Loans in Birmingham

Living in Birmingham and need a payday loan? No need to search for a payday loan shop! Apply online instead and get funded within one hour* of approval.
Apply now
Representative example: Borrow £700 for 6 months. 1st monthly repayment of £168.45, 4 monthly repayments of £224.60, last monthly repayment of £112.20. Total repayment £1,179.05. Interest rate p.a. (fixed) 185.39%. Representative APR 611.74%. Our loans are available for 3 to 9 months depending on the loan amount - rates between 295.58% APR and a maximum APR of 1294%.
Warning: Late repayments can cause you serious money problems. For help, go to

Do you need to borrow a short term loan to help fund an emergency expense or some unexpected medical costs? We are a premium direct lender offering payday loans in Birmingham with no added fees and no hidden charges. Apply online today, even with bad credit.

5200 Birmingham citizens
applied for payday loans
from Cashfloat
in 2020.

Whatever you need the money for, Cashfloat can get it to you fast. As soon as you have completed the loan application, you will receive an instant decision, and money can be in your account within 1 hour* of approval.

Friendly customer service team available to assist via phone, chat or email.
Make early repayments at no extra expense, save on interest fees.
All credit ratings accepted.
Apply now

Online payday loans in Birmingham

The easiest and most efficient way to get a payday loan in Birmingham is to apply online. Online loans are quick to apply for and require little or no paperwork. When applying for a payday loan online, it’s important to ensure that the company you are applying with is FCA approved and regulated.

Cashfloat offer payday loans to all applicants from Birmingham and throughout the UK. When applying for a loan with us, your details remain safe and secure and are never shared with any third party companies (unless you request that we assist you with finding an alternative lender).

Can I get payday loans with no credit check in Birmingham?

Some loan companies may advertise they offer payday loans with no credit checks. This might sound tempting, especially if you have a poor credit score. However, credit checks are performed to help lenders with assessing whether an applicant can afford the loan or not. Direct lenders and brokers in Birmingham offering no credit check loans may not be authorised and regulated by the FCA, and getting a loan with them can damage your finances.

59% of Birmingham citizens who borrow payday loans are Male

71% of Birmingham citizens who borrow payday loans are Single

Average age of Birmingham citizens who borrow payday loans is 36 years old

Most common job fields for Birmingham citizens who borrow payday loans are Healthcare, Sales and Warehouse

Most common month for Birmingham citizens to borrow payday loans is August

Birmingham citizens who borrow payday loans earn an average of £1,966 a month


Can I get a payday loan in Birmingham with bad credit?

Sure. You can apply with Cashfloat for direct lender bad credit loans in Birmingham. We accept loan applications from applicants with all kinds of credit scores, and no guarantor or collateral is needed.

What payday loan companies are there in Birmingham?

If an online loan does not match what you are looking for, or you prefer walking into a brick and mortar shop and applying for your loan, you can visit some of the high street loan shops in the city of Birmingham. In the city centre, there is UK Money Solutions, Street UK Loans and Love Finance, to name just a few. While these lender shops may be convenient, not all will provide you with instant cash, and many will give you a cheque instead. At Cashfloat, our customers choose us because of our flexibility and the fast rate we fund. Apply now and get the cash in your bank account within 1 hour* of approval.

If you live in London, why not explore our loans in London.

What are some other ways to get quick cash in Birmingham?

Here are some other ways you can get quick cash in Birmingham:

  • The cheapest way of borrowing money is to borrow from family and friends. Before you do this, it’s important to draw up a contract to avoid any problems later on.
  • If you have a credit card, you can use that.
  • Using your bank overdraft. If you do not have an arranged overdraft limit, this can be more expensive than a payday loan.
  • There are plenty of doorstep lenders around Birmingham, which is helpful to those that want a loan without a bank account. However, it’s essential to be wary of doorstep lenders out there that may not be authorised and regulated. When in doubt, check them out on the FCA register.
  • You can join a credit union. Click here to read about how credit unions work.

Where can I get personal loans in Birmingham?

Cashfloat currently also offer personal loans to those living in Birmingham. You can read more about our personal loans here.

Warning: Late repayments can cause you serious money problems. For help, go to