Cash Loans

From £500 Apply now

What are cash loans?

Cash loans are small sums of money you can borrow when you need extra income between paychecks.

Cash loans are usually unsecured, which means the loan isn’t taken out against an asset such as your house or car. As a result, cash loans typically work out to be more expensive than secured loans.

Need emergency cash today? You can apply now for a cash loan from £500 to £1000, and if approved, get the money funded into your account within the hour.

What can I use a cash advance loan for?

Cash advance loans can be used when you need some emergency money, and it can’t wait until your next payday. Some examples of emergencies are:

  • Urgent car repairs
  • Emergency medical expenses
  • Broken appliances
  • Other unexpected bills.

At Cashfloat, we do not recommend taking cash advance loans to pay for day to day expenses, holidays, gift shopping and the like. If you don’t think you can afford the loan repayments, we advise you not to apply.

How can I apply for a cash loan?

Applying for a cash loan with Cashfloat is easy. All you need to do is go to our application form and fill in your details. This should take you no longer than a few minutes. Once you have submitted your application, you will receive an instant decision. If approved, money can be funded into your bank account within an hour. Have further questions about how our loans work? Click here for more information.

Get your cash loan today!

Eligibility for a cash loan

To be eligible for a cash loan you must meet the following criteria:

  • UK resident
  • Over 18 years old
  • Have a regular source of income
  • Have a UK bank account

Why should I get an instant cash loan from Cashfloat?

At Cashfloat, we offer a high level of transparency with our lending, and we have incorporated some of the latest technology into our lending decision engines to get you the best instant decision payday loan suited to your needs. One of the many advantages Cashfloat has over other direct lenders is that we do not charge any extra fees for paying back your loan early. So, if you can repay your loan early, go for it, and you will save on interest.

“Reasonable and trustworthy lenders, you get what you ask for without any hidden fee’s, with an early repayment method which shows you the benefits without any hindrance! Highly recommended to anyone struggling, as long as you can meet the repayments before the interest hits you!!” Adam Thomas

I have bad credit, can I still get quick cash from Cashfloat?

Sure, you can. At Cashfloat, we specialise in bad credit loans, and many of our customers have far from a good credit rating. Some customers use our bad credit cash loans to help rebuild their credit score. Yes! Paying back your loan on time is another way of increasing your credit score, which will make it easier for you to get accepted for credit in the future. To get more information about our bad credit loans, visit our bad credit loans guide here.

Advantages of online cash loans

There are numerous advantages to getting a cash loan online as opposed to going instore for your cash loan. Here are a few:

  • Apply wherever you are – Get the money you need from the comfort of your home with the click of a button. Applying online for a loan has never been more convenient.
  • Get your cash fast – when you need money for an emergency, you don’t want to wait in traffic or in a line. You want it now. Once your loan is approved, money can be in your bank account within an hour.
  • Your details are kept private – when applying online with us, you can rest assured that your details are in safe hands, and are kept entirely confidential.
  • No hidden fees – There are no hidden fees when it comes to applying for a loan on our website. All our loan terms are entirely transparent.

Is my data safe?

It is our top priority to keep our customer’s information safe and secure. We are fully GDPR compliant and are registered with The Information Commissioner’s Office. The Financial Conduct Authority regulates all our loans, and there are a lot of restrictions and rules in place to protect borrowers from unfair lending practices.

For more information about Cashfloat and how we work, click here.


Cashfloat Loans

Cashfloat is a trusted FCA authorised lender in the UK offering fast and affordable payday loans between £500 and £1000 over 3-6 months (7 with Easy-Start option). As a supreme leading direct lender, all our loans are processed, approved and funded by our expert team. They are available to assist you with any questions or difficulties you may encounter at any point in the loan process. We are here to help you even if you have bad credit. If we aren’t able to fund you a loan ourselves, we are also a credit broker, and we will help you find another lender who can better meet your needs. Apply now to experience the Cashfloat difference.

Representative example
Total amount of credit: £900
Duration of the agreement: 7 months
Repayment total: £1,565.99
Interest is Fixed at rate of 198.72% per year | Representative 529.09% APR
Installment 1
Installments 2 – 6
Installment 7