Quick Loans

Need the money in your bank account today? Even with a bad credit score, you can get up to £1100 in the next hour – if approved. We are an FCA authorised direct lender with high acceptance rates. Our online loan application takes around two minutes to complete, and you get an instant lending decision. Cashfloat quick loans is an excellent option for you.


Getting a Quick Loan from Cashfloat

Your Quick Loan Information Card
  • You can get a quick-loan from £200 to £1100
  • Feel free to apply, even with a bad credit score
  • You can repay your Quick loan with up to 4 instalments
How Much can I Borrow?
  • 3 minutes to complete the online application form
  • 90 seconds instant lending decision
  • 1 hour from approval, the money should be in your bank account

* Average numbers

How Fast Can I have the Money?
  • We are an FCA authorised direct lender.
  • We welcome people with bad-credit
  • Unsecured loans, no guarantor needed
Why Cashfloat?
FAQs about Quick Loans

How much can I get when applying for a quick loan?

With Cashfloat, you can get quick loans between £200 – £1,100 with an instant decision. When applying, you can decide how much you would like to borrow, how many payments there are, and how long you want the loan to last. Don’t worry, we will make it very clear what your quick loan repayments will be right from the start!


Can I get approved for a quick loan with bad credit?

Yes, many people with a bad credit score already applied and got approved for our quick loans. Our credit assessment takes affordability and many other factors beyond your credit score. Please don’t let companies offering quick loans with no credit check tempt you as this product is illegal in the UK. We will work with you to ensure our loans are right for you, even with some issues on your credit history.

Where will I find quick loans for bad credit with no guarantor and same day payout?

If you need money urgently, you will need a quick loan that will be funded same day. Of course, you will not have time to fill out paperwork or find a guarantor. Therefore, you will be looking for quick loans with no guarantor. However, if you have a poor credit record, a quick loan with no guarantor could be harder to secure. At Cashfloat, we know what you need. That’s why we provide you with quick loans for bad credit same day and without a guarantor. With our quick loans, bad credit won’t stand in your way, and you will be funded within just a few hours of applying (if approved).

Do quick, easy loans with no credit check exist in the UK?

If you’re looking for quick cash loans, you can certainly apply for these easily online and get your money same day. However, when borrowing quick loans, no credit check is not an option. Every lender in the UK is obligated to perform a credit check to make sure that the customer is creditworthy. You can apply for quick easy loans through Cashfloat.co.uk. Our application form is short and simple. If approved, we will do our best to get your loan to you as quickly as possible. Apply now for a whole new quick loans UK experience!


How quick can I have the money in my bank account?

With Cashfloat, your quick loan will be in your bank account you anywhere between 10 mins and 1 hour from approval. If your bank doesn’t support Faster Payment Services (FPS), it could take longer. All our quick loans are funded same day for no extra fee.

Remember: Even when you need cash fast, make sure you follow the basic short term finance safety guidelines to make sure that you’re dealing with a responsible lender.

How do Cashfloat quick loans work?

Cashfloat’s quick loan application process has never been easier. Our online loan application takes just a few minutes to fill out and you’ll then receive an instant decision letting you know if you were approved or declined. If we are not sure, we’ll review the application and email you the outcome, usually within half an hour or less. Repayments are debited on the agreed dates from your card using CPA. You can easily manage your loan online 24/7 with your very own Cashfloat account.


Do I need a guarantor to apply for a quick loan online?

Most quick payday loans direct lenders will not require you to have a guarantor, including Cashfloat. Our job is to get you your money fast, so we don’t want any unnecessary steps – such as cosigning with a guarantor – getting in the way.


Are quick loans cheaper than payday loans?

Cashfloat’s quick loans are the same price as our payday loans so you pay no more for the speed and convenience. Although our quick loans have the same APR as our premium payday loans, they are still an expensive form of credit and should not be used for long term problems.

What are the best uses for quick loans?

Quick loans could be super useful! Here are a few things that might come up:

We’ll never ask questions about what you need the cash for, but because of our responsible lending practices and authorised Financial Conduct Authority regulations, you will need to pass several tests before we approve your quick loan application.


What is the difference between quick loans and payday loans?

Even though quick loans have lots of qualities of payday loans, not all quick loans are payday loans. Like online payday loans, every unneeded measure is removed when you apply for a quick online loan. No going to the post office or bank, no interview and not even having to wait for a cheque to clear. The only delay is waiting for your cash to be deposited!

How are quick loans lenders regulated?

Cashfloat is an authorised direct lender. The Financial Conduct Authority (FCA) approves only a small amount of direct lender to operate in the UK. Quick loans are a product we have created to get our customers the money they need as fast as we can in a responsible way. Many websites tend to offer quick loans online, but in fact, only direct lenders like Cashfloat can get you the cash you need. It is essential that you check the FCA register to validate that the website offering you quick loans is an authorised direct lender or a broker.



Ready to apply for your quick loan online?

We are a premium direct lender in the UK offering quick loans between £200 and £1,100. We aim to be the fastest as well. Once we receive your loan application, you’ll get an instant decision. If approved, all of our quick loans have a free same day payout.

We invest a lot of time and money to make the borrowing process as easy and quick for you and we will seriously consider your application even if you have bad credit. It’s simple. Now let’s get started.


Written by: Kelly R
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