Cashfloat Payday-Loans Online

Cashfloat’s payday loans are 100% online. You can get up to £1,100 today directly from your mobile phone, computer or tablet. It takes around 3 minutes to complete the application and you will get an instant decision. Cashfloat is a payday loan direct lender that concentrates on helping people with bad credit to get the money they need. We’ve already helped over 50,000 people in the UK.

Ready to apply with Cashfloat? Just click the button below!


Looking for Trusted Payday Loans?

If you find yourself needing money, but your salary day still seems far away, you can apply for our online payday-loans here. These are small loans with an FCA capped daily interest rate of maximum 0.8%. Once approved, you can get the funds into your bank account just a few hours after you apply. Many people use our online loans to handle unexpected bills, emergency expenses or home repairs. Cashfloat payday-loans come with all the best features:

  • 3-minute online application form
  • Instant decision
  • Same day funding
  • High approval rate for people with poor credit
  • Flexible repayments
  • No Guarantor needed

The Cashfloat brand has been awarded one of the “50 Most trustworthy companies in the world” for 2018 by the Silicon Valley Review Magazine. If you need money fast from a trusted lender, Cashfloat is the right choice. Don’t believe us? See what our customers say:

Verified Buyer –

Excellent customer service , no time wasting. Form filled and funds transferred within hours . My salary had a huge deduction for unpaid leave and I needed to fix a problem with my car ! Thank you for rescuing me as I need to travel 45 miles every day for work . Many thanks Cashfloat.

Verified Buyer –

Had an emergency in regards to my household and needed to raise some urgent funding, wasn’t initially sure weather or not taking a payday loan would be right for myself but that’s what I decided to do, Cashfloat were simply brilliant to deal with, a 3 minute online application and within an hour or so the funds had been paid out to myself, fantastically dealt with by the team at Cashfloat and I would highly recommend them if you find yourself in a similar situation to mine.

Courtney Walter
Verified Buyer – Google reviews

Cashfloat were quick to help out when i was in a tight spot before payday and very understanding of my personal circumstances. Best lenders out there.

Shelley Cawthorn
Verified Buyer –

At a difficult time and needed some cash ASAP, payday not always the best route BUT sometimes the easiest and quickest route. Cash float were helpful, quick to reply to any queries and I managed to pay my loan off early. I would use again and totally recommend to anyone else.

How it works
a step-by-step guide

Choose how much you would like to borrow and apply online.


Get a lending decision within 90 seconds.


Once approved, money will be with you the same day.


Make flexible monthly repayments online.

Cashfloat for People with Poor Credit

At Cashfloat, we believe that people with low credit score can get a good loan from a direct lender online. The key is to apply for a loan you can afford to repay on time. Do not be tempted to put your personal details on websites offering loans with no credit check or guaranteed approval. You can work out your affordability using our online affordability calculator!

Can I get a payday loan with no credit check?
Can I apply for a payday loan if I have bad credit?

Why Choose Cashfloat?

Forget what you know about payday lending in the UK and step forward to Cashfloat payday loans, a whole new FCA authorised short term credit facility that gives you full control of your loan! With Cashfloat, you can:

  • Apply for loan amounts up to £1,100
  • Get approved for a loan, even with bad credit
  • Pay early before payday and save money
  • Login at any time to manage your loan

How much do you need?
Other amount
Ready for a Cashfloat payday loan?
Repayment total

Repay over: 3 months, 3 repayments of: £142


Cashfloat is a Payday Loans Direct Lender

Cashfloat is a fully authorised direct lender operating in the UK. Many people prefer to obtain a payday advance from direct lenders only – and for good reason too. It mostly comes down to the safety of your personal information and the fact that you want to know exactly with whom you are obtaining credit.


What are payday loans?

Pay day loans are small, unsecured loans that are lent at a high rate of interest over a short period of time, with both the principal and interest repaid on a single repayment date, usually the borrower’s salary day. The average payday loan in the UK is £270 for 30 days. Payday loans are designed for emergency use only, and should never be used to try and solve a long term money problem.

What is a payday loan direct lender?

A direct lender processes your application and gives you money directly. In contrast, when you submit your application form to a broker, they sell it to direct lenders. They may even charge a fee for this. The company that bought your application will then decide whether or not to lend to you. Our opinion: Borrow payday loans from a direct lender only. Not a broker.

Does Cashfloat offer guaranteed loans?

‘Guaranteed payday loan’ is a term that usually implies that you would need a guarantor to secure your payday UK loan. Cashfloat is an unsecured loan direct lender. We have high acceptance rates and we get you an instant decision without a guarantor. As an FCA authorised lender, we cannot guarantee to approve your loan.

What will happen if I can’t repay my loan on time?

At Cashfloat, we understand that life is messy and unpredictable. If you can’t make a repayment, it’s tempting to hide from your creditors. If it does happen that you are unable to pay your loan back, don’t worry! Just give us a call and one of our friendly representatives will help you set up a manageable repayment plan!

Treating customers fairly is one of our biggest priorities and we will make every effort to ensure you are happy with your new arrangement. Remember, even if you miss a payment we will never charge you more than originally agreed in your contract.