Get a short term loan up to £1,000

Affordable. Flexible. Cash within 1 hour from a Direct Lender. It’s that easy.
RAPR 529.09%
Borrow £900 for 7 months. 1st monthly repayment of £187.92, 5 monthly repayments of £250.56, last monthly repayment of £125.27. Total repayment £1,565.99. Interest rate p.a. (fixed) 198.72%.
Warning: Late repayments can cause you serious money problems. For help, go to
Cashfloat is a premium short term loan direct lender in the UK. We’ve already helped over 100,000 people get the money they needed with just a click of a button. Our loans are fast, simple and easy to apply for and are designed to help people with bad credit, too. Within just 3 minutes you can complete the application from and get an instant decision. Beat that!
No hidden fees
You will only pay the amount that we agree up front. You will never get charged if you repay your loan early.
Always there for you
You can apply 24/7. Not sure how something works? Our friendly customer support team is always ready to help.
What our customers say
Absolutely amazing. Quick cash great costumer service, quick to pay back. Really happy would use again
Easy to get short term loan, to help pay debts off. Would recommend Cashfloat.
Jeannette C
Really good service and of great help. Would recommend for anyone with a short term cashflow issue
How Cashfloat’s short term loans work:
Watch this video to find out how to apply.

Did you know? You can significantly increase your acceptance rate by passing our loan affordability criteria before you apply. Click here for our calculator.

What makes Cashfloat so awesome

Hundreds and thousands of people have already chosen Cashfloat as the best short term lender in the UK. We are a boutique online lender that treats customers fairly as a fundamental part of our business conduct. We were selected as one of the world’s “50 most trustworthy companies”, and we get fantastic reviews every day. Our mobile application is by far more advanced than any other short term direct lender in the UK and allows our customers to stay in control of their loan. Want to learn more? Please visit our about us page.


What is a short term loan?

Short term loans are unsecured loans that can be borrowed online in one lump sum but repaid in monthly instalments. They’re called ‘short-term’ because they only span over a short period (up to 12 months) compared to bank loans. At Cashfloat, we offer short term loans up to 6 months (7 with Easy Start).

How much money can I borrow with a short term payday loan?

With Cashfloat’s short term payday loans, you can get between £300 and £1,000 online. We fund approved applications every hour. This means that if you get approved, you can get your money funded into your bank account within 1 hour.

Can I get a short term loan alternative from Cashfloat?

Short term loans can be expensive because they are taken out for a short time period. Are you looking for a cheaper alternative? You can apply for our small personal loans and get up to £2500 today. These loans have much lower interest rates making them far more affordable if you need to finance a big expense. You also have a longer time to repay the loan, helping you get back on your feet and recover from an emergency expense that has hit you financially.

Does Cashfloat offer 3 month loan and 6 month loan options?

Absolutely. Our short term loan terms are anywhere between 3 months to 6 months, extending up to 7 months with our new Easy Start feature. When you make your application, you can select the loan duration to be 3 months, 4 months, 5 months, 6 months (or 7 months with Easy start), depending on the loan amount you require. You can always pay back your loan early and save on interest. We do not charge any fees for repaying your loan early.

Am I eligible to apply for a quick short term loan?

As a responsible lender, applicants must meet the following short term loan eligibility criteria before applying:

  • Be a UK citizen
  • Hold a UK bank account
  • Be at least 18 years old
  • Have a steady source of income (salary, pension, benefits, etc.)

Does Cashfloat offer short term finance 24/7?

Cashfloat’s online application form is accessible 24/7 and 365 days a year. If you submit your application on a weekend or bank holiday, your application will be processed the next working day. We are committed to helping you access the financing you need without delay.

Can I get a short term loan with no credit check?

You may be searching for a short term loan in the UK with no credit check or a guaranteed short term loan because you are worried about your credit score. However, these products are not recommended in the UK. But don’t worry! Our high acceptance short term loans are a safe alternative for people with poor credit, and the instalment based repayment plan makes our loans more affordable. At the same time, borrowers must remember that interest is calculated on a daily basis, so the total cost of borrowing may be higher the longer you keep the money.

Can I get a short term loan on benefits?

If you are on benefits, you can apply for a loan with us. As long as you have a steady source of income –benefits included– and you can afford loan repayments, we will happily approve your application. We give an instant decision, so you will know if you are approved straight away.

If I am not happy with my short term loan, can I make a complaint?

If you have any questions or concerns about your loan from Cashfloat, please contact our customer support team who will be happy to help you. You can submit a complaint using our live chat, by calling us or by sending an email to Most claim management companies charge steep rates for something you can easily do yourself, so we don’t recommend using them. Dealing directly with your loan provider is usually the best way to go.

Find out more about getting a short term loan in the UK here.