We’re Cashfloat. We’re here to help you.

We know that life doesn’t always go the way you plan it. Appliances break, medical bills crop up, and cars need urgent repairs — usually at really inconvenient times. Sometimes, all at once. We understand where you’re coming from and we’re here to help you get back on your feet. We want to give you the peace of mind you need — knowing you can cover this unexpected expense.

We opened our doors in 2014 because we saw a real opportunity to help people borrow credit for emergencies, no matter their credit score. We recognise that payday loan borrowers are just regular people in an unexpected situation. Given a chance, they would be able to sort out their problems, pay off their debt, and get back on track financially. Unfortunately, many people never have that chance, due to a poor credit score or an inability to find a guarantor.

We believe in our customers, and we founded Cashfloat to give them the chance to succeed.

Our Motto


We listen, we understand, and we’re here to help.  Even if you’ve got bad credit, we’re committed to getting you the money you need at top speed. And if we can’t help, we will find you another lender who can.
We listen, we understand, and we’re here to help.Even if you’ve got bad credit, we’re committed to assisting you in your time of need. And if we can’t help, we will find another lender who can.

Cashfloat’s Services

Direct Lending Apply for a payday loan, short-term loan, or bad credit loan directly with us!
Brokering Services If we can’t assist you ourselves, we will help you find someone who can help.
Quick & Easy Online Application You can access our straightforward application anytime, anywhere — and it only takes 2 minutes to complete!
Instant Decision Get a decision about your loan application in 90 seconds or less
Same day funding If your loan is approved, the money will be in your bank later that day!
Easy Start Option Ease into repaying your loan with a reduced first instalment and an extra month completely interest-free!

What We Can Do for You


Affordable & Flexible Payment Plans


Friendly Customer Support


Transparent Terms


Responsible Lender


At Cashfloat, responsible lending is the foundation of our business. Not because we are trying to please our regulators, but because we believe that is the only way to do business. As a responsible lender, we take our duty to our customers seriously. We want to make sure that taking out a loan won’t further damage your financial situation. That’s why we always run a credit check and affordability assessment before approving any loan — even for repeat customers. Your safety is our priority, and want to ensure that a loan will truly assist you– not overtax your budget.

At Cashfloat, we care about our customers and their long term financial health. That’s why we put so much effort into maintaining our blog with the best savvy money-saving tips and up to date financial news. We believe that our customers can get back on their feet and stay financially fit with the right tools. You can depend on us to give you the tools you need to succeed.

Verified Buyer

Outstanding site and (cyber) service. My credit is not brilliant but I needed help this month. Very pleased with this company, very efficient. I like the fact that you are able to add notes to be considered as my situation is a little different. Thanks Guys!!!

Mr Raymond F
Verified Buyer

Hi it was so easy to fill up the application and doesn’t take long to be approved and even the money be deposited without any hassle.

Verified Buyer

Excellent customer service, no time wasting. Form filled and funds transferred within hours. My salary had a huge deduction for unpaid leave and I needed to fix a problem with my car! Thank you for rescuing me as I need to travel 45 miles every day for work. Many thanks Cashfloat.

Mr James B
Verified Buyer

Great website, easy to use, definitely not like what other loan companies are criticised for! Would use again.

For your convenience, there are many ways you can contact us – just pick whatever is easier for you. We’d love to hear from you! We’re available 9am to 5:30pm Monday through Friday via:

Phone: 020 3757 1933
Email: client-service@cashfloat.co.uk
Live chat
Post: Office 8, 2a Highfield Avenue, London NW11 9ET

Cashfloat’s Credentials

Cashfloat is a trading name of Western Circle Ltd., a responsible short term loan provider in the UK since 2014.

Our FCA full permission license number is:714479
Our company is registered in:England and Wales under company number 7581337
Information Commissioner’s Office Register:Registration number Z3305234

We’ve helped over


people in the UK
get the money they need, fast.