Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.
Our new feature gives you more time to pay your loan at no
extra cost! Find out more about how 'Easy-Start' works
Total to repay
Representative example: borrow £700 for 6 months.
1st monthly repayment of £168.45,
4 monthly repayments of £224.60,
last monthly repayment of £112.20.
Total repayment £1,179.05.
Interest rate p.a. (fixed) 185.39%. Representative APR 611.74%. All our loans are available for 3 to 9 months - rates between 295.58% APR and a maximum APR of 1294%.
If you won’t be able to make a payment, call us! On the day of the missed repayment, we’ll send you a text and email to tell you about it. We’ll then try to call you to figure something out.
Unless we’ve come to an agreement, a £15 late fee will be added to your account the day after the missed payment. Interest will continue to accrue at up to the daily capped rate, until you make a repayment or contact us to come to an agreement. Should this continue for a while, the total amount of interest and fees will never exceed the amount you borrowed in the first place. Please call us as soon as you know you’ll be missing a payment, so that we can avoid the £15 late fee.
We’re easily contactable by phone, email or live chat – whatever suits you best.
Yes! One of the best features of a Cashfloat loan is the early repayment option. Of course, we won’t charge you any extra fee or penalty. You can pay off any amount of your loan as early as you wish and save on interest. Already have a loan you want to pay early? Find out how to do it here.
Your login area
We wanted to make it as easy as possible for you to save money. When you log in, you’ll see a calculator that will tell you exactly how much money you’ll be saving off the total amount of your loan if you repay any amount now. We just want to make your life easier. Click here for a step by step explanation of the login area.
If you’re looking for a short loan with terms you can understand, you’re in good hands. Here at Cashfloat, we avoid mysterious clauses and complicated terminology, and explain clearly and simply exactly how your loan will work. If you have any questions, contact our customer support team – we’re happy to help! Like what you see? Apply now for a Cashfloat loan.
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