Whether you need to borrow money for an emergency expense or car maintenance, Cashfloat can get you the cash you need fast. All you need to do is apply here, and you’ll get an instant decision.
How much can I borrow for 6 months?
With Cashfloat, you can borrow 6 month loans of amounts between £700 and £1500. The repayments will be six equal monthly amounts, so make sure you can afford the monthly repayment by using our affordability checker.
Can I get a 6 month loan with no credit check?
We don’t offer loans with no credit check because they can seriously damage your finances if you can’t really afford to borrow credit. Any reputable lender will perform a credit check, as they look out for your financial safety.
How quick can I get a 6 month loan?
Your application could be processed within a few minutes, and you could receive your loan within one hour of approval. As a regulated lender, Cashfloat have to check that you can afford the loan, and therefore don’t offer instant loans. However, we do provide instant decisions so you know where you stand with your application.
Can I apply for a 6 month loan with bad credit?
Yes, at Cashfloat we offer 6 month unsecured loans for people with bad credit, as long as they have a steady income including benefits. Be aware that loans will cost more if you have fair or bad credit, so it’s important that you use a loan calculator to check that you can afford the repayments.
Can I apply for 6 month payday loans when on benefits?
Cashfloat offers loans to the unemployed, as long as they have a steady source of income such as benefits and pass our affordability test. However, since short term loans are expensive, it’s worth checking if you are getting all the benefits you’re eligible for before applying for a loan.
Why should I rather borrow 6 month payday loans from direct lenders?
Brokers have to send your application to several lenders and wait for them to process it before getting back to you with the available options. Direct lenders process the application themselves, making the process much quicker. Borrowing with a direct lender also saves you paying a brokerage fee.
Do Cashfloat offer payday loans over more than 6 months?
If you need a loan where you get that bit longer to pay it back, have a look at our small personal loans. These are lower interest loans, and are available in amounts between £1000 and £2500 for 6 or 9 months. Again make sure that you can afford the monthly repayments.
Are Cashfloat loans for 6 months available 24/7?
Our online application form is accessible all day every day, and we process applications as quickly as possible. If you apply on a bank holiday or weekend, we will review the application on the next working day.