£2,500 Loan

Looking for a £2,500 loan? We offer unsecured loans with flexible repayment periods. Apply with any credit score, and receive the cash within 1 hour*.
Apply now for £2,500
Borrow £1,200 for 9 months. 9 monthly repayments of £226.33. Total repayment £2,036.97. Interest rate p.a. (fixed) 145.71%. Representative APR 295.58%. Our representative APR includes all applicable fees. Daily interest is capped at 0.47%.

Has an emergency just come up? Do you need some money to pay for a home maintenance job or to cover an urgent bill that’s just come in? The Cashfloat team is here to help. We offer unsecured loans up to £2,500. Whatever your credit rating, you can apply with us. Once approved, you can receive your money within one hour*.

1,865 people
applied for
£2,500 loans
in 2020

Whatever you need the money for, Cashfloat can get you the cash you need quickly. We’re also regulated by the Financial Conduct Authority (FCA), so you can rest assured that we’re a responsible lender.

Bad credit scores accepted
Online application process
Flexible repayment periods
Apply now for £2,500

Can I get a £2,500 loan with bad credit?

If you need to borrow £2,500 but have a poor credit history, you don’t need to worry. Cashfloat is a direct lender that specialises in loans for people with bad credit scores. We’ve helped 1,000s of customers in the UK with a bad to fair credit rating get the funds they need.

To apply for a £2,500 loan, you must meet the following eligibility requirements:

  • Be at least 18 years old
  • Be a UK resident
  • Hold a UK bank account
  • Have a steady source of income

If we cannot approve your instant cash loan application ourselves, with your permission, we can act as an authorised credit broker. In this case, we’ll try to find you an alternative lender from our panel of lenders. Cashfloat does not charge customers a fee for this service.

Can I get a £2,500 loan today?

One thing that’s really helpful when you’re facing a financial emergency is fast funding.

Luckily, our same day loans are designed to help people in the UK who are dealing with a financial emergency get fast funding. Once you’ve completed your loan application, you’ll receive an instant decision. If you are approved and once you’ve signed the consumer credit agreement, you should get your money within one hour*.

What can I use a £2,500 cash loan for?

You can use your loan for any financial emergency that can’t wait until your next payday. Examples of uses for payday loans are paying an unexpected bill, funding a medical emergency or paying for home maintenance that needs doing.

Some people also apply for payday loans or other types of loans to use them as credit building tools. They take out a loan and then make the repayments on time to demonstrate they’re a responsible lender. This boosts their credit score.

Note: We do not recommend using cash loans to fund non-essential things like a holiday or wedding expenses.

Will Cashfloat approve a £2,500 loan over 12 months?

The repayment period we offer for a £2,500 loan is between six and nine months. Unfortunately, we can’t provide a £2,500 loan for 12 months.

If you take out a loan and find you’re unable to make repayments, you can contact us and we’ll try to help. Just get in touch with our team, and we’ll try to come to an arrangement that makes it easier for you to repay your loan.

65% of people who borrow £2,500 loans are Male
61% of people who borrow £2,500 loans are Single
Average age for people who borrow a £2,500 loan: 35 years old
Most common job fields for people who borrow a £2,500 loan are Sales assistant, Driver and Warehouse worker
Top 3 cities where people borrow £2,500 loans: London, Manchester and Birmingham
People who borrow £2,500 loans earn an average of £2,528 a month

Can I take a £2,500 payday loan with no credit check?

Being a responsible direct lender, we conduct a credit check on all loan applicants. This is a normal part of lending and is done to protect people’s financial safety. Credit brokers or lenders that don’t perform credit checks are irresponsible. They may not even be authorised by the FCA, and they should definitely be avoided.

Even though we conduct checks on a potential customer’s credit report, these checks only form part of our decision making process. We look beyond a person’s credit score when we assess their ability to afford loan repayments. What we do is assess an applicant’s current level of affordability when they apply for a loan. If someone can prove they can afford a loan despite having a poor credit score, there’s a good chance we’ll approve them.

If you’re not sure you can afford a loan, you can use the Cashfloat loan affordability calculator.

Where can I get a £2,500 business loan?

As well as our £2,500 loans for personal use and our small payday loans, we offer small business loans to businesses based in the UK. You can apply for a loan amount of up to £200,000 for your business.

Click here to make your business loan application today.

Can I get a £2,500 loan over 2 years?

If you are looking to get a £2,500 loan with Cashfloat, we can’t provide a repayment period of two years. Our loans are designed to be used in emergencies and to act as short term loans. As such, the maximum loan term we currently offer is 9 months.

Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk.