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Searching for the HSBC login page? Here, we take a look at some of the leading features HSBC have in their login area. We’ve also gathered some of the most frequently asked questions about HSBC’s online login, so all your queries are answered in one place.
HSBC UK login features:
When logged into your HSBC account you can:
- Check your payment schedule
- Make regular payments online
On a scale of ‘Very Easy’ to ‘Very Hard’, HSBC’s login area was ranked ‘hard’ to access. To log in to HSBC, all you need to do is click on ‘Log on’ on the top-right corner of their website. Every time you log in, you will need to input your Online Banking username and security details to get through security and log on.
FAQ’s about HSBC online login:
If I have an existing loan with HSBC can I take out a second one?
Yes, you can take out multiple loans with HSBC and your existing loan will remain unchanged. This will leave you with more than one repayment per month.
Can I repay my HSBC loan early?
Yes, you can repay your loan at any given time, but you first have to give the bank advanced notice. You can do this by either: going into your local branch, or in writing to your account holding branch.
Can I defer payments on my HSBC loan?
You may request to take a repayment holiday at the time of applying. This can be taken every January or for the first three months of your loan life. However this option is not available when refinancing an existing personal loan and you have made under five repayments, or when more than 70% of the loan is for refinancing existing borrowing. If you do choose to take a repayment holiday on your loan, bear in mind that you will pay more interest on the loan overall.
HSBC Bank login vs Cashfloat login
To summarise, we’ve put together a table comparing the features of HSBC and Cashfloat’s login areas:
Aside from the features mentioned above, Cashfloat’s unique login feature is our savings calculator. When you have an existing loan, you can log on at any time and see how much money you can save if you repay early! Not only can you repay your loan in full early, but you can edit your details yourself and make smaller payments as you go along to save you money in the long run. Unlike HSBC if you want to repay your loan early you have to go through the hassle of giving the bank advanced notice. Have £20 spare? Put it towards your loan and save! Cashfloat does not charge any early repayment fees.
Pros and cons of bank loans vs Cashfloat’s loans
When borrowing credit from a bank like HSBC the main advantage that you have over direct lenders is that you will be able get a lower interest rate on your unsecured personal loan, making it more affordable. To add to this, if you are an existing customer you may also be offered special rates and benefits. However, banks have much stricter lending standards which can significantly reduce your chances of approval. On the other hand, direct lenders like Cashfloat have more lending expertise and can give you more loan options than banks. That’s why we have much higher acceptance rates, which is usually a number 1 when you need a loan fast.
HSBC was founded in March in 1865, and it has been in operation for over 150 years. It is one of the world’s largest banking and financial services organisations with a network covering 64 countries. HSBC offers personal loans from £1,000 – £25,000 and up to £50,000 for existing customers.
Interest is fixed at a rate of 21.9% per year | Representative 21.9% APR
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