Do you need £2000 to cover an emergency or to help you cover some home maintenance that needs doing? You’ve come to the right place! At the Cashfloat Team, we offer unsecured personal loans for customers with any credit rating. Complete your loan application today and get your emergency behind you.
Whether you need to borrow money for home improvements or anything else, Cashfloat can quickly get you the funds you need. Apply online and get an instant decision.
Does Cashfloat offer £2000 loans with bad credit?
Absolutely! At Cashfloat, we believe that everyone should have access to money when they need it, no matter their credit score. When approving £2000 loan applications, we look to see that customers have enough disposable income so they can afford to meet the repayment terms. With some loan companies having bad credit can make your loan more expensive. However, Cashfloat charges the same interest rates to those with a bad credit history or perfect credit score.
Over how long can I borrow a 2000 pound loan?
With Cashfloat, you can choose to borrow a 2000 pound loan over 6 months or 9 months. In this way, you will make 6 or 9 manageable monthly instalments. If you would like to shorten the repayment period, you can make your repayments early. At Cashfloat, we do not charge any extra fees for early repayments, so if you have extra cash available, why not save yourself some money and close your loan early.
Why should I borrow a £2000 loan from a direct lender?
Getting an unsecured personal loan from a direct lender has many pros over getting a pay day loan onlinefrom a broker. Here are a few:
- The loan application process with a direct lender is generally quicker than using a broker.
- Brokers may charge extra fees for their service.
- No third parties are involved – this keeps your details safer.
At Cashfloat, we are first and foremost a premium direct lender. However, if we cannot fund the loan ourselves, we can act as a broker to try and get you another lender. We do not charge any fees for this service.
Who can apply for a £2000 loan with Cashfloat?
To apply for our unsecured personal loans, you must meet the following minimum requirements:
- You must be at least 18 years old
- Be a UK resident
- You must hold a UK bank account
- You must have a steady source of income.
Is it best to get a £2000 loan with bad credit from a direct lender?
Getting a £2000 loan with a poor credit score is no simple feat. Your best bet is to apply with a direct lender that specialise in providing loans to applicants with a poor credit history. These direct lenders are equipped to help those with bad credit, and you are more likely to be approved for a loan with them. Many lenders automatically decline customers with a bad credit history. Cashfloat is a direct lender that specialises in lending to customers with bad credit. Apply today for £2000.
Can I get a £2000 loan over 3 years?
Some personal loan companies may offer longer loan terms, such as 3 years or more. At Cashfloat, our loans are designed for emergencies (and not to pay off large existing debts), and we want them to act as low interest short term loans. Our loan terms do not stretch longer than 9 months.
I need an urgent £2000 loan. When can I get the money?
If you need the money urgently, for example your washing machine broker down, you have come to the right place! We have all the systems set in place so that when you apply for a £2000 loan, you can get it quickly and with the least hassle possible. Once you have submitted your application, you will get an instant decision, and if approved, money can be in your account within 1 hour*. If your bank does not support faster payments, you will receive your cash the same day as approval, as long as you’re approved by 4.30pm.
Are £2000 fast cash loans more expensive?
Some companies may charge more to get you your loan faster. However, at Cashfloat, all our loan applications are expedited as standard, and we do not charge any extra fees to get you your loan faster.
Can I get a £2000 instalment loan with no credit check?
Being a responsible direct lender, we conduct credit checks on every application. If you are looking for a £2000 instalment loan with no creditworthiness check, you should be wary that lenders offering this kind of loan may not be authorised and regulated with the FCA, and it’s best to stay away from them. Creditworthiness checks are conducted for the borrower’s safety to protect them from borrowing money they can not afford. Having a bad credit score should not put you off from applying for a loan. A credit check will affect your credit file. However, at Cashfloat, we make sure to lend responsibly; therefore, we conduct credit checks.
How will a 2000 loan calculator help me?
Using a loan calculator will help you assess if you can afford a loan or not. We have an easy to use loan calculator. All you have to do is fill in your monthly income and expenses, and you then see how much we think you can afford to borrow. By applying for the amount you can afford to borrow you will increase your chances of getting approved.
Where can I get the best loan rates for £2000?
Cashfloat offer fair loan rates for those who want to apply for a loan amount of £2000. Depending on your personal circumstances, when you apply for a loan, you should not only take into account the best loan rates, but you should also think about the speed of the loan, whether bad credit is accepted and what you need the loan for.
Can I apply for any other loan amount from Cashfloat?
Yes you can! Cashfloat also offer direct lender payday loans from £300 up to £1500. Click here to apply for a payday loan. For a personal loan which is also an unsecured loan, we offer £1000 up to £2500.