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Get your Natwest Bank Loans Alternative from Cashfloat
Looking for affordable NatWest Bank loans? You may want to check out our high-approval Cashfloat alternative first. You’ll significantly increase your chances of getting approved for the loan you need by applying with Cashfloat. Don’t have a perfect credit score? Don’t worry. While a low credit score might stand between you and a NatWest Bank loan, Cashfloat specialises in helping people with less-than-perfect credit. Apply now for a Cashfloat loan and access the funds you need today!
How our NatWest personal loan alternative works:
- Apply for your NatWest Bank loan alternative online.
- Get an instant lending decision.
- Once approved, you can receive your loan within an hour*.
- Make monthly loan repayments to Cashfloat.
How do Natwest loans compare to Cashfloat’s alternative?
Both NatWest Bank and Cashfloat are FCA authorised firms offering personal loans in the UK. However, NatWest Bank’s lending structure has significant differences to Cashfloat. NatWest Bank will only approve existing customers who have held a NatWest bank account for at least 3 months or a NatWest credit card or mortgage for at least 6 months. So if you’re not already a NatWest customer, you won’t be able to get a personal loan from the bank. Additionally, if you are an existing NatWest customer, but they denied your personal loan application in the last 28 days, you will not be approved. Finally, NatWest bank only accepts applicants with good to excellent credit ratings. So, if you have even a small defect on your credit report, your application may not be accepted.
To summarise, we’ve put together a table comparing the features of NatWest Bank and Cashfloat’s loans:
|Feature:||NatWest Bank Loans||Cashfloat Loans|
|Loan amounts||£1,000 to £50,000||£1,000 to £2,500|
|Loan duration||2 – 10 years||6 or 9 months|
|Instant decision||Only for existing customers||Yes, always|
|Same-day funding||No||Yes, funding in 1 hour*|
|Bad credit accepted||No||Yes|
FAQ’s About NatWest Loans
Am I eligible for a loan from NatWest Bank?
In order to apply for a loan from NatWest Bank, you must meet the following criteria:
- Hold a NatWest Bank account for at least 3 months OR
- Hold a NatWest mortgage for at least 6 months
- Be over 18 years old
- UK resident
- Not declared bankruptcy in the last 6 years
- Not applied for a personal loan in the last 28 days
- Apply for a loan in your name only (unless applying for a joint loan)
What can I use my NatWest loan for?
You can use a loan from NatWest to finance home improvements, buy a car, consolidate your debt, pay for a wedding, or go on holiday. NatWest Bank will not approve a personal loan for buying property, car tax, rent or mortgage, utility bills, court fees, gambling, or investment products.
How soon will I receive the money?
If you apply using NatWest online banking before 5:55 pm Monday-Thursday, your application will be processed the same day. You will receive the funds the next business day. However, they may need to contact you for more information, in which case it could take longer to receive funds.
Cashfloat Alternative vs NatWest Bank Loans
If you are looking for a manageable personal loan that you won’t have to repay into your retirement, then a small personal loan from Cashfloat versus NatWest Bank may be the right product for you. With reasonable rates, high acceptance, same-day funding, and manageable repayments, Cashfloat’s personal loans are accessible and user-friendly. You don’t need to be a long-time customer or have a perfect credit score, and you can apply even if you’ve been declined recently for credit. Apply now with Cashfloat for a seamless personal loan experience and join over 100,000 satisfied customers!
Cashfloat is a leading UK lender offering affordable unsecured personal loans between £1,000 and £2,500 over 6 or 9 months. As an FCA authorised direct lender, all our loans are processed, approved and funded in-house by our expert team of underwriters. They are available to assist you with any queries or difficulties you may encounter at any point in the loan process. We are here to help even if you don’t have a perfect credit history. If we can’t fund you a loan ourselves, we are also a broker, and we will help you find another suitable lender who can better meet your needs. Apply now to experience the Cashfloat difference.