Loans for Bad Credit

I need a loan – but I have bad credit! Who will want to lend to me? Sound familiar? The good news is that Cashfloat offers you loans for bad credit with an instant decision. We are an FCA authorised direct lender and you can apply for our same day loans for up to £1100.


Your Loans for Bad Credit Information Card
  • You can get loans for bad credit from £200 to £1100
  • Feel free to apply, even with a bad credit score
  • You can repay your loans for bad credit in up to 4 instalments
How Much Can I Borrow?
  • 3 minutes to complete the online application form
  • 90 seconds instant lending decision
  • 1 hour from approval, the money should be in your bank account

* Average numbers

How Fast Can I have the Money?
  • We are an FCA authorised loans for bad credit direct lender.
  • We welcome people with bad-credit
  • Unsecured loans, no guarantor needed
Why Cashfloat?
FAQs about Loans for Bad Credit

But wait! Before you press apply, make sure you know about any cheaper options that may be available to you.

Having bad credit does not mean you have to settle for less. So, what do you need to be aware of to make sure you get the best loans for bad credit that are out there? Cashfloat have put together all the information in this one handy page – so read on!


Loans For Bad Credit No Guarantor

You need a loan – but no one will agree to be your guarantor! Or maybe there’s no one you feel comfortable asking to borrow money from… either way, it looks like a no guarantor loan is the one for you. Well, good news! ALL of Cashfloat’s loans for bad credit are no guarantor loans!


Can I get a loan for bad credit with no guarantor and no fees?


How fast can I get cheap loans with bad credit and no guarantor?

Cashfloat does not charge any fees to apply for a loan with us. There is also no need for a guarantor to get a bad credit loan with us. We offer loans for bad credit with no guarantor and no fees because when you agree to do your best to repay the loan on time, we trust that you will. Cashfloat is regulated by the Financial Conduct Authority, and we offer no guarantor loans for people with bad credit.

Very fast! We offer cheap loans for bad credit and no guarantor that can reach your bank account the same day. Having a bad credit history does not change the speed in which we will fund your loan. Once you have applied for a cheap loan with bad credit and no guarantor you can expect an instant decision. If approved, money can reach your account within an hour.



Loans For Bad Credit UK

Are you trying to find a loan for bad credit in the UK? You have come to the right place! Cashfloat is a UK based direct lender offering UK loans for bad credit. When looking for a direct lender online, make sure to confirm they are based in the UK as this is one of the requirements of the Financial Conduct Authority.


How can I get the best personal loans for bad credit in the UK?


Do Cashfloat offer instant loans for bad credit in the UK?

When you are looking for the best personal loans for bad credit in the UK, it is a good idea to look at your credit score first. Personal loans for bad credit tend to have quite high-interest rates, so if you’re not in a rush for the loan, you may want to try and improve your credit history. You can get a credit report from different credit reference agencies. This credit report will be helpful in improving your bad credit history. Once your credit history has improved you may be able to get one of the best personal loans in the UK.

Yes! We offer instant decision loans for people with bad credit in the UK. We know that when you apply for a loan with us, you want to get that loan fast. This is why we offer instant decision loans UK for people with bad credit, as well as for people with good credit. Once you have received our instant decision, you can receive the money in your bank account within an hour.



Quick Loans For Bad Credit

Cashfloat offer quick loans for bad credit. We specialise in getting the loan into your bank account as fast as we can. When you apply for a loan, we will give you a decision within 90 seconds and then do our best to make sure you are funded the same day.


Are fast loans for bad credit safe?


Are there more fees to get an instant decision loan for bad credit?

When you are looking for fast cash loans for bad credit, make sure you are dealing with an FCA authorised lender. Cashfloat are authorised and regulated by the Financial Conduct Authority. We use a high level of technology which helps keep all your information safe, so even though we do offer fast loans for people with bad credit, we do not compromise on your security. We perform credit checks and affordability asssements on every application, so you can be confident you are safe with us.

Cashfloat do not charge any fees for applying. It is totally free to apply with us and there is no extra charge to get an online loan for bad credit with instant decision. We know that when you apply for a loan you want it straight away and therefore we do our best to get it to you as quickly as possible without charging any extra fee. If you apply for a loan with a broker there may be a charge for the application. It’s always best to try a direct lender first who does not charge any fees for the loan application.



Direct Lender Loans For Bad Credit

If you want to apply for a loan with bad credit, using a direct lender may be the best option for you. Cashfloat is a direct lender authorised and regulated by the Financial Conduct Authority. All our bad credit loans are funded directly from our bank account to yours.


What criteria do I have to fill to apply for direct lender loan for bad credit with Cashfloat?


Can a direct lender supply instalment loans for bad credit?

You can apply for a direct lender loan with Cashfloat as long as you are at least 18 years old, employed with an income, are a UK resident and have a UK bank account. You do not need to have the perfect credit history to apply for a loan with us. We specialise in online loans for bad credit. Convenience lenders like Cashfloat will not require any paper work from you, so you should find it easy to get an online direct lender loan for bad credit.

Most direct lenders who offer bad credit loans will allow you to pay back the loan in instalments. If you are looking for a bad credit loan, you might not be able to afford to repay your loan in one lump sum. In that case, you can apply for instalment loans for bad credit from direct lenders instead. Instalment loans are repaid in several payments, leaving you more money each month for other expenses. Cashfloat offer you to pay back your bad credit loan in up to 4 instalments.


Cashfloat Loans for Bad Credit

If you need a loan, and you’re worried your bad credit score, then Cashfloat loans are perfect for you. Get up to £1100 from an FCA regulated direct lender where no guarantor is required. We offer same day funding at no extra charge. With an instant decision – we have you covered. At Cashfloat, we care about you, not your credit score. Apply today to get the service you deserve.


Written by: Elizabeth Redfern
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