Small Loans

Need just that little bit of extra cash? Apply for a little loan of up to £1100 online from an FCA-authorised direct lender. We offer small loans with instant decision and same day funding, if approved. You do not need a perfect credit score or a guarantor to apply.

Your Small Loans Information Card
  • You can get a small loans between £200 and £1100
  • Feel free to apply, even with a bad credit score
  • You can repay your small loan in up to 4 instalments
How Much Can I Borrow?
  • 3 minutes to complete the online application form
  • 90 seconds instant lending decision
  • 1 hour from approval, the money should be in your bank account

* Average numbers

How Fast Can I have the Money?
  • We are an FCA authorised small loans direct lender.
  • Our website is safe and secure
  • We offer hassle free loans. No fax, no paperwork and no guarantor needed
Why Cashfloat?
FAQs about Small Loans

Getting a Small Payday Loan

Are you looking for a small loan to get you over Christmas or perhaps to do that small job on your car? Our small loans can provide you with some financial relief to resolve your short term cash shortage. Getting a small short term loan with Cashfloat is easy. Our loan application takes a few minutes, and you will receive an instant lending decision. Below we present you with some FAQ’s on our small loans which should help you if you have any queries regarding our loan products.

Small Loans For Bad Credit

Small loans for bad credit are quite popular today with people using them for car repairs or small emergencies. Having a bad credit score doesn’t mean you have to settle for less. Cashfloat is a direct lender authorised and regulated by the Financial Conduct Authority specialising in bad credit loans.

Can I get a small loan with no credit check?

Do you offer small loans for bad credit with an instant decision?

Even when you are applying for a small loan, all lenders must legally carry out a credit check. A credit check is carried to protect the customer from taking out small loans they can not afford. Keep away from lenders offering small loans for people with no credit check as they are illegal in the UK. For a more safer and secure experience stick with responsible lenders such as Cashfloat.

All of our loans come with an instant decision, including our small loans for poor credit. Applying for a little loan with us is easy. You just need a few minutes of your time to fill out our online application form, and you will get an instant lending decision. If you are approved, money can reach your bank account the same day. For quick service, apply today at

Small Payday Loans

Are you nearing the end of the month and don’t think you’ll make it to your payday? Small payday loans can come handy when you are stuck in these situations. We offer small payday loans online from £200 up to £1100.

Will small payday loans for bad credit affect my credit score?

Should I get a small payday loan with a direct lender or broker?

Getting a small payday loan for bad credit will affect your credit score. However, if you get a small payday loan with bad credit and pay back your loan on time, it can have a positive effect on your credit rating. Having a high credit score shows your bank or lender that you are responsible with your money, and they will be more likely to approve you for a loan in the future.

There are a few differences between dealing with a direct lender as opposed to a broker. First of all, getting a small payday loan from a direct lender may be a quicker process and less hassle. The direct lender will process the application themselves, and the money will come from them directly. In contrast, when you send your application to a broker, they sell it to direct lenders, and there may even be an extra fee for this. We advise you to stick to direct lenders when applying for little payday loans in the UK.

Small Business Loans

Small business loans are often used when someone wants to start up a business, and they require some extra cash to help them. We offer small business loans for up to £1100. If you need your small business startup loan quickly, we can still help you. Most of our loans are funded the same day as approval, so apply today and if approved, receive your money straight into your bank account.

Are small business loans available in the UK?

Will it be easier to be approved for a small business loan with bad credit than a larger loan?

Most UK lenders now offer small business loans to individuals looking to start up their business. It may be hard to find a small business loan with instant approval, as lenders like to be 100% sure that your business will survive long enough for you to repay the small loan. If you need a small business loan of up to £1,100, you can apply for these online from small loan lenders like Cashfloat.

Yes. Generally, small business loans for bad credit are approved more easily than a larger loan. The reason for this is because lenders are at a lower risk when giving a small loan. Our small business loans for bad credit are unsecured, so the process will also be quicker than applying for a secured loan.

Little Loans For Short Periods

Now and then we are hit by unplanned expenses. Little loans taken over a short period can provide you with the financial relief to resolve your short term cash shortage. A little loan is often all you need to help you sleep at night knowing your bills can are paid. While small loans are not designed to be a long-term solution but they allow you to resolve short term issues. They can be paid back in a short period leaving you completely clear of the debt.

Why Should I Trust Cashfloat When Looking For a Little Loan?

Cashfloat is a fully authorised direct lender. With Cashfloat, we can guarantee your information is secure and will not get passed on to any other party with your prior permission. Our application process is easy and safe. The cutting-edge technology we use gives you an instant decision and helps people with a poor credit score get a small loan online. Our interest rate is lower than most lenders in the UK and all our loans are unsecured, meaning no guarantor is needed!

Most of all, Cashfloat are here for you every step of the way, and our customer service representatives will help you with any question you have.

Apply today for your small loan and enjoy a great lending experience with Cashfloat!

Written by: Becky Hall
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