Borrow a Loan Online from Cashfloat

Are you looking for a loan online? You’ve come to the right place! The Cashfloat Team offers loans from £300 – £1500. Have questions? You can chat online too, and you can even make your monthly repayments online! Whatever your credit score, apply now and get your loan in your bank account today.

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Teresa Crowley
Verified Buyer –

Great Company. I applied for a loan online money was in my account within hours, filling in the payback dates i accidentally put the wrong date for the repayment start date, i phoned Cashfloat and spoke to a very nice fella called Daniel, who sorted it out straight away! Thank-you for your wonderful customer services⭐⭐⭐⭐⭐

Verified Buyer –

Excellent no hassle company loans paid out very very quickly no phone calls everything done online highly recommend

Verified Buyer –

Excellent customer service! CashFloat has an excellent customer service and straight forward online loan application. You can depend on CashFloat when you really need it!

Verified Buyer –

Excellent service. Quick and simple application. Money transferred quickly.

How to get a loan online:
  1. Apply for your loanonline by filling out the application form.
  2. Get an instant online lending decision.
  3. If approved, money will be sent to you bank account within an hour*.
  4. Make monthly online repayments to Cashfloat.
Get Your Loan Online Today!

How to apply for an online loan with Cashfloat?

What makes online loans different to bank loans?

Online loan FAQs answered by an online lender

If you’ve got questions about borrowing money online, chances are we’ve heard them before. Here’s a list of our top FAQs for your convenience.

Can I apply for an online loan even if I have bad credit?

Yes, you can apply for online loans for poor credit, but you may find it harder to be approved. At Cashfloat, we don’t judge you by your credit score, but rather by affordability. So, as long as we trust that you can afford to make the monthly payments on the loan, we are happy to offer loans for poor credit rating. This also applies if you are on benefits or unemployed.

Can I borrow money online with no credit check?

Cashfloat do not recommend this for the following reason: Online payday loans with no credit check are not recommended in the UK. All credit providers are advised to carry out a credit check. This may leave a footprint on the applicant’s credit file. Obviously, don’t apply too many times within a short period, as all the searches could raise a red flag for potential creditors.

What’s the difference between a direct moneylender and a broker?

There are two types of companies you can apply with: a direct moneylender who approves and sends you your money directly, or a credit broker who works to find you a direct moneylender. Dealing with a direct lender often makes the process simpler and quicker. Cashfloat is a trusted direct moneylender. However, because we want to help, if we can’t lend to you, we will offer to go and find a lender who can. Of course, we will never pass on your information without your permission.
Existing customers can apply to take out a loan through their personal login area. Click here if you are an existing customer and want to apply again. If you have an existing loan, you can also login to make your monthly payments.

Why is it best to borrow a loan online without a guarantor?

For a fast borrowing experience, you should try and avoid using a guarantor. This is because guarantor loans often require the extra paperwork of the guarantor, thus taking up more time. However, although guarantor loans take a long time to receive, they can be cheaper as there is less risk involved for the moneylender. We will do our best to help you get your loan without a guarantor as quickly as possible. When you apply with us we will never ask for a guarantor.

I am struggling with my loan repayment. Is there any help I can get?

If you have other debts and think you may miss repayments, it’s important that you get in touch with us. Depending on your personal circumstances, under the Consumer Credit Act, we may be able to offer you a repayment holiday or different interest rates.

Can I apply for web-based personal loans with Cashfloat?

Cashfloat do offer unsecured personal loans of any loan amounts up to £2,500. Go here to read more about our small personal loan product and how to apply. A small personal loan can be used for home improvements, to help pay large bills or to help purchase a new car. Apply here for a personal loan from Cashfloat.

How can I know if a lender offers safe loans online?

If your details fall into the wrong hands, you can lose your money in a matter of minutes. Luckily, there are several ways to check the security of a website, such as the padlock in the URL bar. Taking basic safety precautions when using lender websites will go a long way towards keeping your personal and financial details safe. Moreover, fraud is very common in the payday lending market. Vigilance is key, and our security centre provides you with more detail on how to ensure you are borrowing from a legitimate and FCA licensed moneylender.

What is an online loan shark?

Any moneylender that is not registered with the Financial Conduct Authority is operating illegally, and will not follow the regulations that were put in place for your safety. If you are having a hard time finding someone to lend to you and were considering using loan sharks, stop right there! Although it can be easier to get approved by loan sharks, they are very dangerous and are known for their brutal collection tactics. The best online loans you will find in the UK are registered with the Financial Conduct Authority (FCA) like Cashfloat. They will have affordable rates and responsible policies, and they will make it their business to treat you fairly. Go to our ‘APR (Annual Percentage Rate) explained‘ guide to understand more about fair loan charges.

Cashfloat – A new online lender

Cashfloat is a direct lender offering unsecured loans online, no matter your credit score. If you need any loan amount between £300 and £1500, you are welcome to apply online via our safe and secure website. We have a 90 second lending decision and we fund bank accounts within 1 hour* of approval. These easy online payday loans should be used responsibly though! Apply online now – whatever you need your loan for, whether it’s to help pay urgent medical bills or anything else, we’d love to help! If you have spare cash and are able to repay your loan early, it’s worth it! At Cashfloat, we only charge interest for the days your loan is active.

Representative example

Total amount of credit: £700
Duration of the agreement: 6 months
Repayment total: £1,179.05
Interest is Fixed at rate of 185.39% per year | Representative 611.74% APR
Installment 1
Installments 2 — 5
Installment 6