Emergency Loans

Up to £1,000 Have an emergency? Apply now!

Some unexpected situations can leave you in need of extra money. We understand how stressful it can be. At Cashfloat, we offer an easy and reliable solution for your problem.

Our emergency loans in the UK can help you pay for car repair or an unexpected medical bill. Cashfloat is a premium direct lender that provides fast cash with a high level of transparency. We’ve helped over 100,000 people in the UK to get the money they need immediately.

Apply for an emergency cash loan now from £300 to £1000. If approved, you can get the money transferred to your bank account within an hour.


Get your emergency loan today!

What Are Emergency Loans?

Emergency loans provide quick access to money when immediate or unexpected situations arise. At some point, most people will find themselves with multiple expenses without enough household income to cover them.

In these cases, emergency payday loans may be what you need. While these loans have no specific purpose, they can be used for various reasons. Borrowers generally need quick funding for immediate expenses, including the following:

  • Urgent Car Repair

    For most people, cars are their primary mode of transport. However, if your car has broken down unexpectedly, you may find that your regular income is not enough to cover the repair costs. Emergency cash loans can help you pay for the car repair.

  • Emergency Home Repairs

    If your home has a leaking roof or broken appliance, they can leave you and your family vulnerable to the elements or cause further property damage. Applying for an emergency loan can help you fix those problems as soon as possible.

  • Debts

    It is hard to pay for outstanding debts, especially if you have no stable source of income. Emergency loans for the unemployed in the UK may be beneficial for these situations. You may use these loans to pay off mortgages or other pressing debts. However, at Cashfloat, we do not recommend taking out emergency loans to help with a long term debt problem. If you are falling behind with your mortgage payments, go to citizensadvice.org.uk for help.

  • Emergency Travels

    Emergency travels are usually for family emergencies and unexpected events. Since they can rarely be predicted, an emergency loan can provide you with enough funds to buy plane or train tickets and other travel-related expenses.



Are You Eligible for an Emergency Loan?

To be eligible for an emergency loan with Cashfloat, you need to meet the following criteria:

  • Be over 18 years old

  • Be a UK resident

  • Hold a UK bank account

  • Have a reliable source of income (salary, benefits, or pension)

If you meet all these qualifications, then you can begin applying for your Cashfloat emergency loan. Before we can approve your loan, you must also pass our credit and affordability assessments.

Use our loan affordability calculator to find out if you can realistically fit an emergency loan in your budget.


Emergency Loans for Bad Credit

Do you need a loan, but you have bad credit? Our emergency loan for bad credit in the UK is quick and easy to apply for. We can help you get access to the money you need, no matter your credit score.

Bad credit loans are unsecured loans for people with very poor credit scores. Despite this, you can still borrow from some lenders if you can prove that you have a good income. Cashfloat is one of the top emergency loans and bad credit direct lenders in the UK.

Our hassle-free, emergency payday loan for bad credit requires no middleman or extra fees. You can repay early in easy installments that fit your budget.

Cashfloat allows you to apply for our loans with bad credit and no guarantor. We understand that you might not be interested in co-signing with a guarantor or risking collateral with a secured loan.

We also provide loans even without a credit history. At Cashfloat, we recognise that your bad credit score may not be an accurate representation of your creditworthiness.

That’s why we are happy to help you get the money you deserve if your finances can prove that you can afford the loan. Borrowing a loan with no credit score from us can help boost your credit score and build your credit file.


Apply Now – bad credit accepted!

Advantages of Borrowing Emergency Loans from Cashfloat

There are numerous benefits of borrowing emergency loans from Cashfloat. Here are some of them:

  • We are a responsible and fully authorised direct lender.

  • We offer manageable and flexible repayment plans.

  • Our convenient process lets you apply for an emergency loan from the comfort of your home with the click of a button.

  • When applying online, you can be sure that your details are kept private and confidential.

  • We have high approval rates.

  • All our loan terms are entirely transparent and have no hidden fees.

  • There is no guarantor required.

  • You can get fast cash for emergency purposes. If your loan is approved during business hours, you will receive the funds in your bank account within an hour.

  • All our loans come with an Easy-Start feature. It allows you to reduce your first instalment while giving you an extra month to repay your loan at no additional cost.


Apply for Emergency Loans Today

Get Cashfloat’s emergency loans today. Whether it is £300 or £1,000, you will have the money you need within the day once approved.



How Our Emergency Loans Work

We understand that you need access to money for your urgent needs. That’s why we make the application process for emergency loans quick and easy for you.

  1. Choose how much you want to borrow and apply on our website.
  2. Get an online decision within 90 seconds.
  3. If your loan application is approved, we will transfer the money to your bank account the same day.
  4. Make flexible monthly repayments online.

Representative example
Total amount of credit: £700
Duration of the agreement: 6 months
Repayment total: £1,179.05
Interest is Fixed at rate of 185.39% per year | Representative 611.74% APR
£168.45
Installment 1
£224.60
Installments 2 ‐ 6
£112.20
Installment 7