Rates and Terms


We believe in total transparency. There are no hidden fees or small print – this page will tell you everything you need to know about Cashfloat’s rates and terms.

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Cashfloats rates and terms calculator Borrowing
  1. £700
  2. 3 months

Cashfloats rates and terms calculator Repayment
Our new feature gives you more time to pay your loan at no extra cost! Find out more about how 'Easy-Start' works here.
Borrowed
£650.00
APR
1100%
Total interest
£468.00
Total to repay
£1118.00
Repayment Schedule

Representative example: borrow £700 for 6 months. 1st monthly repayment of £168.45, 4 monthly repayments of £224.60, last monthly repayment of £112.20. Total repayment £1,179.05. Interest rate p.a. (fixed) 185.39%. Representative APR 611.74%. All our loans are available for 3 to 9 months - rates between 295.58% APR and a maximum APR of 1294%.

What if I miss a repayment?

If you won’t be able to make a payment, call us! On the day of the missed repayment, we’ll send you a text and email to tell you about it. We’ll then try to call you to figure something out.

Unless we’ve come to an agreement, a £15 late fee will be added to your account the day after the missed payment. Interest will continue to accrue at up to the daily capped rate, until you make a repayment or contact us to come to an agreement. Should this continue for a while, the total amount of interest and fees will never exceed the amount you borrowed in the first place. Please call us as soon as you know you’ll be missing a payment, so that we can avoid the £15 late fee.

We’re easily contactable by phone, email or live chat – whatever suits you best.
Times we're availbale - Cashfloat
We’re available:
  • Mon – Fri: 9am – 5:30pm

Can I repay my loan early?

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