Need a loan urgently? Can’t get a loan anywhere?

We know that life doesn’t always go the way you plan it. Appliances break, medical bills crop up, and cars need urgent repairs — usually at inconvenient times. Sometimes, all at once. We understand where you’re coming from, and we’re here to help you get back on your feet. We want to give you the peace of mind you need — knowing you can cover this unexpected expense.

We opened our doors in 2014 because we saw a real opportunity to help people borrow credit for emergencies, no matter their credit score. We recognise that payday loan borrowers are just regular people in an unexpected situation. Given a chance, they would be able to sort out their problems, pay off their debt, and get back on track financially. Unfortunately, many people never have that chance, due to a poor credit score or an inability to find a guarantor.

We believe in our customers, and we founded Cashfloat to give them the chance to succeed.



We listen, we understand, and we’re here to help.  Even if you’ve got bad credit, we’re committed to getting you the money you need at top speed. And if we can’t help, we will find you another lender who can.

We listen, we understand, and we’re here to help. Even if you’ve got bad credit, we’re committed to assisting you in your time of need. And if we can’t help, we will find another lender who can.

Who is Cashfloat?

Cashfloat is a trading name of Western Circle Ltd, a responsible short term loan provider in the UK since 2014.

Our FCA full permission license number is: 714479
Our company is registered in: England and Wales under company number 7581337
Information Commissioner’s Office Register: Registration number Z3305234

Cashfloat’s Services

Direct Lending Apply for a direct lender payday loan, small personal loan or small business loan directly with us!
Brokering Services If we can’t assist you ourselves, we will help you find someone who can help.
Credit Repair If we can’t approve you or find you a lender, we’ll redirect you to a service where you can repair your credit (free trial).
Verified Buyer

Outstanding site and (cyber) service. My credit is not brilliant but I needed help this month. Very pleased with this company, very efficient. I like the fact that you are able to add notes to be considered as my situation is a little different. Thanks Guys!!!

Miss Nicola K
Verified Buyer

Quick, easy and no annoying calls! Really helped me out in a time of desperation, and I’m grateful for that. Thanks!

Verified Buyer

Excellent customer service, no time wasting. Form filled and funds transferred within hours. My salary had a huge deduction for unpaid leave and I needed to fix a problem with my car! Thank you for rescuing me as I need to travel 45 miles every day for work. Many thanks Cashfloat.

Mr Darren B
Verified Buyer

Extremely quick and easy to apply and the loan was with me in no time. Really helped me out of a when I needed it most. Certainly recommend

We’ve helped over


people in the UK
get the money they need, fast.