Payday Loans 2.0

  • Direct Lender - Compare
  • Bad Credit Welcome
  • FCA Authorised
  • Safe and Affordable
  • No Guarantor Needed
  • No Application Fees

A real alternative to payday lending in the UK 2018.

Warning: Late repayments can cause you serious money problems. For help, go to

Borrow £500 for 4 Months, Four Monthly Repayments of £215.81 Total repayment £863.24 Interest Rate PA (fixed) 270.10% Representative APR 997%

How Are Cashfloat's Loans Different?

Simply put, we care. Every person that we help is a success story for us, not just another statistic. We're proud to have helped over 40,000 people in the UK get credit online. We set the bar high for ourselves, and refuse to offer a service that is anything less than perfect.


Payday loans 2.0

Finally, a real alternative to payday loans in the UK. This brand new 2018 product has it all: flexible repayments, easy instalments and same day funding. It's no wonder that people are using it instead of revolving credit or credit cards.


Fast no fuss

We know that when you need money, you want it fast. That's why we've streamlined our application and decision process and offer same day funding at no extra charge. Apply now for an instant decision online.


Bank-grade security

We are using best-in-class security technologies and strong encryptions to protect your personal data. We respect your privacy and will go above and beyond to protect it.

Cashfloat is a customer's favourite brand

There are many websites out there trying to be just like Cashfloat. However, they simply can't match our quality of service, technology and customer satisfaction. Payday loans 2.0 is not just a name, it is the next generation of online credit in the UK. In many cases, Cashfloat loans are cheaper and easier than bank overdraft, credit cards and revolving credits.

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Cashfloat's mission: Making Payday loans safe, fair, affordable and available to citizens of the UK in times of need.

Genuine Customer Reviews

Cashfloat gives you a peace of mind

Getting you the money you need is a good start. But we want more! We want you to be happy with our loan product. We want you to have the peace of mind you deserve and we want you to know that our team is here for you.

Cashfloat payday loans 2.0 is our most advanced, flexible and easy-to-access credit product. Once approved for our loan, you are in total control. You can repay as much as you want as early as you want, and save real money. You can access your personal data and exercise your GDPR rights with a click of a button. Still, remember to always compare the total cost of your loan with other alternatives such as your credit card company or your bank.

No Application Fee - Fast Decision
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You can apply if you are:

  • At least 18 years old
  • Employed with a regular income
  • A UK resident with a UK bank account
Direct Lender
Free to Apply
FCA Authorised
Secure site
01. YOUR LOAN DETAILS — No application fee
    02. Personal Details

    Should start with 01, 02 or 07

    Should start with 07

    Or click here to enter your address manually
    Other income includes any other income or benefits like: Child benefits, Working Family Tax Credit, Pension, Overtime, Bonus, Extra work.
    04. MONTHLY OUTGOINGS (please only include your contribution)
    05. Employment details

    Should start with 01, 02, 03 or 08

    Or click here to enter your address manually

    Applicants will be credit checked prior to approval.

    • No application fee
    • We are a payday loans direct lender
    • People with bad credit are welcome to apply
    • No guarantor is required

    *You can always compare Cashfloat to other lenders here.

    Representative example
    £500 for 4 Months
    Interest rate
    270.10% pa (fixed)
    Four repayments of
    997% APR
    Total repayment
    Same day funding
    Warning: late repayment can cause you serious money problems. for help, go to -
    Warning: late repayment can cause you serious money problems. for help, go to -
    Cashfloat's mission: Making Payday loans safe, fair, affordable and available to citizens of the UK in times of need.

    Small loans, Big solutions

    Cashfloat is a new loan company operating in the UK. We are an FCA-authorised direct lender. Some of our loans are available for people with bad credit. We assess our online loan applications with a focus on affordability and not only on credit score. All our loans are no guarantor loans and require no security or collateral. We believe that credit is a business of mutual trust. Out representative APR is 997%. The table below depict some features of common loans in the UK:

    From The Blog
    Member of the Consumer Credit Trade Associations
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