Working Capital from
Is your business struggling due to lack of funds? Don’t let cash flow problems stunt your business’s growth! Apply now for working capital from Cashfloat and access up to £200,000 within 24 hours of approval. We work with only the best business funders in the UK, so you can expect a fast and professional service.
- Apply for £1,000 to £200,000
- Loan terms up to 12 months
- Rates starting from 2% a month
- 1-day decision
- No penalty for early repayment
- No setup fees or hidden fees
Am I Eligible to Apply with Cashfloat?
Every business needs funding to grow, and we’re here to help that happen! Before applying for Cashfloat’s working capital solution, save yourself time and double check that you meet our eligibility requirements:
The loan applicant must:
The business must:
If those criteria describe you and your business, then you’re ready to get started! Just fill out our quick application form and you’ll receive a lending decision within 1 business day. Once you’re approved, you’ll receive funds in just 24 hours!
What is Working Capital?
Working capital is the actual amount of money that you have to keep your business running on a daily basis. It’s important for your business to have a sufficient amount of money to cover day-to-day expenses as well as working capital that can be used to invest in expanding the business.
The working capital calculation is Current Assets – Current Liabilities = Working Capital
Your current assets might include cash, unpaid customer invoices, merchandise and your company’s stock shares. Your current liabilities can include unpaid vendor bills, business loans and other debts. Your business’s working capital is the money that’s left. Working capital is essential to take your business to the next level.
How Working Capital Finance Can Help Your Business
The golden rule in business is that it takes money to make money. If your business is running low on working capital during a dry spell, it can be hard to get out of the financial rut. This is where a fast working capital injection from Cashfloat can make all the difference! You can use working capital finance to run a marketing campaign, order more inventory, expand your premises, or hire more employees. In short, you can use a working capital loan for anything you need to drum up more business and get over a financial hurdle. Don’t let a lack of funds stop your business from succeeding! Apply today and receive funds within 24 hours of approval!
Apply now for up to £200k!
The Working Capital Cycle
Your business’ working capital cycle is the number of days it takes to convert your working capital into cash profits. The shorter your company’s cycle, the more efficient your company is at turning over a profit. Businesses with a short working capital cycle attract investors who want to put their money in efficient and profitable businesses.
What is Your Company’s Working Capital Ratio?
The working capital ratio formula divides your current assets by your current liabilities. So: Current Assets / Current Liabilities = Working capital Ratio
This number helps you determine if you have enough cash flow to cover debts and business expenses in the short-term. If your company has a low working capital ratio, you could probably use a cash injection from Cashfloat to boost your business. A well-placed working capital loan can help your company cover short term business expenses and focus more on growth and development. With funding solutions up to £200K, you can give yourself the breathing space you need to invest in your company’s future.
What is Working Capital Management?
Running a successful business is all about maintaining a delicate balancing act. Working capital management is how efficiently you can use your capital to balance your business’ growth, liquidity and profitability. As a business owner, you decide when to use cash towards paying off bills and debts and when it’s a smarter move to
invest in expanding your business instead. But it can be hard to juggle everything successfully when you’re tight on working capital. Sometimes, the smartest move can be a working capital injection from Cashfloat to help your business achieve equilibrium. With rates starting at just 2% a month, Cashfloat’s working capital can give your business just the right boost it needs to succeed.
How can you use working capital from Cashfloat?
You can use Cashfloat’s working capital for any business-related expenses, from day-to-day operations to expanding your company. Here are some more examples:
- Paying vendor bills
- Purchasing inventory and supplies
- Hiring new employees
- Remodelling or redecorating
- Opening a new location
- Funding advertisement campaigns
- Expanding your client services
Apply now for up to up to 200,000 and start using the funds for all your working capital needs just 24 hours from approval!
What is the definition of capital in business?
What is operating working capital?
Operating working capital is just another name for working capital. The operating capital calculation is: Current Assets- Current Liabilities = Operating Capital.
What is the appropriate level of working capital for a business?
Because every business and industry is different, there is no “magic number” for working capital that is right for everyone. The main consideration when examining your business’ level of working capital is whether it is high enough to cover everyday operating expenses as well as fund growth. If you are struggling to meet daily expenses or only have enough capital for bills but not for expanding your business, then you might benefit from a money boost. With Cashfloat’s working capital solution, you can access up to 200,000 just 24 hours from approval! Apply now!
Is cash included in working capital?
Yes. Cash is part of a company’s financial assets and is considered part of the company’s working capital.
What’s the difference between working capital vs cash?
Cash is one of a company’s financial assets and is included in calculating the company’s working capital. However, the company’s working capital includes other financial assets as well.
Can I get a working capital loan with bad credit for my business?
Yes! You can apply today for up to 200K to top up your business’ working capital and take your company to the next level! With our rapid response time, you’ll be able to access funds just 24 hours from approval!
If you are having difficulty getting working capital and you think it may be because of your bad credit, you can go to our improve business credit page where there is lots of help for businesses looking to improve their credit.
Apply now for up to £200k!
As a business owner, your time is precious– and we won’t waste any of it. Our application takes just 5 minutes to complete and we’ll get back to you within 1 working day. Want to speed up the process? Have the following documents ready:
- All your business information, including your company registration number
- Last three months of your business bank statements
- The most recent set of management accounts.
- Last VAT return
Simple. Fast. Reliable. That’s what you get when you work with Cashfloat