Apply for Short-Term Loans from Cashfloat

Why Cashfloat’s Short-Term Loans are so Awesome

Our customers say that Cashfloat provides the best short-term loans in the UK. We just say thank you! Thank you for trusting us with your short-term credit needs. Thank you for the heartwarming reviews and thank you for pushing us to be the best direct lender in the UK.

7 important things about Cashfloat’s short-term loans

How much money can I borrow online?

With Cashfloat’s short term loans you can get between £200 and £1100 online. Most people ask for up to £500 at first. Our average loan size is £350 for 2 months. We fund approved applications every hour. This means that you can get your money within 2 hours, if approved.




How fast can I get my short term loan?

You can get your money within 2 hours of approval. Our online application form is designed with Google AMP technology, which means that the application-form is fast, straightforward and easy to complete. Most people submit our online application form within 2-3 minutes. You will get an instant decision within 90 seconds on average. Apply today with Cashfloat.




What can I use Cashfloat short term loans for?

At Cashfloat, we recommend that customers use our loans for unexpected emergency expenses, such as emergency car fixes, urgent medical bills or an unexpected home reparation. As the name suggests, short-term credit is designed to help fix a short term money problem and should never be used to try and solve a long-term debt problem.







What are the periods involved with Cashfloat short-term loans?

Cashfloat customers can choose between 1, 2, 3 or 4 repayment periods depend on their loan amount and affordability. Cashfloat’s loans come with total flexibility. Customers can pay as early as they want and save money. Flexible instalments are a Cashfloat unique feature.




Can I get accepted with bad credit?

Yes, you can be approved for a short-term loan online with poor credit. Cashfloat is a direct lender that specialises in helping people with a lower credit score. Some people apply with a credit score of 400, 450 or even less. We weigh affordability over credit score.




What are Cashfloat’s online-loan interest rates?

Cashfloat’s daily interest rate is between 0.5% and 0.8%. Our representative example shows our capped and reasonable interest rates. Our charges are regulated and supervised by the FCA. Here is a representative example: Borrow £500 for 4 Months, 4 Monthly Repayments of £215.81. Total repayment £863.24. Interest Rate PA (fixed) 270.10%, APR 997%. You can repay as early as you want and save on the daily interest. We use simple interest which is cheaper than compound interest used by the banks. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Please visit our rates & terms page for more details.




Why should I choose Cashfloat instead of another lender?

Over 50,000 people in the UK have already chosen Cashfloat as the best direct lender for them. We are a boutique online lender that treats customers fairly as a fundamental part of our business conduct. We were selected as one of the world’s “50 most trustworthy companies”, and we get fantastic reviews, every day. Our mobile application is by far more advanced than any other lender in the UK and allows our customers to stay in control. Want to learn more? Please visit our about us page.