Want to Know More About Us?

We’ve helped over

50,000

people in the UK
obtain the money they need, fast.

How often do you find a payday loan company with morals, who genuinely cares about their customers and is constantly trying to help them? Cashfloat truly is unique. Apply now for a loan of £200 to £1,100 with an instant decision and same day payout*. We accept bad credit applicants and won’t ask for a guarantor.

Read on to find out more about us and how we work!



Ever wondered what made us decide to start a payday loan company? While other lenders (especially pre-regulation) may have chosen this industry because of the opportunity to make a lot of money, we chose it because we saw a chance to help.

Payday loan borrowers are regular people in an unexpected situation. If someone would just give them a chance, they can often sort out their problems and pay off the loan in full, even if it sometimes takes a little longer than planned.

We founded Cashfloat to give them that chance.



Cashfloat started with a dream

Martin Luther King was not the only one to have a dream. We had a dream – and we were determined to carry it through. Right from the start, we defined three key foundations behind everything we would do as a payday loan company: our mission, the tools we would use to get there, and our beliefs about what would make us successful.


Our Mission

Our Tools

Our Belief

We’re on a mission to revolutionise the payday loan market, making payday loans safe, fair, and available to the citizens of the UK in their times of need. The tools we use are fundamentally good morals and advanced artificial intelligence technology, designed to help and protect people when taking payday loans online.
We believe the success of our business lies in our ability to offer customers the right product for their current financial situation. It’s all about helping people.

Our Mission

We’re on a mission to revolutionise the payday loan market, making payday loans safe, fair, and available to the citizens of the UK in their times of need.

Our Tools

The tools we use are fundamentally good morals and advanced artificial intelligence technology, designed to help and protect people when taking payday loans online.

Our Belief

We believe the success of our business lies in our ability to offer customers the right product for their current financial situation. It’s all about helping people.

When you think about how we started as a small, little-known online payday loan company in 2014, you’ll agree that our figures are impressive. In our role as a direct lender alone we’ve lent well over 50,000 loans to help UK citizens with their short term cash problems. This is besides the thousands more who have found a loan with a different lender through us, as well as everyone who has learned how to manage their finances better through our fantastic education centre.

But why should we do all the talking? Look at what some of our customers have to say!


What our customers say

“Excellent service and web site, totally open with all charges etc and good early settlement discount.” – Mr C Jackson
“Never ever failed me yet. Even when my salary times were not the usual they were patient and allowed my salary to be in the in account after 08:00am to take payments. Great stuff.” – M V Malcolm
“Excellent service, I love the fact that if you repay early you are not penalised, would definitely recommend you and use the company again” – Melanie Leedham
“Fantastic service , prompt and friendly , was delighted to receive the funds for an unforseen circumstance and manageable monthly repayments . Appreciate the help thanks!” – M Cathy Brooks
“Best lender out there. Wouldn’t go anywhere else”
Mrs R Simon

Over 400 of our reviewers (90%) loved their Cashfloat experience and left us 5 stars. That’s a lot of stars! We’re proud of our successes as a payday loan company, but we’re not stopping here. While some businesses proclaim that the sky is the limit, this is not the case with us. Cashfloat’s motto is that the sky is not the limit. It’s the beginning.

For your convenience, there are many ways you can contact us – just pick whatever is easier for you. We’d love to hear from you! We’re available 9:00am to 5:30pm Monday through Friday via:

  • Phone: 020 3757 1933
  • Email: client-service@cashfloat.co.uk
  • Live chat
  • Post: 2a Highfield Avenue, London NW11 9ET

Our Motto


THE SKY IS NOT THE LIMIT.
IT’S THE BEGINNING.
THE SKY IS NOT THE LIMIT.
IT’S THE BEGINNING.


At Cashfloat, we’re constantly striving to improve. We have an almost perfect rating on Reviews.co.uk, our customer base is growing in leaps and bounds and our loan application system is super fast, but that’s not enough for us! At Cashfloat, the sky isn’t the limit – it’s the beginning.
At Cashfloat, we’re constantly striving to improve. We have an almost perfect rating on Reviews.co.uk, our customer base is growing in leaps and bounds and our loan application system is super fast, but that’s not enough for us! At Cashfloat, the sky isn’t the limit – it’s the beginning.


At Cashfloat, we look out for our customers. From the moment they apply, and all throughout the loan process, we do our best to fulfill all of our customers’ needs. Below, we’ve summarised just some of the ways in which a Cashfloat payday loan is superior to many other options at every point along the loan journey.



Getting your loan


APPLYING FOR A LOAN ONLINE

Our application process is 100% online, and only takes a couple of minutes. Apply when you want, wherever you are, from your mobile, desktop or tablet. No paperwork, no hassle.

CASHFLOAT’S LOAN DECISION PROCESS

Looking for an instant decision? We built our own decision engine from scratch, and it’s pretty amazing (if we say so ourselves). It performs thorough checks and gives you a decision in 90 seconds or less.

In some cases, our underwriting team will want to take a closer look at your application. They may call you to confirm various details – just part and parcel of our work as a responsible payday loan company.

DECLINED? WE CAN STILL HELP!

The main disadvantage of applying with a direct lender is that if you are declined, you’ll have to go somewhere else. With Cashfloat, it’s a different story.

If we can’t lend to you ourselves, we will (with your permission only) do our best to find a handpicked, authorised direct lender who can. This allows us to boast an extremely high acceptance rate, as the vast majority of people who apply with Cashfloat do get a loan, whether with us or another lender.

FUNDING YOUR LOAN

We offer same day funding directly to your bank account, at no extra charge. In almost all cases, the money will be sent to your account within 1-3 hours of approval. But that’s not all!

It can be hard to get money outside of office hours, which is why we are proud to be open on Sundays and bank holidays. We’re ready when you are.



Repaying your loan


LOG IN TO MANAGE YOUR LOAN YOURSELF

Once you’ve been approved for a loan, you can sign in to your personal section of our site. You can see exactly where you’re up to with the repayments, and if you have some spare cash you can pay off some or all of your loan yourself.

No more waiting around for someone from your payday loan company to answer the phone – with our login area, you’re in control.

REPAY EARLY AND SAVE

Some people play by the rules. Some people don’t. If you want to repay any or all of your loan early, we won’t charge you a penny – but that’s not all!

We’ve designed our loans to help you save money. You only pay interest for the term of your loan, so if you repay early, you’re saving money on interest.

MISSED A REPAYMENT?

Missed a payment? Don’t worry, we won’t just slap you with a £15 charge right away. We want to give you a chance. That’s why we call up any customer with a missed payment before the late fee kicks in, to find out what’s wrong and try to make alternative arrangements.

CAN’T REPAY?

Our team are friendly and understanding. If you’ve run into further financial difficulties and won’t be able to meet a repayment, please be in touch! We’ll do our best to rearrange the payment schedule to suit you.

Furthermore, we know how stressful it is to lose your job. If this happens we won’t expect you to magically be able to repay us like normal. Instead, we’ll freeze your loan until you are able to repay us.


At Cashfloat, responsible lending is the foundation of our business. Not because we are trying to please our regulators, but because we believe that is the only way to do business. We want our loans to help you! Cashfloat is different to other lenders acting in the UK. People frequently ask us if Cashfloat provides loans like wonga, loans like Quickquid, loans like Piggy Bank or loans like payday UK. Yes, we do. But we try to be much better, every day and for every customer.

Go ahead, compare us to other lenders, and then come back when you are sure that our payday loan company is the best! Here are some features that we feel are worth comparing:



The Foundation of our Payday Loan Company

We’ve had it a lot easier than older, more established payday lenders. While they’ve had to redesign their business model and retrain their staff to fit with the new FCA regulations, Cashfloat only launched once the Financial Conduct Authority had already been founded. The regulations hadn’t yet come out, but the industry was already scrambling to focus more on responsible lending. We set up four ideals that became the foundation of our business: responsible lending, treating customers fairly, being 100% transparent with our terms and conditions, and harnessing innovation to create a world-class lending system.



Cashfloat: A Success Story

Cashfloat is a new and innovative company who dreams big, and does bigger. We wanted to be a friendly, caring payday lender who truly does help its customers, and we’re proud to say that we’ve succeeded. We’re different to other lenders at every step of the way, and our customers love us for it. Slowly but surely, Cashfloat is leading the payday loan revolution in the UK.

Happy with what you’ve seen? Apply now for £200 – £1,100 over 1-4 months, even if you have bad credit. Between the fast application, instant decision and same day funding, you could have the money you need within just a few short hours. Apply now, and experience the difference.


This site uses cookies. Find out more.