Get your text loan alternative from Cashfloat

Get £300 – £1,500 from a direct lender 24/7

Do you need a loan of up to £1,500 today? Trusted lender, Cashfloat, accept applications from everyone, even people with bad credit scores! We’re a Financial Conduct Authority (FCA) authorised direct lender with high acceptance rates. Our easy application process will take just a few minutes of your time, and you’ll get an instant lending decision with same day funding.

That’s the Cashfloat text loans alternative. Easy, convenient and fast!

Apply Now!

Why is a Cashfloat loan right For you?

You can apply on your mobile phone in a few minutes and get one of our small loans paid into your bank account super fast.

Like a text loan, Cashfloat’s online loans are:

  • Available for you anywhere, at any time.
  • In your bank account within one hour*, if you’re approved.
  • Convenient to use and convenient to repay.

We also have a live chat, so we can help you with the process if you need. You can use it to chat to our customer service team and clarify any queries that you might encounter.

What our customers say about our text loan alternative
Mrs Joie Feria
Verified Buyer –

Customer service is just an App away. You can chat, call or text. They are good company always understands the circumstance of every individual

Stephen Duke
Verified Buyer –

Brilliant response to my application, quick and easy process, great service all the way.

Abdullah O
Verified Buyer –

This is the quickest, simplest way I have experienced so far of obtaining credit – I think the whole process for me took no more than 45 mins and everything was clearly presented and easy to understand- thank you so much:) and good job!

Verified Buyer –

Quick and easy to use. Less than 2 hours from application to approval. Would definitely recommend.

Apply Now!

What are text payday loans?

Since text loans were introduced, online loan application processes have improved a great deal. Cashfloat payday loans are often even quicker than text loans. We provide immediate decisions on loan applications. Once your payday loan has been approved, we’ll also get the money to your bank account within an hour*. Online payday loans, like Cashfloat’s, are the modern, better alternative to text loans.

How Cashfloat loans work:

  1. Apply for your loan online
  2. Get an instant lending decision
  3. Once approved, get your money within one hour*
  4. Make flexible monthly repayments online

To apply for a Cashfloat loan, click on the above ‘apply now’ button or anywhere else you see it on this page. After you fill out our straightforward loan application form and submit it, you can look forward to a quick response from our team.

Get Your Text Loan Alternative Today!

Can I get a text loan with no credit check?

A lender who doesn’t perform a responsible lending check may be conducting illegal business. It’s best to keep away from a lender offering a text loan or any loan with no credit check. Credit checks are performed to help the lender assess whether or not a customer can afford a loan. They’re there to make sure that borrowing money won’t harm a person financially.

Good precautions when taking a payday loan

When applying for a payday loan, you’re applying to enter a consumer credit agreement with a lender or authorised credit broker. It’s important to make sure that you’re choosing the right lender for you. Like with any important agreement, you need to shop around, weigh up your options carefully and decide which choice best meets your needs. You need to be even more cautious with a loan, because it’s a serious commitment. You want to know that you are dealing with a reliable lender who will deal with you fairly.

Cashfloat’s payday loans and short term loan products are designed with the consumer in mind, and your needs are our priority. At Cashfloat, our service just keeps getting better and better. We provide useful loan amounts, flexible repayment possibilities, competitive interest rates and great customer service.

Check out how Cashfloat’s loans compare to what’s on offer from text loan companies in the UK:

How do I Apply for Text Loan Alternatives UK?

To apply, first click on ‘apply now’ on the button above, or anywhere else it appears on this page. Then, fill out our straightforward loan application form and submit. After completing these two simple steps, you can look forward to a quick response from our team.

Our alternative to text loans are easy to apply for. Find out what alternatives you can get from Cashfloat below.

UK text loan options Cashfloat’s loans
Text loans from direct lenders WWe’re a direct lender
Text loans for people with bad credit scores We provide loans for people with bad credit scores
Text loans from UK based companies We’re a trusted and popular UK lender
Short term loans We offer short term loans
Quick text loans Loans are funded within one hour* of approval
Mini text loans We provide small loans
Payday text loans We offer affordable payday loans
FAQs about our alternative to text loans

Why shouldn’t I take an instant text loan in the UK with no credit check?

In the UK, lenders are not allowed to lend you money without carrying out a creditworthiness check first. It’s a lender’s responsibility to make sure that every applicant applying is creditworthy and can be trusted to repay a loan. You should only take a text loan from a responsible FCA authorised lender that carries out a credit check.

Can I get a small text loan from Cashfloat?

At Cashfloat, we do not offer text loans. However, the loans we do offer are just as fast as these loans. If you are looking for £300 – £1,500, you can apply for a loan online with Cashfloat.

Can I apply for text loans 24/7?

Our text loan alternative application system is available 24/7. We provide immediate lending decisions, and our loans come with same day payout.

Text loan alternative from a direct lender

Plus we’re a direct lender, and it’s always better to borrow money from a direct lender. It’s important to note that some brokers will not state outright that they are a credit broker. If lenders do not clearly state whether they are a direct lender or broker on their website, it’s best to avoid them. You want to ensure that you and your money are in the hands of an honest and transparent direct lender.

You can always check the Financial Services Register to see if a lender is authorised and regulated by the FCA.

Representative example

Total amount of credit: £700
Duration of the agreement: 6 months
Repayment total: £1,179.05
Interest is Fixed at a rate of 185.39% per year | Representative 611.74% APR
Instalment 1
Instalments 2 — 5
Instalment 6