Rates and Terms

We believe in total transparency. There are no hidden fees or small print – this page will tell you everything you need to know about Cashfloat’s rates and terms.


Cashfloats rates and terms calculator Borrowing
  1. £700
  2. 3 months

Cashfloats rates and terms calculator Repayment
Our new feature gives you more time to pay your loan at no extra cost! Find out more about how 'Easy-Start' works here.
Total interest
Total to repay
Repayment Schedule

Representative example: Borrow £700 for 6 months months. 1st monthly repayment of £168.45, 4 monthly repayments of £224.60, last monthly repayment of £112.20. Total repayment £1,179.05. Interest rate p.a. (fixed) 185.39%. RAPR 611.74% Our APR includes all applicable fees. Daily interest is capped at 0.793%.

What if I miss a repayment?

If you won’t be able to make a payment, call us! On the day of the missed repayment, we’ll send you a text and email to tell you about it. We’ll then try to call you to figure something out.

Unless we’ve come to an agreement, a £15 late fee will be added to your account the day after the missed payment. Interest will continue to accrue at up to the daily capped rate, until you make a repayment or contact us to come to an agreement. Should this continue for a while, the total amount of interest and fees will never exceed the amount you borrowed in the first place. Please call us as soon as you know you’ll be missing a payment, so that we can avoid the £15 late fee.

We’re easily contactable by phone, email or live chat – whatever suits you best.
Times we're availbale - Cashfloat
We’re available:
  • Mon – Fri: 9am – 5:30pm

Can I repay my loan early?

One of the best features of a Cashfloat loan is the early repayment option. Of course, we won’t charge you a penny if you want to pay off any amount of your loan as early as you wish.

Your login area

We wanted to make it as easy as possible for you to save money. When you log in, you’ll see a calculator that will tell you exactly how much money you’ll be saving off the total amount of your loan if you repay any amount now. We just want to make your life easier. Click here for a step by step explanation of the login area.

If you’re looking for a short loan with terms you can understand, you’re in good hands. Here at Cashfloat, we avoid mysterious clauses and complicated terminology, and explain clearly and simply exactly how your loan will work. If you have any questions, contact our customer support team – we’re happy to help! Like what you see? Apply now for a Cashfloat loan.