Say hello to Cashfloat Payday loans 2.0, the new and improved alternative to traditional payday lending in the UK! You might be wondering, ‘what’s changed?’ Well, version 2.0 comes with a whole new level of speed and ease of access – boosting our approval rate and cutting our funding time. Also included in our upgrade is an extra layer of flexibility, designed to compete with revolving credit, bank overdrafts, credit cards and credit lines. If you need to pay an unexpected bill or solve an emergency expense quickly, our product could be the perfect payday loan alternative.
When to use Cashfloat Payday loans 2.0
Have you been caught off guard by an unexpected bill? You have the money to pay for it, but not right this minute? If you just need a bit of cash to tide you over until payday, you can apply for a pay day loan from Cashfloat. We’re a direct lender and we’ve already helped many people to obtain an affordable loan online. You can apply for up to £1,100 and get an instant decision. Once approved, we can deposit the cash advance into your bank account on the same day. We are authorised and regulated by the FCA. All our same day loans are unsecured and we’ll never ask you for a guarantor – Apply Now!
Payday Loans for Bad Credit
A low credit score doesn’t mean you can’t get a good loan from a direct lender online. The key is to apply for a loan you can afford to repay on time. Do not be tempted to put your personal details on websites offering loans with no credit check or guaranteed approval.
Can I get bad credit payday loans from Cashfloat? |
Can I get a loan with no credit check? |
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Yes, you can. Cashfloat is a bad credit direct lender that is fully authorised and regulated by the UK’s Financial Conduct Authority. Although some lenders will not approve people with poor credit unless they have a guarantor, our brand new technology makes instant loans accessible online for more people in the UK, no matter what their credit score! |
Lots of people ask us about getting no credit check loans with guaranteed approval. While this may sound tempting, payday loans in the UK with no credit check are not a valid option. Please keep in mind that any FCA authorised lender in the UK must perform a basic credit check. Don’t let bad credit score keep you away from reputable lenders. |
Payday Loans from a Direct Lender
Cashfloat is a fully authorised direct lender operating in the UK. Many people prefer to obtain a payday advance from direct lenders only – and for good reason too. It mostly comes down to the safety of your personal information and the fact that you want to know exactly with whom you are obtaining credit.
What is better? A direct lender or a broker? |
Can a direct lender provide guaranteed payday loans? |
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Let’s examine the difference between a direct lender and a broker. A direct lender processes your application and gives you money directly. In contrast, when you submit your application form to a broker, they sell it to direct lenders. They may even charge a fee for this. The company that bought your application will then decide whether or not to lend to you. Our opinion: Borrow only from a direct lender. Not a broker. |
‘Guaranteed payday loan’ is a term that usually implies that you would need a guarantor to secure your payday UK loan. Cashfloat is an unsecured loan direct lender. We have high acceptance rates and we get you an instant decision without a guarantor. As an FCA authorised lender, we cannot guarantee to approve your loan. |
Do Instant Payday Loans Exist?
The term ‘instant payday loans’ refers to the speed of decision and money payout. All our online loans can easily be classified as instant loans. When applying, you’ll get a decision within 90 seconds, and we’ll always do our best to make sure that you’re funded on the same day that you’re approved.
How fast can I get instant loans online? |
Are online loans safe? |
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First of all, the process will always be faster if you use direct lenders instead of brokers. Moreover, the combination of instant decision and instant payout means that the whole borrowing online process can take less than an hour. Still, it is important to remember that as fast as these loans may be, instant UK payday loans are not always cheap loans. |
With the high level of technology nowadays, it’s easy to think that some quick loan lenders might be cutting corners and perhaps providing pay day loans with no credit check. You’ll be happy to know that the reason Cashfloat offers such quick loans is because we have streamlined the process with enhanced technology improvements. As per the FCA, we perform a credit and affordability check on every incoming application. The only difference is, we do it fast! |
Payday loans 2.0. Borrowing with peace of mind.
Forget what you know about payday lending in the UK and step forward to Cashfloat payday loans 2.0, a whole new short term credit facility that gives you full control of your loan! We’ve redesigned our loans with our customers’ needs in mind, making them faster, safer and more affordable than ever. You can pay as early as you want and save! The flexibility we offer can easily compete with bank short term loans, lines of credit or the credit limit extension on your credit card. But that’s not all. We’ve also integrated your new GDPR data access rights so that you can enjoy even more transparency in your borrowing experience. We hope you will trust us with your next loan.