Cashfloat payday-loans online

Cashfloat’s payday loans are 100% online. You can get up to £1,100 today directly from your mobile phone, computer or tablet. It takes around 3 minutes to complete the application and you will get an instant decision. Cashfloat is a payday loan direct lender that concentrates on helping people with bad credit to get the money they need. We’ve already helped over 50,000 people in the UK.



Looking for trusted Payday Loans?


The Cashfloat brand has been awarded one of the “50 Most trustworthy companies in the world” for 2018 by the Silicon Valley Review Magazine. If you need money fast from a trusted lender, Cashfloat is the right choice.

If you find yourself needing money, but your salary day still seems far away, you can apply for our online payday-loans here. These are small loans with an FCA capped daily interest rate of maximum 0.8%. Once approved, you can get the funds into your bank account just a few hours after you apply. Many people use our online loans to handle unexpected bills, emergency expenses or home repairs. Cashfloat payday-loans come with all the best features:

  • 3-minute online application form
  • Instant decision
  • Same day funding
  • High approval rate for people with poor credit
  • Flexible repayments
  • No Guarantor needed

Ready to apply with Cashfloat? just click the button below!

Apply now – 100% online

Cashfloat for people with poor credit

At Cashfloat, we believe that people with low credit score can get a good loan from a direct lender online. The key is to apply for a loan you can afford to repay on time. Do not be tempted to put your personal details on websites offering loans with no credit check or guaranteed approval.


Can I apply with Cashfloat if I have bad credit?

Yes, you can. Cashfloat is a bad credit direct lender that is fully authorised and regulated by the UK’s Financial Conduct Authority. Although some lenders will not approve people with poor credit unless they have a guarantor, our brand new technology makes instant loans accessible online for more people in the UK, no matter what their credit score!


Can I get a loan with no credit check?

Lots of people ask us about getting no credit check loans with guaranteed approval. While this may sound tempting, payday loans in the UK with no credit check are not a valid option. Please keep in mind that any FCA authorised lender in the UK will perform a basic credit check. Don’t let bad credit score keep you away from reputable lenders.

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Cashfloat is a Payday Loans Direct Lender

Cashfloat is a fully authorised direct lender operating in the UK. Many people prefer to obtain a payday advance from direct lenders only – and for good reason too. It mostly comes down to the safety of your personal information and the fact that you want to know exactly with whom you are obtaining credit.


What is a direct lender?

A direct lender processes your application and gives you money directly. In contrast, when you submit your application form to a broker, they sell it to direct lenders. They may even charge a fee for this. The company that bought your application will then decide whether or not to lend to you. Our opinion: Borrow payday loans from a direct lender only. Not a broker.


Does Cashfloat offer guaranteed loans?

‘Guaranteed payday loan’ is a term that usually implies that you would need a guarantor to secure your payday UK loan. Cashfloat is an unsecured loan direct lender. We have high acceptance rates and we get you an instant decision without a guarantor. As an FCA authorised lender, we cannot guarantee to approve your loan.

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Why Choose Cashfloat?


Forget what you know about payday lending in the UK and step forward to Cashfloat payday loans, a whole new FCA authorised short term credit facility that gives you full control of your loan! With Cashfloat, you can:

  • Apply for loan amounts up to £1,100
  • Get approved for a loan, even with bad credit
  • Pay early before payday and save money
  • Login at any time to manage your loan

That’s not all. We’ve also integrated your new GDPR data access rights so that you can enjoy even more transparency in your borrowing experience. We hope you will trust us with your next loan.