Need an express payday loan to help you with some emergency expenses? Apply now with Cashfloat – your trusted lender – and you can get up to £1,100 same day! All you need to do is fill out a short application form and you will get an instant decision. Bad credit is welcome!
How Can an Express Payday Loan Help Me?
You have planned out your monthly expenses, down to the last penny. Then the shower hose pops. You need some extra money now. One of the defining characteristics of Payday Express Loans – otherwise known as a payday loan, is their purpose of funding small and unexpected expenses. Without the option to take a quick cash loan, you would be stuck. If you don’t pay your bills on time, it could affect your credit rating. Payday express loans UK are there to help you cover emergency expenses without affecting your credit score.
Payday express loans and quick loans are not a miracle solution. Remember that quick loans come at a price. There is a better alternative which everyone should consider; correct and intelligent financial behaviour. Imagine if we had thought about this in advance, and put aside a small amount in a piggy bank for unexpected emergencies. Suddenly a major problem requiring a loan has become a trivial issue which can be easily solved with no external help.
Many lenders came up with these confusing terms “same day loan”, “quick cash loans”, “cash advance” and “fast loans”. We at Cashfloat want to make a very clear statement that, as a responsible lender, we will always apply our comprehensive credit checks, affordability tests and bespoke scorecards before manually approving each and every loan request. Once your loan is approved our team will try to fund it as quick as possible, the majority of our customers receive their funds at the same day.
How much can I borrow?
With Cashfloat, you can get a quick cash loan for £200 up to £1100. Our average loan size is about £350 for 2 months. Remember, we suggest you only borrow the amount you actually require as you will pay interest on the full amount you borrow.
How fast can I get Payday Express & Quick Cash Loans?
You can get express payday loans from Cashfloat within an hour of being approved. Our online application form is designed to be quick and easy to complete and you will get an instant decision within 90 seconds of clicking the submit button. That’s express service! No?
What is the Process Behind Payday UK Express Loans?
Now it’s time to reveal a little about what happens behind the scenes of the decision-making process, and to expose some of the ingredients of our secret recipe. At the heart of the technological system, there is an automatic decision-making engine. When we receive an application, we first of all check that everything is in order. If there are any details which are not correct or not plausible, the application will most likely be rejected at this initial stage. After this, we approach various information providers, who are certified by the government to provide financial information, and from them we receive a wide range of details about the financial history of the person requesting the loan.
For instance, we find out about their previous financial behaviour, if they have had problems, such as not paying debts on time, and what their income and expenses are. In addition, we compare this information to the declaration on the application form (which shows that it is important to declare the truth, the whole truth and nothing but the truth on your application). All of this information goes into mathematical algorithms, which allow us to predict very precisely whether the customer will be able to pay back the loan while continuing to live normally (buying food, paying bills, rent, etc.).
Where can I find express finance payday loans in the UK?
If you need cash fast, the quickest solution could be to apply online with a loan express lender. To find the best express payday loan for your needs, you need to search lenders’ websites until you find a lender that ticks all your boxes. Try not to use a broker as this tends to slow down the process as your application has to go through an intermediary before reaching the actual lender who will lend to you.
How can I know if a wage day express lender is legit?
To know if your express loans lender is who they say they are, look for identifying details, such as address and contact details. For example, does the payday express loan site have a contact number? If so, does the payday express contact phone number work? Another great way to know if a company is real is by checking the payday express lenders’ reviews. If most people say that the payday express company is legit, it probably is. Just make sure that the reviews are marked as ‘verified reviews’.
Why should I use Cashfloat for my Express loan?
With Cashfloat, even though the application sorting process is automated, at the end of the process, there is a human eye which looks at the overall picture. Our underwriters look at the application, and try to see and understand the person behind it. However advanced computers and systems may be, nothing can replace a human underwriter looking at the general picture, above and beyond the statistics.
We believe that because of this, we are able to provide loans for the specific needs of each individual applicant. Read some of our satisfied customers’ reviews here:
Conclusion: Payday Express Loans
Cashfloat offers instant decision payday loans between £200 and £1,100. Our fast payout service is ideal for anyone who is in need of fast cash. As an FCA authorised lender, we make our lending decisions based on the FCA criteria. This does not mean that you will not get accepted if you have bad credit! Apply now for you payday express loan and experience a whole new way of borrowing.