Whether you need to borrow money for an emergency expense or car maintenance, Cashfloat can get you the cash you need fast. All you need to do is apply here, and you’ll get an instant decision.
Over how many months can I borrow £300?
With Cashfloat, you can borrow £300 over 3 months. Of course, you can always make early payments towards your loan or even close the whole loan early – both of which will save you money – using our savings calculator in the login area
Can I get a £300 loan with bad credit?
Having bad credit makes it hard to get a loan. But with Cashfloat it’s different. Whatever your credit score, you’re welcome to apply for up to £1500, and theres a high chance you’ll be approved if you pass our affordability test.
How quick can I get £300 loans?
Your application could be processed within minutes, and you could receive your loan within an hour of approval. As a regulated lender, Cashfloat have to check that you can afford the loan, and therefore don’t pay out loans instantly. However, we do provide instant decisions so you won’t waste time waiting to hear if your application is accepted.
Can I get £300 loans with no credit check?
No. Cashfloat is an FCA authorised lender who cares about your financial safety. Even for small amounts like £300, we don’t offer loans with no credit check because they can seriously damage your finances if you can’t really afford to borrow credit.
Can I get a short term loan alternative with Cashfloat?
Short term loans are expensive, as they are designed to be repaid over a shorter time period. If you’re looking for a cheaper option, have a look at our small personal loans which are available for 6-9 months at a much lower interest rate.
What if I can’t make a monthly repayment on time?
At Cashfloat we understand that all it takes to knock your budget off kilter is one emergency expense or appliance repair. It happens to the best of us. As soon as you realise you will be unable to meet your monthly repayments, you should contact our customer support team who will try to help you come up with an arrangement that suits your needs. As a reminder, before applying for a loan it’s important to check that you can afford the repayments.
Why should I only take £300 loans from a direct lender?
Direct lenders are a better option, since when applying with a broker the application process takes longer. The broker takes time to find you an appropriate lender, and may also charge a fee for doing this. At Cashfloat we process your application quickly and if we are unable to offer you a loan, we can act as a broker and find a lender to provide the financing you need (with your permission of course).
Does Cashfloat offer loans 24/7?
Our online application form is accessible 24/7, 365 days a year. We process the applications as quickly as possible, as we are dedicated to providing the financing you need, when you need it. If you apply on a weekend or bank holiday, the application will be processed on the next working day.