£400 Loan

Are you looking for a £400 loan? You’ve come to the right place!
Apply now for £400
Borrow £700 for 6 months. 1st monthly repayment of £168.45, 4 monthly repayments of £224.60, last monthly repayment of £112.20. Total repayment £1,179.05. Interest rate p.a. (fixed) 185.39%. All our loans are available for a duration of 3 to 12 month.
Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk
62,497 people
have already borrowed a
£400 loan
from Cashfloat.

Whether you need to borrow money for an emergency expense or car maintenance, Cashfloat can get you the cash you need fast. All you need to do is apply here, and you’ll get an instant decision.

Bad credit does not automatically mean a decline
High acceptance rates if you pass our affordability test
Flexible repayments – repay however early you want and save
Apply now for £400

Over how many months can I borrow 400 pounds?

With Cashfloat, you can borrow £400 over 3 or 4 months. Of course, you can always make early payments towards your loan or even close the whole loan early – both of which will save you money – using our savings calculator in the login area

Can I get a £400 loan with bad credit?

Having bad credit makes it hard to get a loan. But with Cashfloat it’s different. Whatever your credit score, you’re welcome to apply for £400, and there’s a good chance you’ll be approved if you pass our affordability test. Bear in mind that interest rates for borrowers with bad credit are higher, so working to repair your credit rating is worthwhile.

How quick can I get a £400 loan?

Your application could be processed within minutes, and you could receive your loan within an hour of approval. As a regulated lender, Cashfloat have to check that you can afford the loan, and therefore don’t pay out loans instantly. However, we do provide instant decisions so you won’t waste time waiting to hear if your application is accepted.

Can I get £400 payday loans with no credit check?

No. Cashfloat is an FCA authorised lender who cares about your financial safety. Even for small amounts like £400, we don’t offer loans with no credit check because they can put you under financial duress if you can’t really afford to borrow credit.

60% of people who borrow £400 are Male
67% of people who borrow £400 are Single
The average age for people who borrow £400 loans is 36 years old
The most common job fields for people who borrow £400 are Sales, Customer Service and Warehouse
The top 3 cities where people took out £400 loans are: London, Manchester and Birmingham
People who borrow £400 loans earn an average of £3,298 a month

What if I can’t repay my £400 loan on time?

There are many reasons why a person may be unable to make their loan repayment on time. All it takes is one unexpected bill, or an emergency repair to throw your repayment plan off kilter. The best thing to do if this happens, is to assess how much you can afford to pay to your creditors in the coming months, and reach out to them to renegotiate a repayment plan. At Cashfloat, our customer service team are very understanding, and will advise you on the best way forward.

Why borrow a £400 loan from a direct lender?

A direct lender processes your application and gives you money directly. In contrast, when you submit your application form to a broker, they sell it to direct lenders which makes the process longer and less personal. They may even charge a fee for this. The company that bought your application will then decide whether or not to lend to you. Our opinion: Borrow money online from a direct lender like Cashfloat for a faster and safer experience.

Can I access £400 loans 24/7?

You can access our online application form 24/7, 365 days a year. Applications are processed Monday to Friday from 9am to 5.30pm and Sundays and bank holidays from 9am to 4pm. We are committed to providing the money you need without delay.

Can I get a £400 loan if I’m on benefits?

Yes, you can. As long as you have a steady source of income- benefits included- and pass our affordability test, you have a high chance of acceptance. We may ask you for proof of your benefits income, so be prepare to provide this if necessary.