4 Month Loans

Are you looking for a 4 month loan? You’ve come to the right place!
Apply now for a 4 month loan
Borrow £700 for 6 months. 1st monthly repayment of £168.45, 4 monthly repayments of £224.60, last monthly repayment of £112.20. Total repayment £1,179.05. Interest rate p.a. (fixed) 185.39%. All our loans are available for a duration of 3 to 12 month.
Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk
14,359 people
have already borrowed
4 month loans
from Cashfloat.

Whether you need to borrow money for car maintenance or home maintenance, Cashfloat can get you the cash you need fast. All you need to do is apply here, and you’ll get an instant decision.

Friendly customer service team available to assist via phone or email
Early repayment for free, saves you interest fees
No hidden fees, or extra costs that you weren’t expecting
Apply now for a 4 month loan

How much can I borrow for 4 months?

With Cashfloat, you can borrow amounts between £400 and £1000 over 4 months. The repayments will be four equal monthly amounts, so make sure you can afford the monthly repayment by using our affordability checker.

Can I get 4 month loans with no credit check?

Cashfloat is an FCA authorised lender who takes precautions so that customers don’t damage their finances by taking loans that they cannot afford. We don’t offer loans with no credit check because we have to confirm that you can afford repayments on any loan we approve.

Why should I take 4 month payday loans from direct lenders only?

Applying with direct lenders such as Cashfloat means a quicker application process and therefore faster receipt of the money. Also, when applying with a direct lender you can be sure that your perosnla details are not travelling further, whereas with a loan broker, they will often have to pass on your details to other lenders.

Can I apply for payday loans when on benefits?

To apply for a Cashfloat loan, you need to have a steady source of income, and benefits fit that bill. However, since loans can be expensive, it’s worth checking that you are receiving all the benefits you are eligible for before taking out a payday loan.

59% of people who borrow 4 month loans are Male
60% of people who borrow 4 month loans are Single
Average age for people who borrow a 4 month loan is 35 years old
Most common job fields for people who borrow 4 month loans are Customer Service, Warehouse and Sales
Top 3 cities where people borrow 4 month loans: London, Manchester and Glasgow
People who borrow 4 month loans earn an average of £2,098 a month

Can I repay a 4 month loan early?

One of the benefits of taking out a loan with Cashfloat rather than another lender, is that you can repay your loan early for free. This will save you all the interest you would have paid on the loan until the planned time of repayment. Many lenders charge an extra fee for early repayment, but with Cashfloat it’s free!

Are 4 month loans available 24/7?

You can apply using our online application form, at any time of day, any day of the year. We will process your application as quickly as possible. If you apply on a weekend or bank holiday, we will review your application on the next working day.

Do Cashfloat offer low interest alternatives to 4 month loans?

Since 4 month loans are a short term finance option, they are charged at high interest rates. If you’re looking for a cheaper option, and want to borrow £1000 or more, take a look at our small personal loans. They are available for 6 or 9 months,, for amounts between £1000 and £2500.

What if I can’t make a loan repayment on time?

As soon as you realise that it won’t be possible to make the repayment as scheduled, contact our customer service team and explain the issue. They will try to work with you to renegotiate a plan that will work for you.