£300 Loans

Borrow a loan from £300 and get it into your bank account today! All credit considered.
Apply now for £300
Representative example: borrow £700 for 6 months. 1st monthly repayment of £168.45, 4 monthly repayments of £224.60, last monthly repayment of £112.20. Total repayment £1,179.05. Interest rate p.a. (fixed) 185.39%. Representative APR 611.74%. Our loans are available for 3 to 9 months depending on the loan amount - rates between 295.58% APR and a maximum APR of 1294%.

Do you need to borrow a £300 loan? You can do this right here with The Cashfloat Team! We are a trusted direct lender specialising in poor credit loans. Apply now and get the money into your bank account today.

58,110 people
£300 loans
in 2020.

Whether you need to borrow money for an emergency expense or car maintenance, Cashfloat can get you the cash you need fast. All you need to do is apply here, and you’ll get an instant decision.

Apply with perfect credit history or bad credit history
Money in your bank account in 1 hour*, if approved
Monthly payments or repay early and save
Apply now for £300

Over how many months can I borrow £300?

With Cashfloat, you can borrow £300 over 3 months. We also offer loans over 4 months, 5 months and 6 months, but these are for higher amounts.

Did you know? Cashfloat offer an Easy-start feature on all our direct lender payday loans which allows you to break up your payments into more manageable amounts and over a longer duration, at no additional cost! Find out more about Easy-start here.

Can I get a £300 loan with bad credit?

Having bad credit makes it hard to get a loan. But with Cashfloat it’s different. Why? Simply because we think your credit score is just an arbitrary number that can be distorted by a poor credit history or mistakes on your credit file. Of course, you should still keep track of your credit score, and credit building tools that have all-in-one features can be useful for this. For example, some credit building tools will request corrections for you from credit reference agencies if you find a mistake.

But whatever your credit rating, you’re welcome to apply for up to £1,500, and theres a high chance you’ll be approved if you pass our affordability test and our other eligibility criteria. Check out our free affordability calculator to see if you can afford a loan with us!

How quick can I get £300 loans?

Your payday loan application could be processed within minutes, and you could receive your loan within an hour* of approval. As a regulated lender, Cashfloat have to check your creditworthiness to make sure that the loan won’t cause you financial distress, which is why we can’t pay out loans instantly. However, we do provide instant decisions so you won’t waste time waiting to see if your application is approved or declined.

Can I repay my loan early?

Of course! You can always make early payments towards your loan or even close the whole loan early – both of which will save you money – using our savings calculator in the login area.

Can I get £300 loans with no credit check?

No. Cashfloat is a trusted lender who cares about your financial safety. Even for small amounts like £300, we don’t offer loans with no credit check because they can seriously damage your finances if you can’t really afford to borrow credit.

Credit checks are carried out for your own safety, and people with bad credit scores can still get approved for small loans online without taking the risk of applying with an unauthorised lender.

57% of people who took out a £300 loan are Male
63% of people who took out a £300 loan are Single
Average age for people who took out a £300 loan is 35 years old
Most common job fields for people who took out a £300 loan are Customer Service, Warehouse, Sales
Top 3 cities where people who took out £300 loans live: London, Manchester and Liverpool
People who took out £300 loans earn an average of £2,563 a month

FAQs about £300 payday loans

How do I apply for a £300 loan?

All you need to do to apply for a £300 loan is fill out the online application form here. This only takes about 2- 5 minutes. Once you’ve submitted the application, you’ll get an instant decision letting you know if you’ve been approved, declined, or if we need further information from you. If you’re approved, the money will be funded to your bank account within 1 hour*. If your application is under further review, we’ll need more information from you. If you’d like to speed up the process, call us on 0203 757 1933 and press option 1 to talk to one of our underwriters.

Who can apply for a £300 loan?

To apply for a loan with us, you’ll need to live in the UK, have a UK bank account, be over 18 years old and have a reliable source of income. As long as you fit these basic eligibility criteria, you can apply on our website.

Where can I get the best £300 loan?

If you’re looking for a £300 loan online, you’ll see lots of websites offering £300 loans. The most important thing to make sure before you sign any consumer credit agreement is that you’re applying with a safe and authorised lender. You can check if a lender is authorised and regulated by the Financial Conduct Authority by checking the Financial Services Register here.

Cashfloat is a registered trading name of Western Circle Ltd, which is based in the UK and has a registered office at Office 8, 2a Highfield Avenue, NW11 9ET.

What if I can’t make a monthly repayment on time?

At Cashfloat we understand that all it takes to knock your budget off kilter is one emergency expense or appliance repair. It happens to the best of us. As soon as you realise you will be unable to meet your monthly repayments, you should contact our customer support team who will try to help you come up with an arrangement that suits your needs. As a reminder, before applying for a loan it’s important to check that you can afford the repayments.

Why should I only take £300 loans from a direct lender?

It’s always better to apply for direct loans in the UK with a direct lender rather than a regulated and authorised credit broker. Even a licensed credit broker will give your information to multiple lenders to check, making it less safe. Of course, broker services can sometimes come in handy if you have very bad credit and need to apply to many lenders in one go, but if this is not the case, you should apply with a direct lender.

Cashfloat is a direct lender and a broker. We process your application directly, and if we are unable to offer you a loan, we can act as a broker and find a lender to provide the financing you need (with your permission of course).

Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk.