Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
If you are reading this page you are probably looking for a loan. let us assure you that you are in the right place! you can start your application now and get funded today once approved. or you can read a bit more about us. we already helped over 300,000 people in the UK. Enjoy the Cashfloat experience.
APPLY NOWOur loan process
Cashfloat’s loan process is simple and easy to navigate. There are some great aspects of our loan process that our customers have used us again and again for. We offer more installments with smaller repayments, a hassle free online application, no hidden fees, and on top of that a great customer service.
It’s good to know, you do not have to have the perfect credit score to apply with us. We believe in giving you a fair chance when you apply for your short term finance and look at more than your credit score when assessing your affordability for a loan. Apply today for a Cashfloat loan and get an instant decision. If you have any other concerns or questions, feel free to contact our customers service team by emailing client-service@cashfloat.co.uk or by calling us on 020 3757 1933.
APPLY NOW
Select the amount you want and fill out our online application form
Receive an instant lending decision
If approved, you can receive your money the same day
Make your monthly repayments tailored to you
How much can I borrow?
With Cashfloat you can borrow from £300 to £1500. Being a short term direct lender, you can pay back your loan in up to 6 instalments. We encourage our customers to pay back the loan as soon as they can so they can avoid paying unnecessary interest.
| Amount | Duration |
|---|---|
| £300 – £350 | 3 months |
| £400 – £550 | 3-4 months |
| £600 – £650 | 3-5 months |
| £700 – £900 | 3-6 months |
| £950 – £1100 | 4-6 months |
| £1200 – £1500 | 6-9 months |
How do I apply?
Cashfloat operates fully online. All you need is a few minutes of your time to complete the online application form. Once you have applied, we will carry out a series of credit checks and assess your affordability. We will then give you an instant decision. If approved, we will ask you for a few more details, and then you will be good to go. Once we have your extra details, money can be in your account within an hour*.
Am I eligible for a Cashfloat loan?
As a responsible lender, you must meet the following criteria before applying for a loan with us:
- Be a UK resident
- Have a UK bank account
- Be over 18 years old
Repay over 3 months, 2 monthly repayments of £246.66, last month repayment of £246.67
APPLY NOWRepay over 4 months, First month repayment of £246.66, 2 monthly repayments of £246.66, last month repayment of £246.67
APPLY NOWCashfloat’s Open Banking Service
We have just launched our new Open Banking service with our FCA authorised partner, consents.online. With this new service, we can minimise application processing time to get your loan funded even quicker. Once you have been pre-approved for your loan, you will need to provide your name and phone number and then select your bank. Following this, you will be asked to verify yourself using “Open Banking”. Your bank will then work together with consents.online using Open Banking API’s to get us the information we need.
Consents.online are an Account Information Service Provider (AISP) regulated by the FCA. Consents.online shares data with us using Open Banking, in a safe and secure way. With consents.online, the customer is in charge, and they have the power to retract access at any time from providers you have previously given access to. With consents.online, you are in control of who has access to your data.
Click here for FAQ’s about Open Banking.
Cashfloat’s new ‘Easy Start’ Feature
“People need payday loans, but can we make them more affordable and manageable?”
This is the question we asked ourselves as the drawbacks of direct lender payday loans became more and more evident in 2019. One of the biggest problems with payday loans is that people were finding that the first payment came too soon – even before they managed to get back on their feet. Sometime the hefty first repayment crippled them – couldn’t lenders just give them a break? So we came up with ‘Easy Start’.
With Cashfloat’s ‘Easy Start’ Technology, you get to pay less on your first instalment, making your loan repayments more manageable and allowing you time to get back on your feet. Moreover, we do NOT charge any extra interest for the extra month that you’ll have the loan. Here are some common questions about our new feature: