£600 Loan

Borrow 600 pounds and get the money into your bank account today. Don’t worry about your credit score – we accept applicants with all kinds of credit history!
Apply now for £600
Representative example: borrow £700 for 6 months. 1st monthly repayment of £168.45, 4 monthly repayments of £224.60, last monthly repayment of £112.20. Total repayment £1,179.05. Interest rate p.a. (fixed) 185.39%. Representative APR 611.74%. Our loans are available for 3 to 9 months depending on the loan amount - rates between 295.58% APR and a maximum APR of 1294%.

If you need £600 but payday is not yet coming up, you have come to the right place. At The Cashfloat Team, we work hard on approving all our applicants, even those with a poor credit file. Apply today, if approved and the consumer credit agreement is signed we will be happy to fund your bank account within the hour*.

26,466 people
applied for a
£600 loan
from Cashfloat in 2020.

Whether you need to borrow money for an emergency expense or car maintenance, Cashfloat can get you the cash you need fast. All you need to do is apply here, and you’ll get an instant decision.

Bad credit accepted if you pass our affordability test
Friendly customer service team available to help via phone or email
Repay early for no extra fee and save on interest
Apply now for £600

Over how many months can I borrow £600?

With Cashfloat, you can borrow £600 over 3, 4 or 5 months. You can also repay your loan early if you have the money, and thereby save on the interest you would be charged on the monthly repayments. Cashfloat don’t charge a fee for early repayment, so this is worthwhile if it’s an option for you.

Can I get a £600 loan with bad credit?

We know that it’s harder to find a loan with a bad credit score, and also that people with bad credit also come across unexpected expenses and sometimes need loans to tide them over. That’s why we do our best to offer very bad credit loans to applicants with bad credit, as long as they can afford it and it is safe for us to lend to them. Sometimes a low credit score is caused by a simple mistake on your credit file, and all it takes is a phone call to bring up the score. It’s worth looking into repairing your credit though, as poor credit loans are charged at higher interest rates.

Why should I rather borrow a £600 loan from a direct lender?

The application process for payday loans is faster with a direct lender as it’s just one company that review your application. An authorised credit broker on the other hand, sends the application to several companies, and gets back to you with the loan options that you were accepted for. A credit broker often charges an extra fee for this service, so if you want to save money and get your loan quicker, direct lenders are the way to go.

Can I get a £600 cash loan with no credit check?

Cashfloat cannot offer loans without a creditworthiness check since we look out for the financial safety of our customers. We make sure that they can afford a loan before approving it, through credit checks, thereby preventing damage to their financial situation from a loan they cannot afford. Read more about why payday lenders conduct credit checks on applicants, here.

59% of people who took out a £600 loan are Male
61% of people who took out a £600 loan are Single
Average age for people who took out a £600 loan is 35 years old
Most common job fields for people who took out a £600 loan are Sales, Customer Service and Warehouse
Top 3 cities where people who took out £600 loans live: London, Manchester and Glasgow
People who took out £600 loans earn an average of £2,528 a month

Can I apply for a £600 loan if I’m on benefits?

Yes, you can. As long as you have a steady income, benefits included, and pass our affordability test.

Can I get a short term loan alternative with Cashfloat?

If you are looking for a lower interest option than our short term loans, you can apply for a small personal loan of up to £2500. These are cheaper as they have lower interest rates and are repaid over a longer time period. The longer repayment span of small personal loans means that you have longer to get back on your feet after an emergency expense has affected your finances.

What if I can’t make a monthly repayment on time?

We understand that personal circumstances can change all it takes to mess up your budget is one emergency expense or appliance repair. It happens to the best of us. As soon as you realise you will be unable to meet your monthly loan repayments, you should contact our customer support team who will try to help you come up with an arrangement that suits your needs. As a reminder, before applying for a loan it’s important to check that you can afford the repayments. Ignoring repayment terms, can affect your credit score on your credit file.

Who is eligible to apply for a £600 loan?

As a responsible lender, Cashfloat requires all applicants to meet the following criteria:

  • Be a UK resident
  • Hold a valid UK bank account
  • Be at least 18 years old
  • Have a steady source of income (salary, pension, benefits, etc.)

Can I apply for another amount other than £600 loans?

At Cashfloat, we offer direct lender payday loans for bad credit from £300 and up to £1,500 loans. We welcome applications of any amount in that range from customers with good or a bad credit history. We have flexible repayment periods from 3-9 months.

What can I do if Cashfloat can not approve my loan application?

It sometimes happens that we are unable to approve a £6oo loans request. If this is the case, we can act as a loan broker and we can send your details to other brokers or direct lenders. We do not charge customers for our broker services and we only use lenders which are authorised and regulated by the financial conduct authority.

Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk.