash Loans as a perfect solution to short term shortage of cash. If you find yourself in a situation where you need money now, then Cash Float offer a smart solution for your cash shortage. Whatever the reason why you may need a loan today Cash Float can help you out by getting you a cash loan extremely quickly.

We have provided thousands of people with a Cash Advance to help them out in their time of need. You get a quick decision by filling out our quick application form, and we can provide you with a cash loan today.

Choosing the Right Cash Advance

Finding the right cash advance is complicated. Often, you don’t have time to shop around for different cash advance lenders, but that doesn’t mean you have to go for a more expensive option. Instead, let our capable staff hold your hand throughout the process. Getting a cash advance shouldn’t cause you hassle.

At Cashfloat, we specialise in providing you with fast loans at an affordable price. We know that everyone hates red-tape, especially when you are worried about how you are going to make it to payday. So, we do our utmost to make the process as smooth and straight-forward as we can.

Cashfloat’s Cash Loans

Your car broke down, and you can’t get to work. Or your landlord is threatening to evict you unless you pay your rent. You need money, and you need it fast. You can consider applying for an instant cash loan. But we want to make sure that you know what your cheapest and fastest options are. Read on to find out.

How do I apply for Instant Cash Loans?

Your best way of applying for a cash loan is online. When you apply via a direct lender’s website, like Cashfloat, you can have the money in your bank account within an hour of being approved. Search online for “Cash Loans Today” to find a lender’s website. Make sure that you are dealing with a direct lender who is fully authorised by the FCA. You then need to fill in the application form and submit it. This should only take about 5 minutes.

Cash Loans without a credit check

You have bad credit, but you are desperate for some extra cash. Are there any lenders that will still lend to you without checking your credit score?

More and more lenders are using affordability checks rather than basing their decision on your credit score. But, take care here. Credit checks are still incredibly important. In fact, it is an FCA requirement for all lenders to check your credit file before they give you a loan. So steer clear of any lenders that are advertising cash loans no credit check.

Why does my credit score matter?

Your credit report shows the history of all your previous credit. Cash advance lenders use your credit score to check whether you are reliable in paying back your loans on time. Think of it as a CV about your financial life. If you apply for a “job” or a loan, your lender needs to check what your past records look like.

Cash Loans for Poor Credit

But what happens when you have that rough financial period that leaves you looking untrustworthy? You normally can still get a cash advance for bad credit, but it might be harder than usual. You might have to co-sign with someone else or give a collateral to secure your re-payments.

At Cashfloat, when you apply for cash advance loans, bad credit scores often won’t be held against you. As long as you show us that you can pay back your loan, we are happy to consider your application. Apply now on our secure website.

Cash loans for unemployed people

When you are unemployed, and large expenses come up, you might need an extra cash influx to help you cover your costs. Cash loans for unemployed people help you spread out large expenses over a longer period, making them more manageable. Make sure to choose a cash loan that has a multiple repayment option.

Cash loans for pensioners

You have expenses that need to be covered now, and you can’t wait until your pension pot decides to pay up. Cash advances for pensioners give you extra cash in advance of your next payment. You can easily apply online via any direct lender’s website.

Getting an Instant Cash Loans from Cashfloat

Instant cash loans from Cashfloat are available for people in the UK and were designed to work as cash advances. While very fast and easy to apply, Cash Loans are not always the cheapest credit available for you. Even if you need cash now, we recommend that you always compare all the options available for you. We want to ensure our money loans would really help you and that you can conveniently afford the repayments. Our customers are constantly giving us five stars reviews and amazing feedbacks. We want you to be very happy with our instant cash loans product.

Conclusion: Cash Advance

Cashfloat, unsecured short term loan provider, explains that cash advance loans exist to help you out in your time of need. You should not use them as a way of living. We are a direct lender. We display the APR so that you know all the fees before taking a loan, and you can use this figure to compare with other lenders.

In this way, Cashfloat ensures that you receive a payday loan at fair rates. Cashfloat offers instant decision loans. Should you be in the situation of looking for a high acceptance payday loan, make sure you take from an FCA authorised provider, so that there will be safeguards in place to protect you. If you take an FCA authorised provider, you can rest assured that you are not dealing with a loan shark. Cashfloat wishes you continued financial success.

Written by: Becky Hall
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