Looking for Text Loans?
Text loans are easy to apply for, but so are Cashfloat’s loans! 5 minute application. Instant decision. 1 hour* funding if approved. Apply now!Do you need a loan of up to £1500 today? Trusted direct lender, Cashfloat, accept applications even for bad credit scores! We are an FCA authorised direct lender with high acceptance rates. Our easy application process will take just a few minutes of your time and you will get an instant loan decision with same day funding on your alternative to text loans.
Apply Now!
Why is a Cashfloat Text Loan Alternative Right For You?
The Cashfloat alternative is simply convenient. People often use payday loans for emergency or unexpected expenses, or when money is tight around payday. That’s why an instant text loan is one of the most convenient products available. No longer do you have to go into a payday loan store, or use a desktop! Now you can get your loans approved with a text to your mobile phone from Cashfloat. We don’t offer text loans, but you can get our small loans online super fast to your bank account if approved. Like a text loan, Cashfloat’s online loans are:
- Available for you anywhere, at any time.
- In your bank account within 1 hour*, if approved.
- Convenient to use and repay
We also have a live chat to enable you to get your instant loans with ease. There, you can chat to our customer service team and clarify any difficulties or queries that you may encounter.
Customers service is just an App away. You can chat, call or text. They are good company always understands the circumstance of every individual
Brilliant response to my application, quick and easy process, great service all the way.
This is the quickest, simplest way I have experienced so far of obtaining credit – I think the whole process for me took no more than 45 mins and everything was clearly presented and easy to understand- thank you so much:)and good job!
Quick and easy to use. Less than 2 hours from application to approval. Would definitely recommend.
- Apply for your alternative online.
- Get an instant lending decision.
- Once approved, get your money within 1 hour*.
- Make flexible monthly repayments online.
What are Text Payday Loans?
Payday loans are designed for emergency situations such as an urgent medical bill, where you need money fast. In situations like this, you need an application process that is super fast and convenient. That’s why some payday lenders have begun offering their services via text. A text loan is simply a payday loan where you send a text instead of going straight to the online payday loan application form.
Cashfloat payday loans can sometimes be even quicker than text loans. Once your payday loan has been approved, you will receive the money to your bank account within the hour*. That is what makes Cashfloat loan products a great alternative to text loans.
Get Your Text Loan Alternative Today!
Can I get a Text Loan with No Credit Check
The FCA requires that lenders perform responsible lending checks on every payday loan applicant. Therefore, it is unlikely that you will find text loans direct with no credit check from an FCA registered company.
The same applies to instant loans with no credit check. A lender who does not perform a responsible lending check may be conducting illegal business. It’s best to keep away from a lender offering text loans with no credit check. Credit checks are performed to help the lender assess whether or not the customer can afford the loan and to make sure that borrowing won’t harm them financially.
You will be pleased to know that Cashfloat offer bad credit loans. We will not judge you by your credit score, and we will process your application no matter what your credit score is.
Note: We always recommend you to try and improve your credit score before applying for a loan to increase your chances of approval and to get the best rates.
Precautions when Taking a Mobile Text Loan
When applying for a payday loan of any sort, you are potentially entering a consumer credit agreement with a lender or authorised credit broker. Therefore, it is important to ensure that you are choosing the right lender for you. Like any product you buy, you must weigh up your options carefully, and decide which option best meets your needs. In the case of a text loan UK, you must be even more cautious, as you need to pass on your personal information. You will want to know that you are dealing with reliable lenders who will be happy to help.
Our payday loan and short term loan products are designed with the consumer in mind, and your needs are our priority. At Cashfloat, our service just gets better. In addition, we have installed top of the range safety technology on our website, so consumers can be sure that their personal and financial details are safe with us. Check out some more of our features below!
How do I Apply for Text Loan Alternatives UK?
To apply, first click on ‘apply now’ on the button above, or anywhere else it appears on this page. Then, fill out our straightforward loan application form and submit. After completing these two simple steps, you can look forward to a quick response from our team.
Our alternative to text loans are easy to apply for. Find out what alternatives you can get from Cashfloat below.
| Text Loans | Cashfloat’s Loans |
|---|---|
|
Direct text loans Text loan direct lenders uk |
We are a direct lender in the UK |
|
Text loan with bad credit Text loan with bad credit |
We provide loans for bad credit |
|
Text a loan uk Text payday loans uk |
We are a trusted lender in the UK |
| Short term text loans | We offer short term loans |
| Quick text loans | Loans funded within 1 hour* of approval |
| Mini text loans | We provide small loans |
| Payday text loans | We offer affordable payday loans |
| New text loan lenders | We are a new generation lender |
Why can’t I find instant text loans in the UK with no credit check?
Lenders are not allowed to lend you money without carrying out a creditworthiness check first. This is because it’s the lender’s responsibility to make sure that the applicant applying is credit worthy and can be trusted with further credit commitments. Still, you can find UK mobile phone loans from FCA authorised lenders. They will carry out the necessary checks on your application and process your loan. Since the information in the text may not be enough for them to finalise your loan, they may need to contact you, making the procedure longer than that of an online instant loan.
Can I get a small text loan from Cashfloat?
At Cashfloat, we do not offer text loans. However, the loans we offer are just as fast as these loans. If you are looking for £300 – £1500, you can apply for a loan online with Cashfloat.
Can I apply for text loans 24/7?
Text loans are available 24/7 and you can get a loan quote directly on the application form. Cashfloat offer an alternative to text loans which you can also apply for 24/7 with same day payout. Apply for a loan whenever it is convenient for you and you will get an instant decision as soon as you have completed the application.
Text Loans From a Direct Lender
Applying for £100 text loans from direct lenders is an easy solution when you are looking for a no guarantor loan. Cashfloat is a trusted lender, and offers short term loans between £300 – £1500. We are authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the Financial Services Register under reference number:714479, so you can be sure that your information is safe with us. We will never hand your information over to a third party without your consent.
When looking for a direct lender, it’s important to note that some brokers will not state that they are a credit broker outright. If lenders do not clearly state whether they are a direct lender or broker on their website, it’s best to avoid them. You want to ensure that you and your money are in the hands of an honest and transparent lender. You can always check the Financial Services Register if a lender is authorised and regulated by the Financial Conduct Authority.