Apply for small personal loans from a direct lender!

Looking to make those home renovations? Or plan that family holiday?

Cashfloat offers small personal loans that are up to 10x cheaper than payday loans! With repayment terms between 6 to 9 months, you can remodel your kitchen, pay back your loan quickly and walk away debt–free. Get the affordable finance that works for you!


What is a Personal Loan?

A personal loan is a type of unsecured loan that you borrow from a lender and repay in fixed monthly instalments

Personal loans are a way to cover large one-time expenses like buying a car, wedding expenses or a home improvement job. You can borrow unsecured personal loans from banks, online money lenders like us or credit unions and you pay back in fixed monthly payments or instalments. This type of credit is usually unsecured, which means if you can’t make your monthly repayments, the lender can not repossess anything you own.


Small Personal Loans Up to 10x Cheaper than Payday Loans

Cashfloat offers some of the cheapest personal loans on the UK market. Compared to leading payday lenders, our loans are up to 10 times cheaper! With our low APR, you can manageably repay your loan in under a year. Access up to £1,300 today with an APR of 189.9%.


Advantages of cheap personal loans from Cashfloat

There are many wonderful benefits of borrowing low interest credit from Cashfloat, below are a few:
  • Get an instant decision on your loan application
  • Interest rates up to 10x cheaper than most payday loans
  • Managable and flexible repayments
  • No guarantor required
  • We are a responsible and fully authorised direct lender
  • If approved during business hours, get your funds within an hour.
  • High approval rates
How our loans work

Choose how much you want to borrow and apply online.


Get an online decision within 90 seconds.


Once approved, the money will be in your account the same day.


Make monthly repayments flexibly online.

The Best Personal Loans are the Safest Ones

However, it’s important to be wary of loan offers that look too good to be true — since they often are. Steer clear of any lender offering guaranteed personal loans or no credit check. These lenders are ignoring basic FCA guidelines that are meant to protect consumers like you. Lenders offering these types of loans are unsafe, and you should avoid them at all costs.

At Cashfloat, your safety is our priority. Our credit and affordability checks help us ensure that our loans will truly help you out. We never want to put you in endless debt. We will always do our best to make sure our small personal loans are right for your situation.

Check your eligibility now!

In order to apply for an online loan with Cashfloat, you will need to meet these basic criteria:

  • Over 18 years old
  • UK resident
  • Hold a UK bank account
  • Reliable source of income (salary, benefits, pension)
How much do you need?
Other amount
Ready for a small personal loan from Cashfloat?
Repayment total

Repay over: 9 months, 1st—8th monthly repayments of: £185.83,
9th month repayment of: £185.90


Cashfloat – Revolutionising Unsecured Lending in the UK

Our fair lending model helps more people get the money they need quickly. With our small personal loans we have made credit more easily accesible and far more affordable than ever before. Looking to finance that home remodeling but don’t want to carry debt with you into retirement? Our cheap personal loans may be the perfect alternative. Apply with us today, and experience the Cashfloat difference.

Get a Small Personal Loan from Cashfloat 100% Unsecured

Get Your Small Personal Loan Online in 1 Hour

Once you complete your application, you’ll receive an instant decision from our underwriters in less than 90 seconds. At Casfloat, we value your time, and we won’t keep you waiting unnecessarily. If you’re approved during business hours, we’ll transfer the funds to your account within an hour. Start using your same–day personal loan from Cashfloat in just 1 hour!


How much can I borrow with a small personal loan?

With Cashfloat, you can borrow between £1,000 and £1,500 unsecured. If you need a larger sum, we may still be able to help you. With your permission, we can act as a broker and connect you with another lender who may be able to help you access a larger sum.

How many small personal loans can you have at once?

Cashfloat only allows customers to borrow one loan at a time. If you have finished repaying your loan and you feel that you need more funds, you can apply for another loan. However, if you find yourself frequently looking to borrow credit, this may be an indication of a more serious debt problem. We suggest speaking to a free debt advice agency such as StepChange for guidance. You can also check out our blog for more tips on smart budgeting and money management.

How can I get a personal loan quickly?

Click here to apply for a loan from Cashfloat, your trusted direct lender. You’ll received an instant decision with your loan status from our underwriters in 90 seconds. If you are approved during business hours, we’ll transfer the funds into your account in 1 hour. It’s really that easy! If we can’t approve you for a loan ourselves or you need a larger amount than we offer, we can still help. With your permission only, we can pass your application to another lender who may be able to help you find the loan you need.

Can I get guaranteed personal loans no matter what?

No. All FCA authorised and regulated lenders should perform a credit check on every applicant before funding a loan. Credit checks protect the customer from agreeing to repayments they cannot afford. Cashfloat is regulated by the Financial Conduct Authority, so we cannot guarantee that you will be approved for a loan before you even apply.

Can I get a small personal loan with bad credit?

Yes! Cashfloat offers small personal loans with high acceptance rates for all types of credit scores. We know that your credit score is only one factor in your financial picture. That’s why we focus on whether you can afford the loan in your budget. Apply now and you can have the funds in your bank account as soon as 1 hour from approval!

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