Why Cashfloat’s Short-Term Loans are so Awesome

Affordable. Flexible. Fast.

Cashfloat’s short term loans are really easy to get. It takes just a few minutes to fill out our application form, and you will get an instant decision. Have poor credit? No worries! At Cashfloat, our loans are designed for those with bad credit and you can apply for up to £1000. Apply today for a Cashfloat short term loan and get your money within 1 hour, if approved.

Our customers say that Cashfloat provides the best short-term loans in the UK. We just say thank you! Thank you for trusting us with your short-term credit needs. Thank you for the heartwarming reviews and thank you for pushing us to be the best direct lender in the UK.
Henon Thierry
Trustpilot – September 2019

CASHFLOAT is definitely one of the best and most genuine payday loaner out there!! First of all, their website is well designed and you do have a LOG IN space so easy to check anytime you want how much is your remaining balance and you can make any early settlements whenever you are able to and saying interests as well!! Their customer service is one of the best out there…Superfast reply to email…I do recommend this company for short term loan…Thank you cashfloat!!

Reviews.co.uk – Novemeber 2019

Really good service and of great help. Would recommend for anyone with a short term cashflow issue

Mark R
Reviews.co.uk – November 2018

Cash float has helped me get the important things I need using their short term loans, with a very clear and efficient service that only provide within your means. Staff are always clear, precise and very understanding and the service has been first class. There are not many services I would recommend but this is certainly one. Thanks Cashfloat Team

Jeannette C
Reviews.co.uk – February 2019

Easy to get short term loan, to help pay debts off. Would recommend Cashfloat.

How fast can I get my short term loan?

Our online application form is designed with Google AMP technology, which means that the application-form is fast, straightforward and easy to complete. Apply today with Cashfloat.

Submit our online application form within 2-3 minutes.


You will get an instant decision within 90 seconds on average.


You can get your money within 1 hour of approval.


Repay online whenever you want, however much you want.

How much money can I borrow online?

With Cashfloat’s short term loans you can get between £500 and £1000 online. We fund approved applications every hour. This means that you can get your money within 1 hour, if approved.

How long can I borrow a short-term loan from Cashfloat?

Cashfloat customers can choose between 3 – 6 month repayment periods (7 with Easy-Start option) depending on their loan amount and affordability. Cashfloat’s loans come with total flexibility. Customers can pay as early as they want and save money with Cashfloat’s unique flexible instalments.


What are Cashfloat’s short term loan interest rates?

Cashfloat’s daily interest rate is between 0.61% and 0.74%. Our representative example shows our capped and reasonable interest rates. Our charges are regulated and supervised by the FCA.

Here is a representative example: Borrow £900 for 7 months. st monthly repayment of £187.92, 5 monthly repayments of £250.56, last monthly repayment of £125.27. Total repayment £1,565.99. Interest rate p.a. (fixed) 198.72%. RAPR 529.09% You can repay as early as you want and save on the daily interest. We use simple interest which is cheaper than compound interest used by the banks. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Please visit our rates & terms page for more details.

What can I use short term loans for?

At Cashfloat, we recommend that customers use our loans for unexpected emergency expenses, such as:

As the name suggests, short-term credit is designed to help fix a short term money problem and should never be used to try and solve a long-term debt problem.

How much do you need?
Other amount
Ready for a Cashfloat payday loan?
Repayment total

Repay over: 3 months, 2 monthly repayments of: £246.66, last month repayment of: £246.67


Choose Cashfloat as your short term loans lender

Over 50,000 people in the UK have already chosen Cashfloat as the best short term lender for them. We are a boutique online lender that treats customers fairly as a fundamental part of our business conduct. We were selected as one of the world’s “50 most trustworthy companies”, and we get fantastic reviews, every day. Our mobile application is by far more advanced than any other lender in the UK and allows our customers to stay in control. Want to learn more? Please visit our about us page.

Cashfloat is among the world’s 50 most trustworthy companies.

We’re so happy to announce that Cashfloat.co.uk has been awarded one of the “50 Most trustworthy companies in the world” for 2018 by the Silicon Valley Review Magazine. We’ve already assisted over 50,000 people in the UK to get the money they need online. Ready to apply? Just click the button below and let’s get started!


Short Term Loan FAQ’s

What is a short term loan?

Short term loans are small personal loans that can be borrowed online in one lump sum but repaid in monthly instalments. They’re called ‘short-term’ because they only span over a short period (6-9 months) compared to bank loans.

What’s the difference between short term loans and payday loans?

Direct payday loans were traditionally repaid in one lump sum, whereas short-term loans were introduced to give borrowers more flexibility by allowing them to repay in instalments over several months. At Cashfloat, we offer the best of both worlds, with repayments over several months in instalments as well as an early payment option. You can pay off your loan in one lump sum at any time and save on interest! Cashfloat never charges early repayment fees.

What is an online direct-lender?

A direct lender is a company that can get you the money you need directly. No middlemen, no confusion, no hassle! A broker can only sell your detail to direct lenders. Cashfloat is a direct lender.

Can I get accepted with bad credit?

Yes, you can be approved for a short-term loan online with poor credit. Cashfloat is a direct lender that specialises in helping people with a lower credit score. Some people apply with a credit score of 400, 450 or even less. We weigh affordability over credit score.

Are Cashfloat’s short term loans, pay monthly loans?

Yes. At Cashfloat, all our loans are to be paid back monthly. You’ll pay back your short term loan in 3–7 monthly instalments, depending on your loan contract. Nevertheless, you can always pay back your loan early and save on interest. We do not charge any fees for paying back your loan early.

Does Cashfloat offer pay weekly loans?

No. Even though our loans are short term loans, they are paid back every month, between 3–7 months. If you prefer, you can pay back your loan early, and save money on interest.

Am I eligible to apply for a Cashfloat short term loan?

As a responsible lender, applicants must meet the following criteria before applying for a short term loan:
• At least 18 years old
• Be a UK citizen
• Hold a UK bank account • Have a steady source of income (salary, pension, benefits, etc.)

If I am not happy with my short term loan, can I make a complaint?

If you have any questions or concerns about your short term loan from Cashfloat, you should contact our customer support team who will be happy to help you. You can submit a complaint using our live chat, by calling us or by sending an email to complaint.handling@cashfloat.co.uk. Most claim management companies are out there to get your money, so don’t be tempted to use them. Dealing directly with your loan provider is the best way to go.