Payday Loans in Manchester

Living in Manchester and looking for a payday loan? No need to go into town in search of a payday loan shop! Apply online from the comfort of your home and get funded within one hour of approval.
Apply now
Representative example: Borrow £700 for 6 months. 1st monthly repayment of £168.45, 4 monthly repayments of £224.60, last monthly repayment of £112.20. Total repayment £1,179.05. Interest rate p.a. (fixed) 185.39%. Representative APR 611.74%. All our loans are available for a duration of 3 to 9 months.
Warning: Late repayments can cause you serious money problems. For help, go to

Need a short term loan to help cover an unexpected expense? You can now apply online from wherever you are! Cashfloat, a premium direct lender, offers up to £1500 with no hidden fees. Apply now – all credit scores accepted.

6600 Mancunians
applied for payday loans
from Cashfloat
last year.

No more waiting at shopfronts, no more faxes to send, and no more documents needed to post! Cashfloat can get you the money you need fast wherever you are in the UK. Once your application has been completed, you will receive an instant decision, and money can reach your bank account within 1 hour of approval.

Online application accessible 24/7
All credit scores welcome
Repay early with no extra fees
Apply now

Can I get payday loans in Manchester with bad credit?

At Cashfloat, we believe that having bad credit shouldn’t hold you back from getting the loan you need. This is why we look at much more than your credit score when you apply for a loan with us. Mostly, we look to see whether you can afford the loan repayments and that getting a payday loan won’t cause any harm to your finances. Have bad credit? Apply for your quick bad credit loan with us!

How can I borrow money safely in Manchester?

Before applying for any financial help in Manchester, it’s essential to make sure you are applying with a safe and secure company. Here are some tips to ensure your safety when applying.

  • Check that the company is FCA authorised. Most companies will have the FCA authorisation number in their website’s footer.
  • Look if their full contact details are displayed. Any legit company will display their contact details clearly on their website. If in doubt, give the phone number a call.
  • Has the company called you to offer you a loan? No reputable lender or broker would do this. Do not apply with any company that has cold-called you.
  • Does the website have HTTPS (the secure connection) on the URL of their browser? If the browser connection is not secure, you’d be best by clicking off their website.

If you want to read more about loan sharks and applying for a safe loan in Manchester, click here.

57% of Mancunians who borrow payday loans are Male

71% of Mancunians who borrow payday loans are Single

Average age of Mancunians who borrow payday loans is 34 years old

Most common job fields for Mancunians who borrow payday loans are Healthcare, Sales and Customer service

Most common month for Mancunians to borrow payday loans is August

Mancunians who borrow payday loans earn an average of £1,971 a month


Who qualifies for Cashfloat’s payday loans in Manchester?

To apply for a Cashfloat payday loan in Manchester, you must:

  • Be 18 years +
  • Live in the UK
  • Have a UK bank account
  • Have a steady source of income.

Can I get a loan in Manchester with no credit check?

Getting a loan in Manchester with no credit check is not a good idea. Credit checks are performed to help the lender assess whether they should lend to you or not. Credit checks are also there to protect you from taking out a loan you can not afford. We recommend that you do not apply with lenders offering no credit checks as they may not be FCA authorised.

Where can I apply for personal loans in Manchester?

Did you know, not only do Cashfloat offer payday loans, but we also offer personal loans. These loans are for larger amounts and paid back over a longer period. You can apply for our small personal loans in Manchester and get from £1000 to £2500.

Are doorstep loans in Manchester safe?

There are many doorstep lenders in Manchester, and most of them function only in certain parts of Manchester. Doorstep loans tend to be safe as long as they are fully authorised and regulated. However, it can be pretty daunting for some to have a doorstep lender turn up at their door. Applying online for your loan is often a faster process and more anonymous. Apply online today for your bad credit direct lender payday loan from Cashfloat!