Same Day Loans

Same day loans are available for you online. Apply now with Cashfloat. Get instant decision. We are a proud, direct lender.

Same Day Loans UK

If you have an emergency bill that needs to be paid today, we want to help with our dynamic payday loans! We cannot always guarantee same day funding depending on the time of the application. However, if your loan application is approved, we will do our very best to release the funds the same day. If you’re a new customer, we offer loans of up to £500 pounds; existing customers can get same day loans of up to £1100. Please note that in the UK leading lenders like provide same day funding free of charge.

How Quickly Will I get my Same Day Loan?

The name “same day loan” is somewhat misleading. Although the decision as to the applicant’s eligibility is reached the same day that he or she applies, same day loans are mostly paid within twenty four hours, most typically by 9am the next day. With Cashfloat, you can receive the loan in your bank account within 24 hours for no extra fee (provided that you are approved).

If I get a same day loan, does it mean my application was not checked properly?

Not at Cashfloat it doesn’t! We perform extensive credit and affordability assessments. With all the hurrah in the media about irresponsible payday lenders advertisement, we put a big focus on affordability and have developed a unique algorithm to try and help us identify over-reliance on our expensive loans. If our team think you can repay your loan and that it will not worsen your financial situation, we will save no efforts to get you the money fast. We never charge for same day funding. It is simply another benefit for people who obtain a loan from us.

What do I need to get a same day loan from Cashfloat?

Getting a responsible same day loan from us requires that you are in full-time employment and that you have an active bank account and a debit card linked to your salary bank account. You will also need to earn a minimum NET monthly income of £750 and show us that you have enough disposable cash at the end of the month, after repaying the loan. If you’re NET monthly income is below “our threshold” or if you are in temporary employment or in receipt of benefits, we will not be able to offer you a loan.

Same Day Payday Loans

When you apply for a same day payday loan with Cashfloat, we guarantee to get the money into your account the same day that you apply for a loan, once aproved. In fact, once you apply for a payday loan, you should receive a lending decision within half an hour. If you are approved for a short term loan UK, we will try to fund your loan within an hour. Our average funding time is 4 hours from application to approval. That is pretty fast!

No more waiting around for your money. With Cashfloat same day payday loans UK, we keep you in the loop at all times so you know whether and when you are going to get your money.

Same Day Loan Bank Requirements

Following approval, we will fund your loan as soon as we can, usually within the hour. If you have a Barclays account, the money should reach you immediately. If you use a different bank, the money will reach you within 3 hours as long as your bank supports Faster Payments Services (FPS). If your bank does not support FPS, it can take up to 3 working days for the money to reach you.

What Should I do if I have not received my Cashfloat Same Day Loan?

Don’t panic! Here at Cashfloat, you can rely on us to get your short term loan to you as quickly as possible. In the unlikely event that you have not received the money after 3 hours of getting approved for a loan, give us a call so that we can help you. If you’re in a rush or don’t have time to pick up the phone, you can always drop us an email at

Cashfloat is dedicated to providing customers with reliable, dependable and quick loans. But, we will never put speed at the expense of the required credit and affordability checks. When you apply for a Cashfloat loan, you can be sure that you will be served with efficiency, but more importantly, with empathy. Since we are constantly looking for ways to be better for our customers, we would appreciate any comments, suggestions or constructive criticism. Feel free to send an email to We would love to hear from you!

Written by: Kelly R
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