Fraud Prevention Centre

Fraudsters and scammers love to use legit finance companies to extort money from unsuspecting victims. We’ve set up this Fraud Prevention Centre to make you aware of possible threats to your safety when applying for loans. If you have information about an active loan scam that you think people should know about, please let us know so we can check it out and help publicise it. If you need a safe payday loan from a direct lender please apply here with Cashfloat, a trusted lender who has helped over 40,000 people in the UK obtain the short term loan they need.

British-Lenders.UK

14 / 08 / 2019
British-lenders.uk is scam a website claiming to offer loans online. = Despite claiming on their website, that they are FCA authorised, they are in fact NOT registered with FCA or ICO. The FCA has even issued a public warning about this website. They have been known to scam people by claiming th...

Soft Loans, a trade name of Fidelity Works Ltd

04 / 06 / 2019
On their website, Soft Loans claim to be an FCA authorised credit broker – but they’re not. Real Company Name: FIDELITY WORKS LTD Clone Company Name: Soft Loans, claiming to be a trade name of Fidelity Works Ltd Fidelity Works Ltd describe themselves as an affiliate ‘bargain superstore’,...

Personal Loans Now

04 / 06 / 2019
A group of criminals have cloned the website of a reputable online brokerage firm called Personal Loans Now. Real Company Name: Personal Loans Now, a trading name of Rigstone Capital UG Clone Company Name: Personal Loan Now Personal Loans Now, a trading name of Rigstone Capital UG, works with Qu...

Lily Loans

04 / 06 / 2019
Fraudsters are contacting people claiming to be from FCA authorised broker Lily Loans in an attempt to make money off them. Real Company Name: Lily Loans, a trading name of Season Marketing Limited Clone Company Name: Lily Loans Lily Loans is the trading name of Season Marketing Limited, a compa...

Funding Circle Loans

04 / 06 / 2019
Funding Circle Loans is a clone company of FCA authorised Funding Circle Ltd, set up by criminals as a way of obtaining money. Real Company Name: Funding Circle Ltd Clone Company Name: Funding Circle Loans Although Funding Circle Loans may sound very similar to Funding Circle Ltd, they are two v...

Bee Loans

04 / 06 / 2019
Scammers are posing as authorised credit broker Bee Loans to try and cheat victims out of their money. Real Company Name: Bee Loans, a trading name of Munee Hut LLP Clone Company Name: Bee Loans Munee Hut LLP are an FCA authorised credit broker operating with the trading names of Moolr and Bee L...

Get Your Loans

05 / 03 / 2019
If you’ve been contacted by a lender called Get Your Loans, stay away! It’s a scam! Get Your Loans claim to be a child company of a legit company, while in fact, they are not. Their website, getyourloans.co.uk, looks genuine at first glance. Fake Company Name: Get Your Loans Get Your...

GetMyLoans

21 / 02 / 2019
GetMyLoans offers access to instalment loans from £1,000 to £3,500 over up to 2 years. However, please beware of scammers who have been impersonating GetMyLoans employees in an attempt to make some easy money. As always, you should never trust a company that claims to have approved you...

Bee Loans on Facebook

21 / 02 / 2019
Here’s a new one - Bee Loans have been posing as individuals on social media to promote their loans! Bee Loans is a broker who can try to help you find a loan of £100 up to £5,000. However, have they been using new, subtle tactics to advertise their business? In one recent conver...

DWK Financial Home

21 / 02 / 2019
DWK Financial Home claim to be specialists on loan finance. What they don’t tell you is that they’re actually a scam. David William Kettle is an FCA authorised individual, and a group of scammers have taken his name and registration and used it to create a loan website, dwkfinancialhome...

Creditstar UK Limited

21 / 02 / 2019
Creditstar UK Limited has been cloned!  Creditstar is an online short term loans company offer loans of up to £300 for new customers or £700 for existing customers. Their official name is Creditstar UK Limited. Recently, a group of fraudsters have been calling people to offer them...

Active Cash UK

21 / 02 / 2019
Applying with Active Cash UK is the same as applying with Active Cash, right? Wrong, actually. Real company name: Mindflow Marketing Ltd, trading as Active Cash Clone company name: Active Cash UK Active Cash is a credit broker offering access to loans of up to £1,000. However, if you receiv...

Blue Sky Loans

21 / 02 / 2019
Looking for a loan? Blue Sky Loans are the solution to your needs – or so they claim. It’s actually a scam! Real company name: Ingard Financial Limited Clone company name: First 4 London trading as Blue Sky Loans Blue Sky Loans claim to be a reputable loan company, registered under In...

Loan for Tenant

21 / 02 / 2019
Loan for Tenant are a useful lender if you are a tenant trying to find a loan. The only problem is that they aren’t actually FCA- authorised – despite claiming to be. Real company name: TFS Loans Limited Clone company name: Loan for Tenant, a trading name of TFS Loans Limited If you&r...

Fast Loan Credit of UK

21 / 02 / 2019
Fast Loan Credit of UK is a trading name of FCA-authorised company AvantCredit of UK – actually, it isn’t. Real Company Name: AvantCredit of UK, LLC trading as AvantCredit Clone Company Name: Fast Loan Credit of UK, LLC trading as Fast Loan Credit AvantCredit is a personal loan compan...

Loantra

21 / 02 / 2019
Loantra are a credit broker who can help you find a short term loan or a personal loan. But they’ve been cloned! Real company name: Serpable Ltd, trading as Loantra Clone company name: Loantra If you need a short term loan of up to £995, or a personal loan of up to £25,000, you...

Base Finance

21 / 02 / 2019
Need help with your retirement planning? Mortgage? What about a payday loan? Beware of the scams! Real company name: Base Financial Ltd Clone company name: Base Finance Base Financial Ltd are a registered firm that can help you with pensions, mortgages and other investments. They don’t offe...

Moneyfall

21 / 02 / 2019
Moneyfall is an authorised credit broker - but waatch out for imposters! The real company name is Serpable Ltd, trading as Moneyfall to help UK citizens find the loans they need. However, scammers have recently been contacting people, pretending to be employees of Moneyfall. They then trick their v...

Fast Loan UK

21 / 02 / 2019
Looking for a Fast Loan UK? Or a Fast UK Loan? One’s real and one’s a scam – don’t get caught out! Real company name: JDB Enterprise Group Ltd, trading as Fast Loan UK Clone company name: Fast UK Loan Fast Loan UK is an authorised lender offering small loans of up to &poun...

My Quick Loan & My Personal Loan

21 / 02 / 2019
My Quick Loan, My Personal Loan – or My Scam Loan? While both my-personalloan.com and my-quickloan.com are indeed registered on the FCA’s website, their “employees” who call you to offer a loan, are not. Real company name: McCrory Finances Ltd, trading as my-personalloan.com...

Easy Daily Loans

21 / 02 / 2019
Have you been contacted by Easy Daily Loans? Beware – it may be a scam! Real company name: Fire Media Interactive Limited, trading as Easy Daily Loans Clone company name: Easy Daily Loans As a credit broker, Easy Daily Loans may be able to help you obtain a loan by submitting your applicati...

Neo Finance

21 / 02 / 2019
It is thought that a criminals operate www.neofinance.loan. They have specifically chosen a domain that is very similar to a legitimate company called Neo Finance Limited to trick borrowers into trusting them. The website is clearly not authorised by the FCA as there is no FCA authorisation numbe...

Great Britain Loans

21 / 02 / 2019
Fraudsters are claiming to be from FCA authorised firm GB Loan, in an attempt to earn money from unsuspecting individuals. Real Company Name: GB Loan, trading name of Pervasive Web Solutions. Clone Company Name: Great Britain loans PVT loan Limited GB Loan is a trading name of FCA authorised fir...

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Phone Scams

Loan scammers may cold-call you or may send you unsolicited emails. In most instances, they will impersonate a legitimate company in order for the scam to seem more realistic.

Warning signs of loan scams on the phone:

  • The caller has a thick foreign accent
  • The caller becomes aggressive, rude or threatening
  • The scammer asks for an advance payment or fee to process or transfer the loan.
  • The scammer will ask you to loan money onto a prepaid card, purchase money orders, or require you to send funds via Western Union or MoneyGram.

If you are suspicious, do not go ahead with the call! Say you will call back, and look up the real number for that lender online. If you have caller ID, enter the number they called you from on this phone number checker to see if anyone has reported it as a scam.

Website Scams

When you go onto a lender's website, how can you know if it is a scam?

Warning signs of loan scams online:

  • the website is badly designed and full of mistakes
  • there isn't much contact information
  • there is no FCA registration number.
  • you have to pay a fee before receiving any money

However, sometimes a website will look the same as a real one. Scammers sometimes set up clone websites that are an exact copy of an actual lender's site, often with only minute differences in the URL and contact details. It can be nearly impossible to discover that it's a fake.

That's why we recommend checking this fraud centre every time you want to take out a loan, as we will list every case of a cloned loan company that we hear of. You can also sign up to receive email alerts about every new loan scam we hear about. Bookmark this page now for easy reference and empower yourself to avoid becoming a victim of these cloning scams.

Suspect a scam?

Fraud Prevention Department

Not sure if you're dealing with scammers? Don't take the risk!

Our experts are happy to look into the matter for you to prevent you from becoming another victim of loan fraud. We aim to help everyone in the UK, which is why we are offering this service for free to everyone who needs it, not just our customers. Call us free on 0800-470-1076 or fill out the form below and we’ll get back to you right away.

Spotted a scam? Spread the word!

If you have identified a loan scam, don’t just leave it and move on. Spread the word! Just fill out the form below and leave the rest to us. We’ll publicise it and tell as many people as possible. Let’s put those scammers out of business!

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