Same Day Loans

From £300 Start here – same day funding

Life is full of surprises. Sometimes pleasant, sometimes challenging. Dealing effectively with unexpected events makes all the difference between peace of mind and sleepless nights. At Cashfloat, we believe everyone should have access to the help they need to overcome unforeseen obstacles. Even those who have been refused previous loans due to bad credit. Our same day, payday loans have been set up with this in mind, providing instant solutions for a stress-free life.


Apply now – get instant decision!

But how does it work? Are same day loans the right option for you? We believe in total transparency, and our open and honest approach allows you to make an informed decision. Read on to find out whether our services can resolve your financial dilemma.


Why Choose Quick Loans for Bad Credit Same Day?

It’s essential to understand why same day loans are beneficial, as these loans should only be used in emergencies and not as a long term solution to ongoing cash flow problems. Let’s take a look at some of the main reasons why our customers opt for same day payday loans:

  • Household maintenance: Repairing a broken washing machine, a leaking roof, a car or a central heating boiler on the blink; necessary household expenses are often costly and appear when you least expect them.

  • Help with rent: Perhaps this month has thrown up a few unpleasant surprises, and you can’t quite make it until payday to meet your rental agreement.

  • Bills: Sometimes you need to pay urgent utility bills which show up just a little higher than expected. Bills can inflate quickly and considerably if left unpaid.

  • Medical expenses: Covering costs for medical and dental care for you and your family can leave you with little left in the bank to meet other payments.



The main advantage of this type of loan is, of course, the same day aspect, meaning your financial worries can be resolved instantly.


What are Same Day Loans Direct Lenders?

Generally speaking, there are two ways of borrowing money; from a direct lender or from a broker. Essentially, the difference between the two is simple. The lender transfers the money to you directly. The broker, on the other hand, works as a representative, offering loan products or services. Their job is to acquire a third party to lend you the money, and they gain commission based on successful transactions.


Which is Better; a Direct Lender or a Broker?

Suppose you’re looking for an instant loan with as little hassle as possible. In that case, a direct lender is usually your best option. Going directly saves valuable time, as lenders can give you immediate answers to if and how much you can borrow. With a broker, you have to wait around until they have located a suitable loan source.


Apply online from a direct lender

Same day loans for bad credit in the UK are easier through direct lenders, too. Brokers do not have access to the ins and outs of your credit history, and they tend to work better with customers with a good credit score. Plus, with a lender, you know exactly who you are dealing with throughout the process and have complete control over the transference of your information to other lenders.


Same Day Loans No Credit Check

Those with a poor credit rating may seek out loans that require no financial check whatsoever, which is an understandable reaction to constant rejection. However, no credit check loans in the UK are unlikely to be regulated by the Financial Conduct Authority (FCA), meaning you could find yourself dealing with loan sharks with dire financial repercussions.


At Cashfloat, we don’t discriminate against bad credit. We can help you find the support you need safely and reliably.


Apply Now – bad credit accepted!

Same Day Loans for Bad Credit No Guarantor

Finding a guarantor at a moment’s notice can be another hindrance to obtaining the cash you need right now. That’s why our payday loans take everything into account, looking past your poor rating and lack of a financial backer. This opens up instant solutions to many more people across the UK.


How Do Payday Loans UK Same Day Work?

Okay, so you now know what a payday loan is, why you may need one and who is the best person to go to for instant results. But how does it all work in practice? Let’s find out.


We specialise in short-term, emergency loans for customers with poor credit ratings. That’s why our loan options range from £300 to £1,000 and run between three and six months in duration. We also limit the usage of payday loans to a maximum of two per year. You can repay all our loans early, and as we only charge when the loan is active, you can save money by repaying at your earliest convenience.


Application is simple and takes less than five minutes:

  • Complete the online application form.

  • Receive a decision from our team. If approved, you can expect your funds to be received within one hour. If declined, we can, with your permission, attempt to find another lender on your behalf.

  • You can log into your account at any time, review information and make partial or complete payments.

  • If you don’t repay early, the amount will be taken from your account as agreed and under CPA rules.

  • You can contact us at any time to discuss your details or rearrange your payment plan.

At Cashfloat, we strive to make lending money easy, safe and accessible to all. If you have any questions on how we can help you today, do not hesitate to get in touch!



What Exactly are Same Day Loans Bad Credit?

As the name suggests, same-day payday loans refer to small, short-term loans credited on the day of application. Same-day loans are repaid monthly, usually on the exact date the borrower receives their salary. The bad credit part of the equation relates to poor credit ratings, which generally result in loan rejections or loans granted only on the condition of a guarantor.


At Cashfloat, we know that a bad credit score isn’t always a true reflection of an individual’s situation and doesn’t necessarily imply a customer lacks the means to repay their loan. We only look at whether you can realistically afford it, which can be determined easily using our simple online calculator, available free of charge.



Representative example
Total amount of credit: £700
Duration of the agreement: 6 months
Repayment total: £1,179.05
Interest is Fixed at rate of 185.39% per year | Representative 611.74% APR
£168.45
Installment 1
£224.60
Installments 2 ‐ 6
£112.20
Installment 7
Useful information
About Cashfloat’s Payday Loans