I need to pay my rent and I have no money!

- by Sarah Connelly

Do you ever find yourself saying “I can’t pay my rent”? Cashfloat are here to help you with the big and little issues of life, like paying your rent. Read on and find out how they can help you.

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Don’t get evicted. You can pay your rent today.
  • Cashfloat expedite payday loans are available option for people facing immediate eviction threat
  • Your landlord can’t evict you as soon as you don’t pay rent
  • Apply online now or call our Cashfloat-moments fast track representative at 020 3757 1928
  • Avoiding the landlord until you can come up with the money is not a good practice

An instant payday loan to keep you at home

There seems to be a universal rule when you can’t pay your rent on time: Avoid the landlord until you can come up with the money. The problem is, dodging the owner can get really uncomfortable and annoying. It can mean that you are scared to leave your house, just in case you meet them! Eventually, you will run out of excuses and your landlord might even get fed up and evict you!

What Should I do if I Can’t Pay my Rent?

What to do if i cant pay my rent because i lost my job?

If you have lost your primary source of income, the first thing to do is talk to your landlord. Even the best renters hit a tight spot every now and again, so just be point blank honest. Call him/her before the payment is due and explain your predicament. Tell them how long the problem is likely to last and how you are planning on solving it.

How to deal with unfriendly landlord?

If your landlord is not very sympathetic contact a Housing Adviser in your local council’s housing department. They will help you enforce your tenant rights, especially if you are being threatened with eviction.

Do you have benefits you can claim?

If you can claim benefits the next thing you should do is claim as many benefits as possible to help you until you get back on your feet. You can use the government’s benefits calculator to see what benefits you are legally entitled to.

How to pay my rent while having a temporary short term financial difficulty?

If your problem is only short term, again, talk to your landlord. Getting into temporary financial difficulty is not as rare as Trump getting elected President! If the problem is only short-term, your landlord is likely to be very understanding and accept the payment later than normal. if your landlord needs (or more likely, wants) the payment on the due date. For example you might be able to borrow from friends and family, withdraw from your savings or use a instant cash payday loans.

How can I make sure that I always have money to pay my rent?

Most financial difficulties can be avoided by simply budgeting and saving. Many people know this, but just don’t do it!

Budgeting is no easy task. It requires discipline and consistency. Still, all budgeting really requires you to do is keep a hawk’s eye on your expenditure. This sounds easier than it actually is. Many times, you spend more than you want to without even realising. This happens a lot after you make lots of small purchases without noticing the big figure it all adds up to. By budgeting, you make yourself more aware of how you are spending your money and how much you are saving monthly.

How to track your expenses and pay the rent on time?

First of all, keep all receipts until you have written down the amounts on your budgeting sheet. If you prefer to carry around a pocketbook to help you keep track, that could be optimal. To keep track of utility bills, paper statements can be easier to handle than online statements. Record all your expenses in a designated notebook. If you are more tech-savvy, an Excel spreadsheet can be a very handy tool to use for budgeting. There are also various mobile applications that specialise in helping you budget – try look for one that you feel comfy with.

How to Work out your disposable income?

Every month, sit down and write down all your income and expenses. If you are spending more than your income or if you are spending your savings, you will need to work out how you can spend less each month.Each month, set yourself a limit on how much you can spend. The amount you can spend should be less than your income and include a sum to set aside for savings. Gradually, you should see your disposable income grow each month as you become more and more aware of where your spending strengths and weaknesses are and how to fine-tune them.

How to start Saving and avoid rent-issues in the future?

Once you are spending less, work on saving more. Savings come in handy on many occasions. For starters, it will save you a lot of discomfort if you are short on your rent one month. It will also help you cover emergency expenses without having to rely on anyone.

Need to pay rent - Cashfloat

How Can a Payday Loans Direct Lender Help me Pay my Rent?

Payday loans were designed to help people overcome a temporary financial fall, so don’t feel silly to use them. Yes, they can be costly, but only if you do not pay them back on time.

A good use for a payday loan can be if you are late on your rent and your landlord is indifferent to your circumstances. If you cannot get help from friends or family and your savings are inaccessible or exhausted, an instalment payday loan can be just the thing.

With a Cashfloat dynamic payday loan, you can pay off the loan as early as you want at any time. This affords you a whole new level of flexibility and can save you money on interest. We have even integrated a calculator into the customer login area that will tell you how much you save to close the loan on any given date.

need to pay my rent - Cashfloat

Short term loan for you rent

It’s painful not being able to pay your rent. The stress can really trickle into your lifestyle. Taking out a payday loan to help you get through the tough weeks may just be the trick to get you back on you feet. Some people seem to think that short term loans are dangerous. They are not only safe but have proven to help people time and time again. Landlords can sometimes be unhelpful when we feel intimidated and unable o pay our rent a few days late. Getting a loan may be the only option.

Not being able to pay your rent can be stressful and confusing, but we hope this has helped you organise your options.

Good luck!

Cashfloat - need to pay my rent
About The Author
Sarah Connelly
Sarah is an enthusiastic writer, blogger and an eager agent of change. After completing her degree in Computer Science in one of London’s esteemed universities, Sarah’s early career in programming left her creatively frustrated. Looked for a way to combine her creative and analytical side, Sarah’s search led her to Digital Marketing and now she writes content and code for Cashfloat. Sarah enjoys spreading awareness about common financial issues and the importance of money management. With her STEM background, Sarah believes strongly in ethical business management and consumer protection. in her free time, Sarah enjoys reading, watching movies and eating out. After all, #YOLO!
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Cashfloat is a trading style of Western Circle Limited - Company Registration Number: 7581337. We are fully authorised and regulated by The Financial Conduct Authority. FCA full permission license: 714479. ICO Registration Number: Z3305234

* Cashfloat terms and conditions apply. Applicants must be 18 or over. All loans are subject to affordability, applicant verification and traditional credit checks via various national databases by Cashfloat responsible lending policy. In most cases, loan decisions may take up to 30 minutes during office working hours. If your bank does not support Faster Payments, funds will be sent to your account the same day as approval so long as you’re approved by 16:30.

Representative example: Borrow £900 for 7 months. 1st monthly repayment of £187.92, 5 monthly repayments of £250.56, last monthly repayment of £125.27. Total repayment £1,565.99. Interest rate p.a. (fixed) 198.72%. RAPR 529.09% Our APR includes all applicable fees. Daily interest is capped at 0.74%.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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