Get up to £2,500 with same day funding!

Looking for a Lloyds personal loan with high approval rates? Cashfloat offers an affordable alternative even with a poor credit history. Our small personal loans with repayment terms of 6 or 9 months have much higher rates of acceptance than Lloyds Personal Loans. Apply now for £1,000 and £2,500 and join over 100,000 happy customers who have applied with less than a perfect credit rating.

1. Apply online for an affordable Lloyds personal loan alternative.
2. Get an instant lending decision.
3. Once approved, funds will be in your account within 1 hour*.
4. Make monthly personal loan repayments.

Get your Lloyds Bank Loan Alternative today!

Lloyds bank and Cashfloat.co.uk are both fully authorised and GDPR compliant companies. However, their lending structures work very differently. First, Lloyds offers personal loans from £1,000 – £35,000 that can be repaid up to 7 years, whereas Cashfloat’s personal loans are between £1,000 – £2,500 and must be repaid over 6 or 9 months. Furthermore, Lloyds will only provide loans to existing customers who have had an account with them for at least 1 month, whereas everyone can apply with Cashfloat!

Lloyds will also only approve customers with a perfect credit history. Any slight defect on your credit report can severely impact your chances of getting approved. In contrast, Cashfloat is a premium unsecured direct lender in the UK that provides personal loans at affordable rates even if you have been declined for credit in the past. If we see that you can afford the repayments, we will happily fund you the money today!

To summarise, we have compared the features of Cashfloat and Lloyds personal loans in a table:

Feature:	Lloyds Bank	Cashfloat
Loan amounts	£1,000 to £35,000	£1,000 to £2,500
Loan duration	1 – 7 years	6 or 9 months
Instant decision	Yes, only for existing customers	Yes, always
Same-day funding	Yes, only for existing customers	Yes, funding in 1 hour*
Bad credit accepted	No	Yes
Set-up fees	No	No

We always encourage our customers to research and compare all the credit options available to them. You can apply with Cashfloat once you have decided that our affordable small personal loans best meets your needs.

If you’re looking for a cheap personal loan that comes with very high approval rates that you don’t have to spend years repaying, Cashfloat’s alternative may be the perfect solution. If you want a loan from Lloyds, not only do you have to be an existing customer, but if you have been declined for credit before, your chances of acceptance are slim. Cashfloat’s alternative is readily available to everyone seeking credit. As a fair and safe lender we always run several credit and affordability checks to ensure that providing you with a loan won’t ruin your financial future. Apply for Cashfloat’s alternative today and rest assured that you have the highest chances of acceptance with a lender who cares.