Why Cashfloat’s Short-Term loans are so awesome


Our customers say that Cashfloat provides the best short-term loans in the UK. We just say thank you! Thank you for trusting us with your short-term credit needs. Thank you for the heartwarming reviews and thank you for pushing us to be the best direct lender in the UK.

Mr R Browning
Fantastic service thanks, I repay my loans on time and CashFloat remember this. When I need a quick loan, CashFloat are there no hassle no wage slips no bank statements professional service. Keep up the good work
Mrs Elena L
Excellent service. Banks are not helping to get out of debt sadly and I was pleased to find help when I needed most. People do go through some tough times in life and strangers help life yourself. Many thanks
Ms L
Since Wonga went into administration and no longer lending I was panicked! Cashfloat have saved the day. I was worried about not getting accepted as only Wonga have ever given me a loan in the past but I cannot thank Cashfloat enough!! Thank you!!
Mr C Lester
Sometimes you find yourself with unexpected bills and this throws your very organised month of finances out the window. Having Cashfloat to fall back on is like having a friend online. Thank you for being there when I need a little help. 🙂


Apply now!



7 important things about Cashfloat’s short-term loans



  1. How much money can I borrow online?

    With Cashfloat’s short term loans you can get between £200 and £1100 online. Most people ask for up to £500 at first. Our average loan size is £350 for 2 months. We fund approved applications every hour. This means that you can get your money within 2 hours, if approved.


  2. What can I use Cashfloat short term loans for?

    At Cashfloat, we recommend that customers use our loans for unexpected emergency expenses, such as emergency car fixes, urgent medical bills or an unexpected home reparation. As the name suggests, short-term credit is designed to help fix a short term money problem and should never be used to try and solve a long-term debt problem.



  3. What are the periods involved with Cashflot short-term loans?

    Cashfloat customers can choose between 1, 2, 3 or 4 repayment periods depend on their loan amount and affordability. Cashfloat’s loans come with total flexibility. Customers can pay as early as they want and save money. Flexible instalments are a Cashfloat unique feature.


  4. How fast can I get my money?

    You can get your money within 2 hours of approval. Our online application form is designed with Google AMP technology, which means that the application-form is fast, straightforward and easy to complete. Most people submit our online application form within 2-3 minutes. You will get an instant decision within 90 seconds on average.


  5. Can I get accepted with bad credit?

    Yes, you can be approved for a short-term loan online with poor credit. Cashfloat is a direct lender that specialises in helping people with a lower credit score. Some people apply with a credit score of 400, 450 or even less. We weigh affordability over credit score.


  6. What are Cashfloat’s online-loan interest rates?

    Cashfloat’s daily interest rate is between 0.5% and 0.8%. Our representative example shows our capped and reasonable interest rates. Our charges are regulated and supervised by the FCA. Here is a representative example: Borrow £500 for 4 Months, 4 Monthly Repayments of £215.81. Total repayment £863.24. Interest Rate PA (fixed) 270.10%, APR 997%. You can repay as early as you want and save on the daily interest. We use simple interest which is cheaper than compound interest used by the banks. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Please visit our rates & terms page for more details.


  7. Why should I choose Cashfloat instead of another lender?

    Over 50,000 people in the UK have already chosen Cashfloat as the best direct lender for them. We are a boutique online lender that treats customers fairly as a fundamental part of our business conduct. We were selected as one of the world’s “50 most trustworthy companies”, and we get fantastic reviews, every day. Our mobile application is by far more advanced than any other lender in the UK and allows our customers to stay in control. Want to learn more? Please visit our about us page.



What is an online direct-lender?

A direct lender is a company that can get you the money you need directly. No middlemen, no confusion, no hassle! A broker can only sell your detail to direct lenders. Cashfloat is a direct lender.


What is a short term loan?

Short term loans are small personal loans that can be borrowed online in one lump sum but repaid in monthly instalments. They’re called ‘short-term’ because they only span over a short period compared to bank loans.


Short term loans vs Payday Loans

A payday loan is traditionally repaid in one lump sum on your payday, while a short term loan is repaid in instalments. At Cashfloat, we offer safe payday loans as well as short term loans (repaid in instalments).


Cashfloat is among the world’s 50 most trustworthy companies.

We are so happy to announce that Cashfloat.co.uk has been awarded one of the “50 Most trustworthy companies in the world” for 2018 by the Silicon Valley Review Magazine. We’ve already assisted over 50,000 people in the UK to get the money they need online. Ready to apply? Just click the link below and let’s get started.

Miss Melanie B
The application was very easy and smooth. verifying the digit code was straight forward and very quick. thank you for this service. much appreciated.
Ms C
Fantastic service, prompt and friendly, was delighted to receive the funds for an unforseen circumstance and manageable monthly repayments. Appreciate the help