Fraudsters and scammers love to use legit finance companies to extort money from unsuspecting victims. We’ve set up this Fraud Prevention Centre to make you aware of possible threats to your safety when applying for loans. If you have information about an active loan scam that you think people should know about, please let us know so we can check it out and help publicise it. Don't be a victim of fraud! Only apply for credit with a trusted, FCA authorised lender like Cashfloat. Click here to join over 100,000 people in the UK who we've helped to access short term funds safely and securely.
Want to take out a loan with MoneyLine Ltd? Beware! Fraudsters have set up a clone company with the same name as this FCA-registered firm, and want to trick innocent customers into paying them money.
The FCA have reported this scam on their website.
Real company name: MoneyLine Ltd
Clone Company Name: MoneyLine Loans Ltd/MoneyLine Lender
Be aware that scammers may provide other false details or mix these with some correct details of the registered company. They may also change their contact details over time, to new email addresses, telephone numbers or physical addresses.
The legitimate MoneyLine company offers several online loan options, with an online application system on their website www.moneyline-uk.com.
The fraudsters are known to be contacting people using the following information:
Telephone: 01224015006, 03333442979
Email: moneylinelender@protonmail.com
Don't fall prey to scams! Never make any payments to individuals who 'claim' they are calling from MoneyLine, as they will never request money or upfront fees from you under any circumstance. If an individual 'claims' to be from a regulated company, you can always hang up and call the company's customer service number to ensure it's not a scam. Always double check financial companies you are using for the first time, on the FCA register, especially if any of their policies seem questionable.
Need help finding a loan? Uplift Money is a loan broker in the UK, offering several kinds of loans to suit different needs. But beware of the scams! Fraudsters posing as representatives of Uplift Money have been caught targeting customers in an attempt to steal money from them. The FCA have reported this scam on their website.
Real company name: Uplift Money Ltd
Clone company name: Uplift Money
Uplift Money Ltd are an appointed representative broker of registered trader Dennico Ltd. They can help you with loans of different kinds including home loans, holiday loans and car loans. A group of scammers have recently been caught targeting innocent customers by phone and email, offering them loans supposedly from Uplift Money Ltd which is a reliable firm.
Not only will the victim be handing over their sensitive personal and financial details, but they may also be asked to pay a fee upfront before receiving their loan. Scammers have successfully made thousands of pounds using this technique on unsuspecting individuals.
This scam has been known to be using the following contact details:
Telephone: +442034751535, +442034753818
Email: upliftmoneyltd@gmail.com
The FCA know about this scam, but the scammers may still be operating, so beware of any broker represenattives who ask you for personal information over the phone, or contact you from an email address ending in gmail.com. If you are unsure if a representative is authentic, you could always hang up and check that their contact details match those on the company's website. You should also check that a company is listed on the FCA register before buying financial products from them.
Want a business loan from Finance-Hub? Be careful! Fraudsters are pretending to be from the FCA authorised company "Finance Hub" and are using their upstanding reputation to trick unsuspecting customers into paying them money. The FCA has reported this scam on their website.
Real company name: Finance Hub Ltd
Clone company name: Finance-Hub
Beware! Scammers may mix false details with some correct details of the registered firm to appear legitimate to consumers. Fraudsters are contacting inoccent people pretending to be from Finance Hub and tricking them into paying them money.
Finance Hub is a company offering a range of financial products for businesses. They deal in business loans and mortgages and other commercial services. Finance Hub are FCA approved, and recently scammers have been using the company's details to swindle customers into paying them money.
The fraudsters are known to have been using the following details:
Telephone: +447517031846, +3228082951, +3228082953
Email: support@finance-hub.org, jayhamilton@finance-hub.org, nicolaspichler@finance-hub.org, evaking@finance-hub.org
Website: www.finance-hub.org
Don't be a victim of fraud! Never make any payments to individuals who 'claim' they are calling from Finance Hub, as they will never request money from you under any circumstance. If an individual 'claims' to be from an authorised company, you can always hang up and call the company's customer service number to ensure it's not a scam. Always double check financial companies you have not used before, on the FCA register, especially if any of their policies or credentials seem questionable.
Looking to apply for a loan with Zopa? Be careful! Fraudsters are pretending to be from the FCA authorised company "Zopa" and are using their upstanding reputation to trick unsuspecting customers into paying them money. The FCA has reported this scam on their website.
Real company name: Zopa Bank Limited
Clone company name: Quick Easy Loan/ Quick Easy Limited
Beware! Scammers may mix false details with some correct details of the registered firm to appear legitimate to consumers. Fraudsters are contacting inoccent people pretending to be from Zopa and tricking them into paying them money.
Zopa Bank is a company offering a range of financial products such as loans, credit cards, and savings accounts. They are FCA approved, and unfortuantely scammers have been found to be using the firm's details and tricking innocent customers into giving over their personal details or paying them money.
The fraudsters are known to have been using the following details:
Email: fastcredittoday365@gmail.com
Don't be a victim of fraud! Never make any payments to individuals who 'claim' they are calling from Zopa, as they will never request money from you under any circumstance. If an individual 'claims' to be from an authorised company, you can always hang up and call the company's customer service number to ensure it's not a scam. Always double check financial companies you have not used before, on the FCA register, especially if any of their policies or credentials seem questionable.
Looking for a loan from Talk Loans Ltd? Beware! Fraudsters are contacting innocent customers, posing as Talk Loans representatives, and trying to swindle them out of their hard-earned money.
The FCA have reported this scam on their website.
Real company name: Butler Westbury Ltd, trading as Talk Loans
Clone Company Name: Talk Loans
Be aware that scammers may provide other false details or mix these with some correct details of the registered company. They may also change their contact details over time, to new email addresses, telephone numbers or physical addresses.
Talk Loans is a popular loan broker offering high quality financial products. They are authorised by the FCA, and have many happy customers. Fraudsters have been targeting customers using the details of this firm to authenticate themselves, and attempt to steal money from unsuspecting customers.
The fraudsters are known to be contacting people using the following information:
Telephone: 02080950805
Email: michael.ruth88991@gmail.com
Don't fall prey to scams! Never make any payments to individuals who 'claim' they are calling from this companies, as they will never request money or upfront fees from you under any circumstance. If an individual 'claims' to be from a regulated company, you can always hang up and call the company's customer service number to ensure it's not a scam. Always double check financial companies you are using for the first time, on the FCA register, especially if any of their policies seem questionable.
Want to take out a corporate loan with China Construction Bank? Beware! Fraudsters have set up a clone company with the same name as this FCA-registered firm, and are attempting to steal money from innocent customers.
The FCA have reported this scam on their website.
Real company name: China Construction Bank Corporation London Branch
Clone Company Name: ccbuk.online
Be aware that scammers may provide other false details or mix these with some correct details of the registered company. They may also change their contact details over time, to new email addresses, telephone numbers or physical addresses.
China Construction Bank is an FCA-registered firm that offers banking services for Chinese firms operating in the UK. They offer a wide range of products including corporate loans and documentary sefvices. Fraudsters are now using the details of the China Construction Bank as a cover, when trying to trick unsuspecting indidviduals to pay them money.
The fraudsters are known to be contacting people using the following information:
Telephone: 02081233307
Website: www.ccbuk.online
Don't be a victim of fraud! Never make any payments to individuals who 'claim' they are calling from any of these companies, as they will never request money or upfront fees from you under any circumstance. If an individual 'claims' to be from a regulated company, you can always hang up and call the company's customer service number to ensure it's not a scam. Always double check financial companies you are using for the first time, on the FCA register, especially if any of their policies seem questionable.
Want to take out a loan with Little Loans Ltd? Beware! Fraudsters have set up a clone company with the same name as this FCA-registered firm, and want to swindle innocent customers into paying them money.
The FCA have reported this scam on their website.
Real company name: Digitonomy Limited
Clone Company Name: Little Loans Ltd/ Little Loans Group/ Little Loans Society/ Money Line Loans
Be aware that scammers may provide other false details or mix these with some correct details of the registered company. They may also change their contact details over time, to new email addresses, telephone numbers or physical addresses.
Digotonomy is an umbrella organisation of several companies offering financial solutions. Among these companies are Little Loans, Moneyline Loans and Cashflex. Fraudsters have been targeting customers using the details of these firms to authenticate themselves, and attempt to steal money from unsuspecting customers.
The fraudsters are known to be contacting people using the following information:
Telephone: 01280491006
Email: littleloans@prontonmail.com
Don't fall prey to scams! Never make any payments to individuals who 'claim' they are calling from any of these companies, as they will never request money or upfront fees from you under any circumstance. If an individual 'claims' to be from a regulated company, you can always hang up and call the company's customer service number to ensure it's not a scam. Always double check financial companies you are using for the first time, on the FCA register, especially if any of their policies seem questionable.
Fraudsters have been contacting unsuspecting UK citizens posing as an FCA approved lender 'Hitachi Capital' in an effort to swindle them out of their hard earned money.
Real Company Name: Hitachi Capital PLC
Clone Company Name: Hitachiloans@protonmail.com
Hitachi Capital PLC offers a range of financil products for individuals and businesses. Many products are geared to boosting growth in businesses, for example asset finance and vehicle solutions. Unfortunately scammers using the information of this FCA-approved organisation and are contacting unsuspecting customers offering fake financial services and trying to steal money from them.
They are known to have been using these contact details:
Telephone: +443333031477, +442081236563
Email: hitachiloans@protonmail.com
Protect yourself from fraud! A phone call out of the blue from a loan company or any financial institution should raise your suspicions. Never give your personal information via phone, website, or email if you are not sure that the company is legitimate and FCA regulated. You can always double check using the Financial Services Register.
This fraud has been successfully reported to the FCA.
Want to take out a loan with Cashflex, a part of the Digotonomy Group? Beware! Fraudsters have set up a clone firm of this FCA-registered firm, and want to trick innocent customers into paying them money.
The FCA have reported this scam on their website.
Real company name: Cashflex
Clone Company Name: Cash Flex Loans U.K Ltd
Be aware that scammers may provide other false details or mix these with some correct details of the registered company. They may also change their contact details over time, to new email addresses, telephone numbers or physical addresses.
Cashflex is a part of the Digotonomy Group, a financial comparison company. Cashflex match customers up with short-term loans between £100 and £5,000 through an online platform. They require a detailed application form to be filled in, and will then give you quotes for loans from several different lenders and brokers within a matter of minutes. The clone company are using Cashflex's name and tricking innocent people into providing them with their personal information.
The fraudsters are known to be contacting people using the following information:
Telephone: 02032896035
Email: customerloanuk042493@googlegroups.com
Protect yourself from scams! Never give personal details or make payments to a firm before checking their legitimacy on the FCA's website. If an individual 'claims' to be from a regulated company, you can always hang up and call the company's customer service number to ensure it's not a scam.
Applying for a loan with Max Your Finance Ltd? Beware: Fraudsters have set up a clone of this FCA approved company, and are targeting customers using the registered company's details. Make sure that you don't provide any personal details to any callers, emails or websites that don't match the details of the authorised company.
The FCA have reported this scam on their website.
Real company name: Max Your Finance Limited
Clone company name: All Credit Loans
Be aware that scammers may provide other false details or mix these with some correct details of the registered company. They may also change their contact details over time, to new email addresses, telephone numbers or physical addresses.
The fraudsters are known to be using the following information:
Telephone: 07451213168
Email: lisa.simpson2255@gmail.com
Don't be a victim of fraud! Never make any payments to individuals who 'claim' they are calling from Loans 2 Go, as they will never request money or upfront fees from you under any circumstance. If an individual 'claims' to be from a regulated company, you can always hang up and call the company's customer service number to ensure it's not a scam. Always double check financial companies you are using for the first time, on the FCA register, especially if any of their policies seem questionable.
Looking for a student loan with a reputable company? Future Finance Loan Corporation is great, but make sure it's actually them you're contacting!
Scammers have set up a clone of this FCA approved company and are trying to trick unsuspecting applicants to provide them with their bank details. The FCA have reported this scam on their website.
Real company name: Future Finance Loans Corporation Limited
Clone Company Name: Future Loans
Be aware that scammers may provide other false details or mix these with some correct details of the registered company. They may also change their contact details over time, to new email addresses, telephone numbers or physical addresses.
The fraudsters are known to be using the following information:
Telephone: 02080950234, 02080950260
Don't be a victim of fraud! Never make any payments to individuals who 'claim' they are calling from Loans 2 Go, as they will never request money or upfront fees from you under any circumstance. If an individual 'claims' to be from a regulated company, you can always hang up and call the company's customer service number to ensure it's not a scam. Always double check financial companies you are using for the first time, on the FCA register, especially if any of their policies seem questionable.
Are you looking to use Money Saving Expert’s comparison services? Beware! Fraudsters are pretending to be from the authorised firm Money Saving Expert to trick innocent customers into paying them money. The FCA has reported this scam on their website.
Real company name: Moneysavingexpert.com Limited
Clone company name: Money Saving Expert
Be careful! Scammers may mix false details together with some correct details of the registered firm to appear legitimate. They may also change contact details over time to new telephone numbers, email addresses or physical addresses.
The fraudsters are known to have been using the following details:
Email: moneysavingexpert@consultant.com, martinlewis@publicist.com
Don't be a victim of fraud! Never make any payments to individuals who 'claim' they are from Money Saving Expert, as they will never request money from you under any circumstance. Always double-check financial companies you have not used before on the FCA register, especially if you're unsure about any of their policies.
Looking to use Money Supermarket's expert comparison services? Be careful! Scammers are pretending to be from the FCA authorised company "Money Supermarket" and are using their upstanding reputation to trick unsuspecting customers into paying them money. The FCA has reported this scam on their website.
Real company name: Moneysupermarket.com Financial Group Limited
Clone company name: Money Supermarket
Beware! Fraudsters may mix false details with some correct details of the registered firm to appear legitimate to consumers. They are contacting innocent people who may fall prey to their scam.
The fraudsters are known to have been using the following details:
Telephone: 01244 534 827; +448000664915; 02039917780
Email: moneysupermarket@representative.com; enquiries.moneysupermarket@consultant.com; moneysuper@net-shopping.com
Don't be a victim of fraud! Never make any payments to individuals who 'claim' they are calling from Money Supermarket, as they will never request money from you under any circumstance. If an individual 'claims' to be from an authorised company, you can always hang up and call the company's customer service number to ensure it's not a scam.
Looking to apply for a loan with Loans2go? Be careful! Scammers are pretending to be from the FCA authorised company "Loans 2 Go Limited" and are using their upstanding reputation to trick unsuspecting customers into paying them money. The FCA has reported this scam on their website.
Real company name: Loans 2 Go Limited trading as www.todayloans.co.uk
Clone company name: Today Loans UK Ltd
Beware! Scammers may mix false details with some correct details of the registered firm to appear legitimate to consumers. Please note that Loans 2 Go Limited or any of its trading names do not charge customers a setup fee or initial admin fees. They also don’t deal with brokers that charge an initial broker or admin fee from customers.
The fraudsters are known to have been using the following details:
Telephone: 02030971899, 03300010851, 01618186949
Email: headoffice393@gmail.com, loanteam6@gmail.com, today-loans-uk@googlegroups.com
Don't be a victim of fraud! Never make any payments to individuals who 'claim' they are calling from Loans 2 Go, as they will never request money or upfront fees from you under any circumstance. If an individual 'claims' to be from a regulated company, you can always hang up and call the company's customer service number to ensure it's not a scam. Always double check financial companies you are using for the first time, on the FCA register, especially if any of their policies seem questionable.
Looking to apply for a loan with Sterling Professional Finance? Be careful! Fraudsters are pretending to be part of the ‘Sterling Professional Finance Company’ an FCA authorised firm, and are using their upstanding reputation to trick unsuspecting customers into paying them money. The FCA has reported this scam on their website.
Real company name: Sterling Professional Finance Limited
Clone company name: Full Funding Circle
Beware! Scammers may mix false details with some correct details of the registered firm to appear legitimate to consumers. They may also change contact details over time to new email addresses, telephone numbers or physical addresses.
The scammers are known to have been using the following details:
Telephone: 08452200369
Email: info@fullfunding-circle.com
Website: www.fullfunding-circle.com
Don't be a victim of fraud! Never make any payments to individuals who 'claim' they are calling from Sterling Professional Finance , as they will never request money from you under any circumstance. Always double-check that financial companies are legitimate before using them. Check them up on the FCA register, especially if you're not sure about their policies or licenses. Authorised loan companies should always have a secure website (check for the padlock symbol next to the URL in the search bar). Note, the clone website http://fullfunding-circle.com/ is not secure!
Looking to apply for credit with Buddy Loans? Be careful! A group of criminals have cloned the website of Buddy Loans, a reputable FCA authorised firm. They have changed the end of the URL to “.co.za” instead of “.com” to trick unsuspecting customers into paying them money. The FCA has reported this scam on their website.
Real company name: Advancis Limited, trading as Buddy Loans
Clone company name: Buddy Loans
Advancis Ltd, trading as Buddy Loans is a guarantor lender in the UK. British citizens can apply via the online website for a loan up to £10,000, with various options such as applying with bad credit. Their website is https://www.buddyloans.com/.
There is another website, almost identical to this one, called http://www.buddyloans.co.za/. This one is a scam! Note, these criminals are operating in South Africa and offering loans in their currency - Rand.
Beware! Scammers may mix false details with some correct details of the registered firm to appear legitimate to consumers.
The scammers are known to have been using the following details (as stated on their website):
Telephone: +27215160010
Email: info@buddyloans.co.za
Address: 1 bridgeway, Bridegeways Precinct, Cape Town, Cape Town, 7441
Don't fall for fraud! Always double-check that financial companies are legitimate before using them. Check them up on the FCA register, especially if you're not sure about their policies or licenses. Authorised loan companies should always have a secure website (check for the padlock symbol next the the URL in the search bar). Note, the clone website of Buddy Loans is not secure!
Looking to apply for a loan with Sweet Loanz? Be careful! Fraudsters are pretending to be from the FCA authorised company "Sweet Loanz" and are using their upstanding reputation to trick unsuspecting customers into paying them money. The FCA has reported this scam on their website.
Real company name: Sweet Loanz, a trading name of Trusted Finance Ltd
Clone company name: Sweet Loanz
Beware! Scammers may mix false details with some correct details of the registered firm to appear legitimate to consumers. Fraudsters are contacting inoccent people pretending to be from Sweet Loanz and tricking them into paying them money.
The fraudsters are known to have been using the following details:
Telephone: 02080890415, 0330 8180718
Email: finance_team@aol.com, financeteam@oal.com
Don't be a victim of fraud! Never make any payments to individuals who 'claim' they are calling from Sweet Loanz, as they will never request money from you under any circumstance. If an individual 'claims' to be from an authorised company, you can always hang up and call the company's customer service number to ensure it's not a scam. Always double check financial companies you have not used before, on the FCA register, especially if any of their policies or credentials seem questionable.
Cashfloat.co.uk offers loans between £500 and £2,500 online via www.cashfloat.co.uk. Scammers have been calling people that were declined for a loan online, pretending to be from Cashfloat and offering them loans over the phone.
The scammers, who seem to be operating out of an Indian Call Centre, are known to be using the following details:
As always, never pay an upfront fee of any kind before you receive a loan. Moreover, never trust a company that claims to have approved you for a loan before you have even applied. In most cases, the scammers will just take your money and disappear, leaving you in an even worse situation than before.
One victim recorded his phone call with the scammers to alert us to what was going on. Listen to the audio!
Scammer making up data protection acts and justifying upfront payment
Scammer assuring that loan will reach the bank account soon
You may have noticed:
You can read more tips on how to spot a loan scam as well as how to protect yourself from loan fee fraud here.
A group of criminals have cloned the website of a reputable online brokerage firm called Personal Loans Now.
Real Company Name: Personal Loans Now, a trading name of Rigstone Capital UG
Clone Company Name: Personal Loan Now
Personal Loans Now, a trading name of Rigstone Capital UG, works with Quint Group Limited to offer brokerage services. UK citizens can apply via the online website for a loan of £500 up to £25,000, with various options such as applying with bad credit or using a guarantor. Their website is personalloansnow.co.uk – note the ‘s’ in ‘loans’.
There is another website, almost identical to this one, called personalloannow.co.uk. This one is a scam! The people behind it have already successfully extorted thousands of pounds out of unsuspecting consumers!
They have been known to be using this telephone number: 03302200132.
The bank details they are asking people to deposit money into is as follows:
Bank: Santander
Sort Code: 09-01-28
Account: 00549982
They claim they are FCA registered with the FCA authorisation number: z1498441. We checked for this number on the FCA register and it was not found - clearly confirming that it is all a scam.
Look at the images below. Can you spot the difference between the real website and the clone? (Click the image to enlarge).
A member on our team has spoken to the scammers, posing as an interested customer. The first time, they impersonated Credit Extra Cash and the second time, they impersonated Bad Credit Site. Listen to these call recordings to see what happened!
Scammer ask for 190 pounds for "insurance"
Talking to the 'Tony Berga' the "supervisor"
As you can hear, the correspondent becomes quite aggressive when there is a suggestion of a delayed payment.
This case was successfully reported to the FCA, GoDaddy and Google by Cashfloat.co.uk.
Looking to apply for a loan with Stepstone Credit? Careful! Scammers have added an "s" to the FCA authorised company name "Stepstone Credit" to trick unsuspecting customers into paying them money. The FCA has reported this scam on their website.
Real company name: Stepstone Credit, a trading name of Hymarc Limited
Clone company name: Stepstone Credits
The scammers are known to have been using the following false details:
Address: The Southborough Centre, The Warehouse, Draper Street, Tunbridge Wells, England, TN4 0PG; Ebenzer House, Broadwalk House, 550 Appold Street, London, EC2A 2AG
Telephone: 01843 482363
Email: support@stepstonecredits.co.uk; info@stepstonecredits.co.uk; complaints@stepstonecredits.co.uk
Website: https://www.stepstonecredits.co.uk/
Don't fall for fraud! Always double-check financial companies you have not used before on the FCA register, especially if you're not sure about their policies or licenses. Legitimate loan companies should always have a secure website (check for the padlock symbol next the the URL in the search bar). In addition, FCA authorised companies should be able to answer any questions or concerns you have about the loan process or their company. If a company representative is avoiding your questions or pressuring you to take a loan with them, you should think twice before submitting an application.
Looking for a loan? Make sure the lender you're applying with is who they say they are! Scammers have been using the FCA authorised company name "Cash4u" along with false details to steal money from unsuspecting customers. The FCA has reported this scam on their website.
Real company name: Cash4u, a trading name of Chay Leighton Shepherd
Clone company name: Cash4u
The scammers are known to have been using the following details:
Address: Accounts Lending, 15-19 Business Port, London, NW1 3DX
Telephone: 02895810626, 03333034586, 03333030948, 03333031462
Email: cash4u2020@outlook.com, lending@cash4u.com
Don't be a victim of fraud! Legitimate credit companies should never cold call you offering you or pressuring you to take a loan. If they claim to be from an authorised company, you can always hang up and call the company's customer service number to ensure it's not a scam. Always double-check financial companies you have not used before on the FCA register, especially if you're not sure about any of their policies or credentials.
Do you need some quick cash? Well don't apply with Cash2All! The FCA have reported this company as a scam. They are using some details from a legitimate, FCA authorised firm to establish credibility and steal money from unsuspecting customers.
Real company name: Fidelity Works Ltd
Clone company name: Cash2All
Beware! Fraudsters often mix details of real companies with fake details to try and appear legitimate to consumers. Cash2All is a fraudulent company offering fake loans to innocent people who may fall prey to their scam.
The scammers are known to have been using the following details:
Address: Fidelity Works Ltd, 86 Old Paul Street, London EC2A 4NE
Telephone: 0203 4759 458; +44 203 7459 021
Email: decision@cash2all.co.uk
Website: https://www.cash2all.co.uk/
Don't be a scam victim! Remember, legitimate credit companies should not ask for any kind of "upfront deposit" before funding you a loan. If any company asks you for any type of advance payment, this should be a red flag. Always double check financial companies you have not used before on the FCA register, especially if any of their policies or credentials seem questionable.
Have you been cold called recently? Were you offered a loan from Cashfloat? Don't fall for this scam! Fraudsters have been impersonating FCA authorised direct lender Cashfloat and attempting to swindle people out of their money over the phone.
The numbers that the scammers used were:
Cashfloat is an FCA authorised and regulated direct lender operating in the UK. Our correct company details are below:
Don't be a victim of fraud! A legitimate loan company should not cold call its customers! If you get a call out of the blue offering you a loan, be suspicious. You should not have to pay money or buy vouchers upfront to receive a loan. If you are unsure about any company, ask for their registration details and double check them on the FCA register to confirm their legitimacy. Never give out personal details online or over the phone if you aren't sure you are dealing with a proper company.
Horizoncrestcreditunion.com is a phony website claiming to offer loans, investments and other financial products online. Despite their claims, they are NOT authorised or regulated by the FCA. This scam site is using details from a legitimate business to con people.
Real Company Name: Brent Shrine Credit Union Limited
Clone Company Name: Horizon Crest Credit Union
Brent Shrine Credit Union Limited, trading as My Community Bank is an FCA authorised firm offering personal loans, saving accounts, and other financial services in the UK. The clone company has been using Brent Shrine Credit Union Ltd.'s name to promote fake financial products online and scam unwitting consumers. The scammers are known to have been using the following false business details:
Address: 62, Margaret Street, London W1W 8TF
Telephone: +1 (415) 598-7568
Email: support@horizoncrestcreditunion.com
Website: https://horizoncrestcreditunion.com/index.php/home/index
The FCA have reported this scam on their website to alert consumers.
Don't be an easy target for fraudsters! Always check financial service companies that are new to you on the FCA Register. Never give any personal information over the phone or internet before you are certain you are dealing with a legitimate company. You have the right to ask questions about the company and its products and services. If the company seems evasive or tries to pressure you into filling an application or providing personal information, stay far away – it is likely a scam!
Scammers have created a fake investment brokerage website "AG Broker" to con unsuspecting people into entrusting them with their money.
Real Company Name: A G Broker S.r.l.
Clone Company Name: AG Broker
A G Broker S.r.l. is an EEA authorised firm offering insurance brokerage services in Italy. Fraudsters have been unlawfully using this company's name to offer fake financial products and swindle innocent consumers out of their money. This clone company is known to have been using the following fake business details:
Address: 190 High Holborn, London, WC1V 7BH EC2N4AY
Telephone: +442035141360, +442086388397
Email: lee.edwards@agbroker.co.uk, info@agbroker.co.uk
Website: www.agbroker.co.uk
The FCA have issued a public warning about this scam.
Don't be a scam victim! Always double check financial companies you're not sure about on the FCA register before filling out applications or giving any personal information. A legitimate company should never pressure you to apply for their services and should be willing to answer any questions you may have. If you're feeling pressured or unsure about a company, stay away!
Cashfloat.co.uk offers loans between £500 and £2,500 online via www.cashfloat.co.uk.
Unfortunately, scammers have been impersonating Cashfloat, saying their website is Cashfloat.com (which does not exist.
The scammers, who are operating out of an Indian Call Centre, are known to be using the following details:
As always, you should never trust a company that claims to have approved you for a loan before you have even applied, and you should never pay an upfront fee of any kind before you receive a loan. In most cases, the scammers will just take your money and disappear, leaving you in an even worse situation than before.
One of our own customer service representatives actually called up the scammers. Listen to the audio!
Our employee's mobile number has been cut out of the recording for safety purposes
You may have noticed:
Scammers have been contacting unsuspecting UK citizens posing as an FCA approved lender 'Monarch Loans' in an effort to swindle them out of their hard earned money.
Real Company Name: Leadsmarket UK Ltd, Leadsmarket.com LLC
Clone Company Name: Monarch Loans
Leadsmarket UK Ltd offers cutting edge lead technology to lenders, along with other services to help further various business campaigns in the financial sector. Unfortunately, fraudsters have been using this FCA authorised business's details to offer fake loans and steal money from consumers.
They are known to have been using these telephone numbers:
Protect yourself from fraud! A phone call out of the blue from a loan company or any financial institution should raise your suspicions. Never give your personal information via phone, website, or email if you are not sure that the company is legitimate and FCA regulated. You can always double check using the Financial Services Register.
This fraud has been successfully reported to the FCA.
British-lenders.uk is scam a website claiming to offer loans online. =
Despite claiming on their website, that they are FCA authorised, they are in fact NOT registered with FCA or ICO. The FCA has even issued a public warning about this website.
They have been known to scam people by claiming that before they can fund them their loan, they need the first installment as 'insurance'. Please note: No responsible lender will ever ask you to make payments on a loan before they fund you the loan!
One online review reads:
Please Beware!!! I filled out an online application for a short term loan with British Lenders as I needed some finance for my business to help with cashflow. To cut a very long story short, they scammed me out of £849.00 and the loan never materialised and they continued to call asking for more money and refusing a refund when I said I no longer wanted the loan.
Known phone numbers: 0208 088 2327, 0203 318 2655, 03300174182, 03457213141, 03452661710
Known email addreses: info@british-lenders.uk
The website operates out of India.
On their website, Soft Loans claim to be an FCA authorised credit broker – but they’re not.
Real Company Name: FIDELITY WORKS LTD
Clone Company Name: Soft Loans, claiming to be a trade name of Fidelity Works Ltd
Fidelity Works Ltd describe themselves as an affiliate ‘bargain superstore’, acting as a go between for affiliate marketers and lenders of payday loans, instalment loans and car finance. They are fully registered by the FCA and are a well-known and established company.
Soft Loans looks like a decent credit broker where you can apply for a loan of £500 to £20,000. They claim to be a trading name of Fidelity Works Ltd, acting under their license – but they’re not. This is what their home page looks like:
As you can see, it looks like a normal credit broker’s website. There is nothing to suggest that it is actually a scam. If you want to be sure that they are authentic, you are likely to scroll down to the bottom of the page where you will see this:
It looks like this company is registered with the FCA, and you may even have heard of Fidelity Works. All this makes users more likely to continue with their application. However, Soft Loans is not a trading name of Fidelity Works, and it is not authorised in any way. It is a scam! This is reported on the FCA’s website, but at time of writing the Soft Loans website (softloan.online) is still live, meaning that they can continue stealing money from unsuspecting victims.
They are also known to be using the email address info@softloan.online, as well as these telephone numbers:
We at Cashfloat hope that by reporting this, we are saving potential victims from losing their hard-earned cash to these scammers.
Fraudsters are contacting people claiming to be from FCA authorised broker Lily Loans in an attempt to make money off them.
Real Company Name: Lily Loans, a trading name of Season Marketing Limited
Clone Company Name: Lily Loans
Lily Loans is the trading name of Season Marketing Limited, a company who have been authorised to offer brokerage services in the UK. UK citizens can apply for short term loans of up to £2,000, with repayment terms of 1-6 months. However, scammers have been cold-calling people claiming to be from Lily Loans. The scammer informs the victim that they have been approved for a loan and only need to send a small fee in order to receive the money.
They are known to have been using the email address lilyloans.info@gmail.com as well as the following phone numbers:
Remember, always be suspicious if a company is using a Gmail or other free email account, and FCA authorised companies will never require you to pay a fee in order to receive your loan.
This case has been successfully reported to the FCA.
Funding Circle Loans is a clone company of FCA authorised Funding Circle Ltd, set up by criminals as a way of obtaining money.
Real Company Name: Funding Circle Ltd
Clone Company Name: Funding Circle Loans
Although Funding Circle Loans may sound very similar to Funding Circle Ltd, they are two very different companies. Funding Circle Ltd is the one of the largest peer-to-peer companies in the UK. They offer businesses unsecured loans of up to £1 million, using money from people who choose to invest their money into this platform. For a deeper understanding of how this works, read our peer to peer guide.
Funding Circle Loans, on the other hand, is a fake company owned by criminals. They are giving out the email addresses fundingloanplc@yahoo.com and fundingcircleplc@gmail.com and may be using other false details too. They’ve even set up a false website, http://fundingcircle.bravesites.com/, which appears very similar to the real one but with some fundamental changes. For example, say you want to invest in the company. You transfer a large sum of money, hoping for some decent returns, but the money ends up landing in their bank account, never to be seen again.
Scammers are posing as authorised credit broker Bee Loans to try and cheat victims out of their money.
Real Company Name: Bee Loans, a trading name of Munee Hut LLP
Clone Company Name: Bee Loans
Munee Hut LLP are an FCA authorised credit broker operating with the trading names of Moolr and Bee Loans. Citizens of the UK can apply via either website for loans of up to £5,000 with repayment terms of up to 5 years, and as a broker, Munee Hut LLP will try to get their application approved by a direct lender.
However, many people have been contacted by criminals pretending to be employees of Bee Loans, offering them a loan if they pay a fee. These criminals are hoping that enough victims will fall for the scam and pay the fee for them to make a tidy profit. Remember that no FCA authorised lender or broker should be asking for a fee in order for you to receive a loan.
They have been known to use this phone number:
This case has been successfully reported to the FCA.
If you’ve been contacted by a lender called Get Your Loans, stay away! It’s a scam!
Get Your Loans claim to be a child company of a legit company, while in fact, they are not. Their website, getyourloans.co.uk, looks genuine at first glance.
Fake Company Name: Get Your Loans
Get Your Loans claim to be a child company of a legit company, while in fact, they are not. Their website, getyourloans.co.uk, looks genuine at first glance.
Reading through the text will reveal some obvious errors, a clear warning signal, Furthermore, although they proclaim “We're a free licensed credit broker, not a lender.”, there is no reference to an FCA authorisation number anywhere on the site. Although this scam is already listed on the FCA’s website, their site is live at time of writing and the scam is still active.
The scammers have used the email address getyourloans.info@gmail.com as well as the following telephone numbers:
This case has been successfully reported to the FCA.
GetMyLoans offers access to instalment loans from £1,000 to £3,500 over up to 2 years.
However, please beware of scammers who have been impersonating GetMyLoans employees in an attempt to make some easy money. As always, you should never trust a company that claims to have approved you for a loan before you have even applied, and you should never pay an upfront fee of any kind before you receive a loan. In most cases, the scammers will just take your money and disappear, leaving you in an even worse situation than before.
The scammers are known to have been using the following details:
The FCA have reported this fraud on their website.
Here’s a new one - Bee Loans have been posing as individuals on social media to promote their loans!
Bee Loans is a broker who can try to help you find a loan of £100 up to £5,000. However, have they been using new, subtle tactics to advertise their business?
In one recent conversation on Facebook, a user asked if anyone knew where he could get a loan. Another user answered and recommended Bee Loans, and promoted the broker throughout their short conversation.
However, these users are actually working together to advertise Bee Loans. This fake conversation, occurring on several Facebook pages, is there to tell other UK citizens about Bee Loans by ‘demonstrating’ how simple and fast it is to obtain a loan. Bear in mind that short term loans should not be taken out unless the borrower has checked out all their options and has no alternative.
After finding out about this scheme, The Sun contacted the broker who have since paused this method of advertising. The Sun are reporting these ads to the FCA.
DWK Financial Home claim to be specialists on loan finance. What they don’t tell you is that they’re actually a scam.
David William Kettle is an FCA authorised individual, and a group of scammers have taken his name and registration and used it to create a loan website, dwkfinancialhome.loan.
The website itself offers some clues to it being a scam. For example:
While the FCA have reported this scam on their website, the DWK website is still up and running, and may attract victims.
It is always important to be on the lookout for details such as the ones listed above which indicate that you may be dealing with fraudsters.
Creditstar UK Limited has been cloned!
Creditstar is an online short term loans company offer loans of up to £300 for new customers or £700 for existing customers. Their official name is Creditstar UK Limited. Recently, a group of fraudsters have been calling people to offer them loans, claiming to be from Creditstar UK Limited. They can be very convincing and persuade people to give over their sensitive personal and financial details, as well as paying a fee to receive the loan. Once they’ve received the money, the scammers disappear and the loan never arrives.
These scammers have been known to be using the following numbers:
The FCA have reported about this scam on their website.
Applying with Active Cash UK is the same as applying with Active Cash, right? Wrong, actually.
Real company name: Mindflow Marketing Ltd, trading as Active Cash
Clone company name: Active Cash UK
Active Cash is a credit broker offering access to loans of up to £1,000. However, if you receive a cold phone call from them it is probably a scam. Claiming to be from Active Cash UK, scammers claim that you have already been approved for a loan, and just need to pay a small fee in order to receive it. Once you pay the fee, the loan never arrives and realisation sinks in that you’ve been scammed.
The fraudsters are known to be using the following details:
The FCA are aware of this scam.
Looking for a loan? Blue Sky Loans are the solution to your needs – or so they claim. It’s actually a scam!
Real company name: Ingard Financial Limited
Clone company name: First 4 London trading as Blue Sky Loans
Blue Sky Loans claim to be a reputable loan company, registered under Ingard Financial Limited. However, Ingard are a mortgage and bridging loan company with no connection to Blue Sky Loans.
They have been known to be using the following details:
This scam has been successfully reported to the FCA.
Loan for Tenant are a useful lender if you are a tenant trying to find a loan. The only problem is that they aren’t actually FCA- authorised – despite claiming to be.
Real company name: TFS Loans Limited
Clone company name: Loan for Tenant, a trading name of TFS Loans Limited
If you’re looking for a guarantor loan, TFS Loans Limited may be able to help you. They are authorised by the FCA and offer loans of up to £15,000 (although you have to be a homeowner for loans over £10,000).
Loan for Tenant is a fake company set up by fraudsters. In an attempt to gain credibility, they claim to be a trading name of the parent company TFS Loans Limited, which is a fully FCA-authorised firm. However, they should be avoided at all costs!
Loan for Tenant has been known to be using the following details:
The scam has been successfully reported to the FCA.
Fast Loan Credit of UK is a trading name of FCA-authorised company AvantCredit of UK – actually, it isn’t.
Real Company Name: AvantCredit of UK, LLC trading as AvantCredit
Clone Company Name: Fast Loan Credit of UK, LLC trading as Fast Loan Credit
AvantCredit is a personal loan company offering loans of £1,000 up to £20,000. They are authorised by the FCA and have developed a good reputation, which a group of fraudsters are trying to take advantage of.
They’ve set up a company called Fast Loan Credit, claiming to be a trading name of LLC. The problem is that by applying with them, not only will you be passing over your sensitive personal and financial details, but you will often be asked to pay an administration fee in order to receive your loan. Scammers have already raked in thousands of pounds using this tactic, and the victim never receives their loan.
They have been known to be using the following contact details:
This scam was successfully reported to the FCA.
Loantra are a credit broker who can help you find a short term loan or a personal loan. But they’ve been cloned!
Real company name: Serpable Ltd, trading as Loantra
Clone company name: Loantra
If you need a short term loan of up to £995, or a personal loan of up to £25,000, you may choose to apply with Loantra. They are an authorised credit broker who will do their best to find a lender to fund your loan.
However, if someone has approached you via phone or email claiming to be from Loantra, be careful! It is most likely a fraud, and they will ask you for upfront fees then make off with the cash – and your details!
They have been known to be using the following details:
The FCA are aware of this scam and have reported it on their website.
Need help with your retirement planning? Mortgage? What about a payday loan? Beware of the scams!
Real company name: Base Financial Ltd
Clone company name: Base Finance
Base Financial Ltd are a registered firm that can help you with pensions, mortgages and other investments. They don’t offer payday loans – but Base Finance does! This is really just a group of scammers who have set up a website called basefinance.win, featured in the image above. They are hoping that you’ve heard of Base Financial Ltd so you’ll assume that they are an authentic company, and will apply with them without checking them out.
Not only will the victim be handing over their sensitive personal and financial details, but they may also be asked to pay a fee upfront before receiving their loan. Scammers have successfully made thousands of pounds using this technique on unsuspecting individuals.
This scam has been known to be using the following contact details:
The FCA know about this scam, but the website is still open and attracting victims.
Moneyfall is an authorised credit broker - but waatch out for imposters!
The real company name is Serpable Ltd, trading as Moneyfall to help UK citizens find the loans they need. However, scammers have recently been contacting people, pretending to be employees of Moneyfall. They then trick their victims into paying a fee upfront in order to receive a loan that they have been pre-approved for. The victim hands over their personal details and pays the fee, but their loan never materialises.
The fraudsters have been known to use the following contact details:
This scam has been successfully reported to the FCA.
Looking for a Fast Loan UK? Or a Fast UK Loan? One’s real and one’s a scam – don’t get caught out!
Real company name: JDB Enterprise Group Ltd, trading as Fast Loan UK
Clone company name: Fast UK Loan
Fast Loan UK is an authorised lender offering small loans of up to £1,000. Their website is fastloanuk.co.uk. Scammers recently set up their own company and called it Fast UK Loan, with a website to match: fastukloan.co.uk.
See the sneaky switch? By making a small and subtle change to the website’s name, scammers successfully misled customer into applying with them, entering their private details, and paying a fee in order to receive their loan.
The fraudsters have been known to be using the following contact details:
The FCA have reported this clone company on their website.
My Quick Loan, My Personal Loan – or My Scam Loan? While both my-personalloan.com and my-quickloan.com are indeed registered on the FCA’s website, their “employees” who call you to offer a loan, are not.
Real company name: McCrory Finances Ltd, trading as my-personalloan.com and my-quickloan.com
Clone company name: My-personalloan and My-quickloan
As an Introducer to Quint Group, McCrory Finances Ltd offer access to a panel of lenders through their two websites, my-quickloan.com and my-personalloan.com. Recently, however, customers of both these sites have been targeted by fraudsters.
Scammers are calling or emailing people claiming to be employees of one of these sites, explaining that they have been pre-approved for a loan. To receive it, they have to pay a small charge – often £20 - £100, but sometimes more. Once the unsuspecting victim pays, the scammer makes off with the money and leaves them waiting for a loan that never arrives.
My-quickloan scammers are known to be using the following details:
My-personalloan scammers are known to be using the following details:
Both scams are reported on the FCA’s website.
Have you been contacted by Easy Daily Loans? Beware – it may be a scam!
Real company name: Fire Media Interactive Limited, trading as Easy Daily Loans
Clone company name: Easy Daily Loans
As a credit broker, Easy Daily Loans may be able to help you obtain a loan by submitting your application to several different lenders. They are registered with the FCA, so you know you’re safe with them. Or are you?
Criminals have been contacting people by phone and email, claiming to be from Easy Daily Loans. They dupe people into paying money to receive a loan, and then make off with the cash. Stay safe! Remember, payday lenders should not be contacting you to offer a loan.
The fraudsters are known to be using the following contact details:
This case has been successfully reported to the FCA.
It is thought that a criminals operate www.neofinance.loan. They have specifically chosen a domain that is very similar to a legitimate company called Neo Finance Limited to trick borrowers into trusting them.
The website is clearly not authorised by the FCA as there is no FCA authorisation number showing anywhere on the website. Another telltale sign is that there is no address or telephone number. The website asks customers to hand over their bank details and debit card details, including security code, to apply.
The FCA have a released a statement confirming:
“This firm is not authorised by us and is targeting people in the UK.”
Fraudsters are claiming to be from FCA authorised firm GB Loan, in an attempt to earn money from unsuspecting individuals.
Real Company Name: GB Loan, trading name of Pervasive Web Solutions.
Clone Company Name: Great Britain loans PVT loan Limited
GB Loan is a trading name of FCA authorised firm Pervasive Web Solutions. They are a payday loan broker based in Uxbridge, Middlesex, and their website is www.gbloan.co.uk. The scam claims to be calling from Great Britain Loans, giving out real details such as the same website and an almost identical address. However, the contact details are different.
If you were called from or told to call one of the following numbers, it is a scam!
They are also using the following email address: loanapprovalcustomerhelpline@gmail.com. As a rule, always be suspicious when you see a business using Gmail or other free email accounts.
The scammers are hoping you will pay the application fees, origination fees, transfer fees and anything else they can think of in order to receive your loan. However, they have no intention of giving you any money whatsoever.
This case has been successfully reported to the FCA.
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Loan scammers may cold-call you or may send you unsolicited emails. In most instances, they will impersonate a legitimate company in order for the scam to seem more realistic.
Warning signs of loan scams on the phone:
If you are suspicious, do not go ahead with the call! Say you will call back, and look up the real number for that lender online. If you have caller ID, enter the number they called you from on this phone number checker to see if anyone has reported it as a scam.
Text scams: If you have received a suspicious text message, most phone providers will allow you to report it for free by forwarding it to 7726. Your phone provider will then investigate where the text came from and arrange to block or ban the sender. Click here for more information on reporting a scam text message.
When you go onto a lender's website, how can you know if it is a scam?
Warning signs of loan scams online:
However, sometimes a website will look the same as a real one. Scammers sometimes set up clone websites that are an exact copy of an actual lender's site, often with only minute differences in the URL and contact details. It can be nearly impossible to discover that it's a fake.
That's why we recommend checking this fraud centre every time you want to take out a loan, as we will list every case of a cloned loan company that we hear of. You can also sign up to receive email alerts about every new loan scam we hear about. Bookmark this page now for easy reference and empower yourself to avoid becoming a victim of these cloning scams.
Our experts are happy to look into the matter for you to prevent you from becoming another victim of loan fraud. We aim to help everyone in the UK, which is why we are offering this service for free to everyone who needs it, not just our customers. Call us free on 0800-470-1076 or fill out the form below and we’ll get back to you right away.
If you have identified a loan scam, don’t just leave it and move on. Spread the word! Just fill out the form below and leave the rest to us. We’ll publicise it and tell as many people as possible. Let’s put those scammers out of business!
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