Quick Loans

From £500 Apply now
Do you need money now?

If you need money fast, you can apply with Cashfloat – your trusted lender – and get up to £1000 same day! Our quick loans can help with all sorts of emergencies. All you need to do is fill out our easy application form online, and you will get an instant decision!

High Acceptance. Fast Payout. No Guarantor.

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What is an instant loan?

An instant loan is when you can apply online for a quick cash loan and receive the money ASAP. With Cashfloat, once you fill out the 3-minute application form, you can get an instant decision and receive the cash the same day, if approved! Although many people who apply for instant loans assume that they will receive their loan instantly, any trustworthy lender will need to perform the necessary checks. We at Cashfloat want to make a very clear statement that, as a responsible lender, we will always apply our comprehensive credit and affordability tests before approving each loan request.

What our customers say

You probably hear lots of lenders claiming to provide ‘fast loans’ and ‘instant payout’, so we don’t want you to take our word for it. Instead, read what some of our customers have said about our loan service!

Verified Buyer – Trustpilot.co.uk

Easy to apply and a quick decision and payout. I was kept well informed throughout the application process. Everything is laid out clearly and easy to understand

Verified Buyer – Reviews.co.uk

Quick and simple application process. Funds in my bank account fast. Very clear about interest and amount to pay back each month. Paid loan back early and only paid interest on time I actually had the loan. Would use again.

Verified Buyer – Reviews.co.uk

I think your company is amazing you are so quick and efficient and you are the most helpful company I have ever used, you take in consideration the individual not just their credit score. If only there were more companies like in this world alot of people would be so much better off. Thank you for your unbelievable help.

Karen E
Verified Buyer – Reviews.co.uk

Excellent service, so so quick. Dont worry about putting down your employment details as it just for verifications. Such a fast service this is my second loan, my first i paid back early without any bother at all. Loan was today

How fast can I get the money?

You can get express pay day loans from Cashfloat within an hour of being approved. Our online application form is designed to make it quick and easy to get a loan, and you will get an instant decision within 90 seconds of clicking the submit button. That’s express service! No?

  1. 3 minute application
  2. 90 second decision
  3. 1 hour from approval to payout
  4. Flexible monthly repayments
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Can I get a quick loan with bad credit?

Can I get an instant loan with no credit check?


Why Choose Cashfloat for your Quick Loan

Some FAQs about our Express Loans

What can I use an express payday loan for?

Even if you stick to a monthly budget, unexpected expenses do happen. When they do, you need a trustworthy lender that can give you a loan ASAP. Cashfloat’s instant loans are available 24/7 to help you cover unexpected bills or emergency expenses, such as:

  • If the boiler breaks
  • Your car breaks down
  • You have a medical emergency

Please note: Our short-term loans should never be borrowed to try and solve a long term debt problem.

Can I get a fast loan with no guarantor?

Yes. Cashfloat offers instant loans without a guarantor. In fact, not needing a guarantor means you can get the money quicker.

How much can I borrow?

With Cashfloat, you can get a quick cash loan for £500 up to £1000. It is best to work out how much you will need prior to applying. You don’t want to be paying interest on unnecessary funds, nor do you want to have to borrow twice. Remember, it is a serious responsibility to take out a short-term loan from a direct lender and you need to ensure you can afford to make the repayments.

Can I get a loan the same day?

We usually fund within an hour of approval so if you apply before 4pm and all goes smoothly, there is a good chance you can get the money the same day. Even on a Sunday.

Can I get a same day loan if I am on benefits and/or I am unemployed?

We do offer same day loans to people on benefits or are unemployed if it is clear you can afford to repay our loan. You must prove you are receiving some income, for example; rental, investment or pension income and that it is safe to lend to you before we can accept your loan application. We want to make sure you can afford to pay back the loan while continuing to live normally (buying food, paying bills, rent, etc.).

Can I get a loan in minutes from Cashfloat?

Cashfloat offer really quick loans and funding within an hour after being approved. However, we can not guarantee loans in minutes. As a responsible and authorised lender, we carry out credit and affordability checks on all applicants. These checks do take time to carry out, and we believe that any lender offering loans in minutes are not conducting sufficient credit and affordability checks.

Am I eligible to apply for fast loans?

To apply for a fast loan with Cashfloat, you must meet certain criteria:

  • You must be at least 18 years old
  • Be a UK citizen
  • Hold a UK bank account
  • Have a steady source of income (salary, pension, benefits, etc.)

How safe are your instant loans for bad credit?

Keeping our website and customers details safe is our top priority. Our instant loans for bad credit and all our loans are fully authorised and regulated by the FCA – permission license: 714479. Our website has a secure connection which means any details you fill out on our website will stay safe and secure.

Cashfloat Loans

Cashfloat is a fully authorised lender, offering affordable and flexible payday loans between £500 and £1000 over 3-6 months (7 with Easy-Start option). As a premium direct lender, all our loans are processed, approved and funded by our expert team of underwriters. They are available to help you with any queries or difficulties you may experience at any point in the loan process. We are here to help you even if you have a poor credit history. If we can’t fund you the loan ourselves, we are also a credit broker, and we will help you find another suitable lender who can better meet your needs. Apply now to experience the Cashfloat difference.

Representative example
Total amount of credit: £900
Duration of the agreement: 7 months
Repayment total: £1,565.99
Interest is Fixed at rate of 198.72% per year | Representative 529.09% APR
Installment 1
Installments 2 – 6
Installment 7