Get your Text Loan Alternatives from Cashfloat

Get £300 – £1500 from a direct lender 24/7

Do you need a loan of up to £1500 today? Trusted direct lender, Cashfloat, accept applications even for bad credit scores! We are an FCA authorised direct lender with high acceptance rates. Our easy application process will take just a few minutes of your time and you will get an instant loan decision with same day funding on your alternative to text loans.

Apply Now!

Why is a Cashfloat Text Loan Alternative Right For You?

  • Available for you anywhere, at any time.
  • In your bank account within 1 hour*, if approved.
  • Convenient to use and repay

We also have a live chat to enable you to get your instant loans with ease. There, you can chat to our customer service team and clarify any difficulties or queries that you may encounter.

What our customers say about our alternatives to text loans
Mrs Joie Feria
Verified Buyer –

Customers service is just an App away. You can chat, call or text. They are good company always understands the circumstance of every individual

Stephen Duke
Verified Buyer –

Brilliant response to my application, quick and easy process, great service all the way.

Abdullah O
Verified Buyer –

This is the quickest, simplest way I have experienced so far of obtaining credit – I think the whole process for me took no more than 45 mins and everything was clearly presented and easy to understand- thank you so much:)and good job!

Verified Buyer –

Quick and easy to use. Less than 2 hours from application to approval. Would definitely recommend.

How our Text Loan Alternatives Work:
  1. Apply for your alternative online.
  2. Get an instant lending decision.
  3. Once approved, get your money within 1 hour*.
  4. Make flexible monthly repayments online.
Apply Now!

What are Text Payday Loans?

Cashfloat payday loans can sometimes be even quicker than text loans. Once your payday loan has been approved, you will receive the money to your bank account within the hour*. That is what makes Cashfloat loan products a great alternative to text loans.

Get Your Text Loan Alternative Today!

Can I get a Text Loan with No Credit Check

You will be pleased to know that Cashfloat offer bad credit loans. We will not judge you by your credit score, and we will process your application no matter what your credit score is.

Note: We always recommend you to try and improve your credit score before applying for a loan to increase your chances of approval and to get the best rates.

Precautions when Taking a Mobile Text Loan

Our payday loan and short term loan products are designed with the consumer in mind, and your needs are our priority. At Cashfloat, our service just gets better. In addition, we have installed top of the range safety technology on our website, so consumers can be sure that their personal and financial details are safe with us. Check out some more of our features below!

How do I Apply for Text Loan Alternatives UK?

To apply, first click on ‘apply now’ on the button above, or anywhere else it appears on this page. Then, fill out our straightforward loan application form and submit. After completing these two simple steps, you can look forward to a quick response from our team.

Our alternative to text loans are easy to apply for. Find out what alternatives you can get from Cashfloat below.

Text Loans Cashfloat’s Loans
Direct text loans
Text loan direct lenders uk
We are a direct lender in the UK
Text loan with bad credit
Text loan with bad credit
We provide loans for bad credit
Text a loan uk
Text payday loans uk
We are a trusted lender in the UK
Short term text loans We offer short term loans
Quick text loans Loans funded within 1 hour* of approval
Mini text loans We provide small loans
Payday text loans We offer affordable payday loans
New text loan lenders We are a new generation lender
FAQ’s about our Alternatives to Text Loans

Why can’t I find instant text loans in the UK with no credit check?

Lenders are not allowed to lend you money without carrying out a creditworthiness check first. This is because it’s the lender’s responsibility to make sure that the applicant applying is credit worthy and can be trusted with further credit commitments. Still, you can find UK mobile phone loans from FCA authorised lenders. They will carry out the necessary checks on your application and process your loan. Since the information in the text may not be enough for them to finalise your loan, they may need to contact you, making the procedure longer than that of an online instant loan.

Can I get a small text loan from Cashfloat?

At Cashfloat, we do not offer text loans. However, the loans we offer are just as fast as these loans. If you are looking for £300 – £1500, you can apply for a loan online with Cashfloat.

Can I apply for text loans 24/7?

Text loans are available 24/7 and you can get a loan quote directly on the application form. Cashfloat offer an alternative to text loans which you can also apply for 24/7 with same day payout. Apply for a loan whenever it is convenient for you and you will get an instant decision as soon as you have completed the application.

Text Loans From a Direct Lender

Representative example

Total amount of credit: £700
Duration of the agreement: 6 months
Repayment total: £1,179.05
Interest is Fixed at rate of 185.39% per year | Representative 611.74% APR
Installment 1
Installments 2 — 5
Installment 6