Do you need money now?

If you need money fast, you can apply for a quick payday loan now with the Cashfloat Team – your trusted direct lender – and get any amount up to £1,500 today! Our quick loans are designed to help you get funding fast in all sorts of emergencies. All you need to do is fill out our simple application form online, and you will get an instant decision!

Quick Application. Fast Payout. No Guarantor.

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What is a quick loan?

A quick loan in the UK is a form of unsecured credit designed for people who need money fast. Speed is essential when you’re looking to borrow quick loans in the UK, so look for a reputable lender who won’t slow you down. You should be able to apply for quick loans online in a matter of minutes and receive the money that same day. As long as you can afford it, your quick loan lender should help you access the money you need fast, even if you have a bad credit score.

What our customers say

You probably hear lots of lenders claiming to provide ‘fast loans’ and ‘instant payout’, so we don’t want you to take our word for it. Instead, read what some of our customers have said about our loan service!

Verified Buyer –

Easy to apply and a quick decision and payout. I was kept well informed throughout the application process. Everything is laid out clearly and easy to understand

Verified Buyer –

Quick and simple application process. Funds in my bank account fast. Very clear about interest and amount to pay back each month. Paid loan back early and only paid interest on time I actually had the loan. Would use again.

Verified Buyer –

I think your company is amazing you are so quick and efficient and you are the most helpful company I have ever used, you take in consideration the individual not just their credit score. If only there were more companies like in this world alot of people would be so much better off. Thank you for your unbelievable help.

Karen E
Verified Buyer –

Excellent customer service, so so quick. Dont worry about putting down your employment details as it just for verifications. Such a fast service this is my second loan, my first i paid back early without any bother at all. Loan was today

Can I apply for a quick loan with bad credit?

Yes! You can apply for a quick loan with bad credit from Cashfloat. Although we perform a credit check on all our payday loan applicants, we give more weight to your affordability. So, as long as you can afford repayments and it is safe for us to lend you money, you have a high chance of getting accepted for our fast loans with a bad credit rating or no credit history at all.

Am I eligible to apply for a quick loan online?

To apply for a quick loan online with Cashfloat, you must meet the following criteria:

  • Be at least 18 years old.
  • Be a UK citizen
  • Hold a UK bank account.
  • Have a steady source of income (salary, pension, benefits, etc.)

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What can I use my fast loan for?

Even if you stick to a monthly budget, unexpected expenses do come up. At times, you need a trustworthy lender that can give you a fast loan online. Cashfloat’s fast loans in the UK are available 24/7 to help you cover unexpected bills or emergency expenses, such as:

Is Cashfloat a safe quick loans direct lender?


FAQs about our Quick Loans UK

I need money quick, how much can I borrow?

With Cashfloat, you can get a quick loan online of any amount up to £1500. It is best to work out how much you will need before applying. You don’t want to be paying interest on unnecessary funds, nor do you want to have to be borrowing money twice. Remember, it is a serious responsibility to take a loan from a direct lender, and you need to ensure you can afford to make the monthly payments.

If I get a loan today, how long do I have to make the repayments?

If you get a loan today, your repayment terms will be anywhere between 3 months to 9 months from now depending on the amount that you would like to borrow. When you fill out your application, you can choose the loan duration that best fits your needs. Generally, you begin repaying your loan from the next payday. However, you can always repay your loan early at no extra charge and save on interest.

Can I get a quick and easy loan from Cashfloat?

Yes, all our loans are quick and easy. We have designed our simple loans to be fast and hassle-free with zero paperwork and documents. Our quick application process is streamlined, helping you get access to credit asap.

Can I get a quick loan without a credit check?

Quick loans with no credit check are not recommended in the UK. Most direct lenders that offer quick loans with no credit check, are unlikely to be regulated by the FCA. At Cashfloat, we will only perform a soft credit check until we fund you the loan. We perform credit checks to make sure that providing you with a loan won’t harm you financially. Are you worried about your poor credit score? Our quick loans are designed for people with a less than perfect credit file too. So go ahead and apply!

I need money fast, what do I need to know before I apply?

If you need money fast, you may end up making quick decisions that you might regret later. Taking out a loan and entering a loan agreement is a big commitment that should be considered properly beforehand. Even if you need money fast, you should compare lenders to get the best deal. Just applying with the first lender who approves your loan application quickly can leave you with a large debt of interest to repay. Always make sure that the lender you choose is trustworthy and best meets your needs.

Can I get a loan in minutes from Cashfloat?

Many people look for 15 minute or 10-minute direct payday loans because they need money fast. At Cashfloat, our loans are super quick. We can guarantee an instant loan decision just minutes after applying and funding within an hour* of approval. However, we can’t guarantee loans in minutes. As a responsible and authorised lender, we carry out credit and affordability checks on all applicants. These checks do take a little time to perform, so 15-minute loans direct lenders may not be conducting sufficient credit and affordability checks and might not be your safest option.

Do Cashfloat’s quick loans have a low APR?

Borrowing short term credit is always more expensive than longer-term loans because of the risk involved. At Cashfloat, our instant loans have a lower apr than many UK lenders. If you are looking for quick, cheap loans or quick loans with low interest, and you have a good credit score, most lenders will offer you better rates on your loan. This is because you pose less of a risk about whether you will make the loan repayments.

I need a loan asap, can Cashfloat help?

Yes, you have come to the right place! If you need money asap to pay for a broken tooth, to repair your washing machine, or to get your electricity back on, you can apply for any amount up to £1,500, and if approved, get funded within the hour*. If you need a loan straight away, our payday loan application form can be accessed 24/7. You can submit your application on a weekend or bank holiday, and we will process your application first thing the next working day. If for any reason we are unable to finance the loan ourselves, we can act as a credit broker and try to find another authorised and regulated lender for you. We are committed to helping you access the financing you need without delay.

How our quick loans work

Need emergency money now? You can get an emergency loan UK from Cashfloat and receive the money the same day!

  • Fill out a 3-minute application form
  • Get an instant decision
  • Get funded into your bank account within 1 hour*
  • Make flexible monthly repayments to Cashfloat

Representative example

Total amount of credit: £700
Duration of the agreement: 6 months
Repayment total: £1,179.05
Interest is Fixed at rate of 185.39% per year | Representative 611.74% APR
Installment 1
Installments 2 — 5
Installment 6