Whether you need to borrow money for an emergency expense or car maintenance, Cashfloat can get you the cash you need fast. All you need to do is apply here, and you’ll get an instant decision.
How much can I borrow for 3 months?
With Cashfloat, you can borrow 3 month loans of amounts between £300 and £900. The repayments will be three equal monthly amounts, so make sure you can afford the monthly repayment by using our affordability checker.
Can I get a 3 month loan with no credit check?
We don’t offer loans with no credit check because they can seriously damage your finances if you can’t really afford to borrow credit. Any responsible FCA authorised lender will not offer you a loan without looking into your credit history. So if you find a loan offer with no credit check, keep away as it will not be a reputable lender.
How quick can I get a 3 month loan?
As a regulated lender, Cashfloat cannot offer instant loans, as we have to check that you can afford repayments before approving a loan. However we do offer instant decisions on applications so you know where you’re standing. If your application is approved, you can receive the loan within one hour of approval.
Can I apply for 3 month payday loans when on benefits?
We accept customers who are unemployed if they have a steady source of income from benefits. Short term loans are expensive though, so before taking emergency measures like applying for a 3 month loan, check that you are receiving all the benefits you’re eligible for.
Do Cashfloat offer loans for longer time periods than 3 months?
We also offer short term loans for 4, 5 or 6 months, depending on the amount you’d like to borrow. Alternatively, if you want a cheaper option than short term loans, and want a larger sum of money, you can apply for a small personal loan for £1000 to £2500, over 6 or 9 months.
Why should I rather borrow a 3 month loan from a direct lender?
The advantage of using a direct lender is that the application process is quicker, and you don’t pay a broker fee. When applying with a direct lender you can also control who has access to your details, whereas a broker will have to share your information with several loan companies.
Does Cashfloat offer 3 month loans at low interest rates?
Our 3 month loans are classed as short term loans, which are always quite expensive. If you are looking for a cheaper option to tide you over an emergency expense, have a look at our small personal loans. These are available in amounts of £1000 to £2500, over 6 or 9 months, and the interest rates are significantly lower. As a reminder, make sure to check that you can afford the loan repayments before applying for a loan.
Are 3 month loans available 24/7 at Cashfloat?
You can apply online any day, any time and we will process your application as quickly as possible. If you apply on a bank holiday or a weekend, we will review your application on the next working day.